Health insurance premiums 2026 in Ebnat-Kappel (SG)For a child aged 0 to 18
With accident cover: from 53.05 to 149.75 CHF a month depending on the deductible and the model
122 offers from 25 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 |  Agrisano | AGRIsmart | 83.15 | — | 73.15 | 68.15 | 63.15 | 58.05 | 53.05 |
| 2 |  Assura | FeminaVita | 86.35 | 80.55 | 74.75 | 68.85 | 63.05 | 57.25 | 54.15 |
| 3 | Assura | PreventoMed | 86.35 | 80.55 | 74.75 | 68.85 | 63.05 | 57.25 | 54.15 |
| 4 | Agrisano | AGRIcontact | 87.75 | — | 77.25 | 71.95 | 66.75 | 61.35 | 56.15 |
| 5 | Agrisano | AGRIeco | 89.35 | — | 78.55 | 73.25 | 67.85 | 62.45 | 57.15 |
| 6 | Assura | Qualimed | 89.65 | 83.85 | 78.05 | 72.15 | 66.35 | 60.55 | 54.65 |
| 7 |  rhenusana | sanmed24 | 90.85 | — | — | 73.45 | — | — | 55.85 |
| 8 | rhenusana | Family doctor | 91.95 | — | — | 74.45 | — | — | 59.95 |
| 9 |  KPT | KPTwin.smart | 92.45 | — | 83.05 | — | 73.75 | — | 64.35 |
| 10 | Assura | PharMed | 92.45 | 86.65 | 80.85 | 74.95 | 69.15 | 63.35 | 57.45 |
| 11 | Assura | Family doctor | 92.95 | 87.15 | 81.35 | 75.45 | 69.65 | 63.85 | 57.95 |
| 12 |  CSS | Hausarztversicherung Profit | 93.05 | 87.25 | 81.45 | 75.55 | 69.75 | — | 58.05 |
| 13 |  ÖKK | HMO model | 93.25 | — | 81.65 | — | 69.95 | — | 58.25 |
| 14 | KPT | KPTwin.plus | 93.65 | — | 84.25 | — | 74.75 | — | 65.25 |
| 15 | ÖKK | Family doctor | 95.45 | — | 83.85 | — | 72.15 | — | 60.45 |
| See all | See all | See all | See all | See all | See all | See all | |||
Without accident cover: from 50.05 to 138.95 CHF a month depending on the deductible and the model
122 offers from 25 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 | Agrisano | AGRIsmart | 78.75 | — | 69.25 | 64.45 | 59.75 | 54.85 | 50.15 |
| 2 | Assura | FeminaVita | 79.95 | 74.65 | 69.25 | 63.75 | 58.35 | 52.95 | 50.05 |
| 3 | Assura | PreventoMed | 79.95 | 74.65 | 69.25 | 63.75 | 58.35 | 52.95 | 50.05 |
| 4 | Assura | Qualimed | 83.05 | 77.65 | 72.25 | 66.75 | 61.35 | 56.05 | 50.55 |
| 5 | Agrisano | AGRIcontact | 83.15 | — | 73.15 | 68.05 | 63.15 | 58.05 | 53.05 |
| 6 | rhenusana | sanmed24 | 84.15 | — | — | 67.95 | — | — | 51.65 |
| 7 | Agrisano | AGRIeco | 84.65 | — | 74.35 | 69.35 | 64.25 | 59.05 | 54.05 |
| 8 | rhenusana | Family doctor | 85.25 | — | — | 68.95 | — | — | 55.45 |
| 9 | KPT | KPTwin.smart | 85.55 | — | 76.85 | — | 68.15 | — | 59.45 |
| 10 | Assura | PharMed | 85.65 | 80.25 | 74.85 | 69.35 | 63.95 | 58.65 | 53.15 |
| 11 | CSS | Hausarztversicherung Profit | 86.15 | 80.75 | 75.35 | 69.85 | 64.55 | — | 53.65 |
| 12 | Assura | Family doctor | 86.15 | 80.75 | 75.35 | 69.85 | 64.45 | 59.05 | 53.55 |
| 13 | ÖKK | HMO model | 86.45 | — | 75.65 | — | 64.75 | — | 53.85 |
| 14 | KPT | KPTwin.plus | 86.65 | — | 77.95 | — | 69.15 | — | 60.25 |
| 15 | ÖKK | Family doctor | 88.45 | — | 77.65 | — | 66.75 | — | 55.95 |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2026, for a child aged 0 to 18 in Ebnat-Kappel, the cheapest health insurance premium is:
- Without accident cover: 78.75 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart), 50.05 CHF with a 600 CHF deductible (Assura, FeminaVita).
- With accident cover: 83.15 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart), 53.05 CHF with a 600 CHF deductible (Agrisano, AGRIsmart).
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Ebnat-Kappel for a child aged 0 to 18?
In 2026, without accident cover: Agrisano (AGRIsmart) at 78.75 CHF a month with a deductible of 0 CHF, and Assura (FeminaVita) at 50.05 CHF with the 600 CHF deductible. With accident cover: Agrisano (AGRIsmart) at 83.15 CHF, and Agrisano (AGRIsmart) at 53.05 CHF.
How much does accident cover cost in basic insurance in Ebnat-Kappel?
For a child aged 0 to 18 with Agrisano (AGRIsmart), the premium rises from 78.75 CHF a month without accident cover to 83.15 CHF with accident cover, at the 0 CHF deductible: 4.40 CHF a month, 52.80 CHF a year. You only need this cover if you are not already fully insured for accidents under the Accident Insurance Act (UVG/LAA). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 88.30 CHF at Agrisano (AGRIsmart) gives 83.15 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.