Health insurance premiums 2027 in Lichtensteig (SG)For an adult aged 26 or over with accident cover

From 311.10 to 657.50 CHF a month depending on the deductible and the model

122 offers from 25 health insurers.

#	Insurer	Model	Deductible
#	Insurer	Model	300 CHF	500 CHF	1'000 CHF	1'500 CHF	2'000 CHF	2'500 CHF
1	Agrisano	TelemedicineAGRIsmart	422.10	412.00	386.80	361.60	336.30	311.10
2	Helsana	Family doctor / HMOHelsana BeneFit PLUS General Practitioner R1	446.30	434.70	405.50	376.30	347.20	318.00
3	Agrisano	TelemedicineAGRIcontact	446.50	435.80	409.20	382.50	355.80	329.10
4	KPT	TelemedicineKPTwin.smart - GP with app	448.10	436.50	407.30	378.10	—	319.80
5	Agrisano	Family doctor / HMOAGRIeco	449.00	438.20	411.40	384.60	357.70	330.90
6	Helsana	Family doctor / HMOHelsana BeneFit PLUS General Practitioner R2	451.40	439.80	410.60	381.40	352.30	323.10
7	Helsana	TelemedicineHelsana BeneFit PLUS Telemed	451.40	439.80	410.60	381.40	352.30	323.10
8	CONCORDIA	Family doctor / HMOHMO	452.00	440.40	411.20	382.00	352.90	323.70
9	KPT	Family doctor / HMOKPTwin.doc - GP (family doctor)	452.10	440.50	411.30	382.10	—	323.80
10	ÖKK	Family doctor / HMOÖKK CASAMED HMO	455.00	443.40	414.20	385.00	355.90	335.00
11	SWICA	Family doctor / HMOFavorit Bestcare	455.80	450.70	439.90	429.10	418.20	395.60
12	Helsana	Flexible modelHelsana BeneFit PLUS Flexmed	456.50	444.90	415.70	386.50	357.40	328.20
13	Sanitas	TelemedicineTelMed Basic	459.40	447.75	418.60	389.40	360.25	331.10
14	Galenos	Flexible modelCombi Care	459.50	447.80	418.60	389.50	360.30	331.10
15	CONCORDIA	TelemedicinesmartDoc	459.90	448.30	419.10	389.90	360.80	331.60
			See all	See all	See all	See all	See all	See all

In 2027, for an adult aged 26 or over in Lichtensteig, with accident cover, the cheapest health insurance premium is:

422.10 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart)
311.10 CHF a month with a 2'500 CHF deductible (Agrisano, AGRIsmart)

Last modified: 29/09/2026

Frequently asked questions

Which health insurance is the cheapest in Lichtensteig for an adult aged 26 or over with a deductible of 300 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in Lichtensteig is Agrisano (AGRIsmart) at 422.10 CHF a month.

How much does health insurance cost in Lichtensteig in 2027 for an adult aged 26 or over?

For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, monthly premiums run from 422.10 CHF (Agrisano, AGRIsmart) to 657.50 CHF (Groupe Mutuel – Philos, Standard model): 122 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 400.30 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 300 CHF or 2'500 CHF better in Lichtensteig for an adult aged 26 or over with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 422.10 CHF a month with the 300 CHF deductible to 311.10 CHF with the 2'500 CHF deductible: 111.00 CHF less a month, 1'332.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'780 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

Which model is the cheapest in Lichtensteig for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 488.00 CHF (Agrisano), family doctor / HMO 446.30 CHF (Helsana), flexible model 456.50 CHF (Helsana), telemedicine 422.10 CHF (Agrisano).

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.