Health insurance premiums 2027 in Lungern (OW)For a child aged 0 to 18 without accident cover
From 52.15 to 151.45 CHF a month depending on the deductible and the model
117 offers from 26 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 |  Agrisano | AGRIsmart | 80.95 | — | 71.35 | 66.55 | 61.85 | 57.05 | 52.15 |
| 2 | Agrisano | AGRIcontact | 85.85 | — | 75.75 | 70.65 | 65.65 | 60.55 | 55.45 |
| 3 | Agrisano | AGRIeco | 86.45 | — | 76.15 | 71.15 | 66.05 | 60.85 | 55.85 |
| 4 |  Helsana | Helsana BeneFit PLUS General Practitioner R1 | 88.25 | — | — | — | — | 61.25 | — |
| 5 | Helsana | Helsana BeneFit PLUS Telemed | 88.25 | — | — | — | — | 61.25 | — |
| 6 | Helsana | Helsana BeneFit PLUS General Practitioner R2 | 89.45 | — | — | — | — | 62.35 | — |
| 7 |  KPT | KPTwin.smart - GP with app | 90.25 | — | 81.55 | — | 72.85 | — | 64.15 |
| 8 |  CSS | Hausarztversicherung Profit | 90.35 | 84.95 | 79.55 | 74.05 | 68.65 | — | 57.75 |
| 9 | Helsana | Helsana BeneFit PLUS Flexmed | 90.45 | — | — | — | — | 63.35 | — |
| 10 |  Aquilana | SMARTMED | 91.55 | 86.85 | 82.15 | 77.45 | 72.75 | 66.35 | — |
| 11 | Helsana | Helsana BeneFit PLUS General Practitioner R3 | 91.55 | — | — | — | — | 64.45 | — |
| 12 |  Sumiswalder Krankenkasse | Family doctor | 93.65 | 88.65 | 83.75 | 78.65 | 73.65 | 68.75 | 63.65 |
| 13 | Sumiswalder Krankenkasse | sumis24Telmed | 93.65 | 88.65 | 83.75 | 78.65 | 73.65 | 68.75 | 63.65 |
| 14 | Helsana | Helsana BeneFit PLUS General Practitioner R4 | 93.65 | — | — | — | — | 66.65 | — |
| 15 | Helsana | Helsana Premed-24 | 93.65 | — | — | — | — | 66.65 | — |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2027, for a child aged 0 to 18 in Lungern, without accident cover, the cheapest health insurance premium is:
- 80.95 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart)
- 52.15 CHF a month with a 600 CHF deductible (Agrisano, AGRIsmart)
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Lungern for a child aged 0 to 18 with a deductible of 0 CHF, without accident cover?
In 2027, without accident cover, the cheapest offer in Lungern is Agrisano (AGRIsmart) at 80.95 CHF a month.
How much does health insurance cost in Lungern in 2027 for a child aged 0 to 18?
For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, monthly premiums run from 80.95 CHF (Agrisano, AGRIsmart) to 151.45 CHF (Sympany, Standard model): 117 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 94.65 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 0 CHF or 600 CHF better in Lungern for a child aged 0 to 18 without accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 80.95 CHF a month with the 0 CHF deductible to 52.15 CHF with the 600 CHF deductible: 28.80 CHF less a month, 345.60 CHF a year. The 600 CHF deductible stays worthwhile up to around 384 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.
Which model is the cheapest in Lungern for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, the cheapest premium per model is: standard model 94.35 CHF (Agrisano), family doctor / HMO 86.45 CHF (Agrisano), flexible model 90.45 CHF (Helsana), telemedicine 80.95 CHF (Agrisano).
Does a second or third child pay less in Lungern?
A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 17 of the 26 insurers present in Lungern file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and without accident cover:
| Insurer | Model | 1st child | Reduced premium |
|---|---|---|---|
| Agrisano | AGRIsmart | 80.95 CHF | 34.25 CHF from the 3rd child |
| Visana | Tel Care | 94.55 CHF | 36.85 CHF from the 3rd child |
| Galenos | Managed Care | 116.15 CHF | 42.05 CHF from the 3rd child |
| Aquilana | SMARTMED | 91.55 CHF | 43.45 CHF from the 3rd child |
| SWICA | Favorit Multichoice | 104.75 CHF | 43.55 CHF from the 3rd child |
| CONCORDIA | HMO | 94.35 CHF | 43.85 CHF from the 3rd child |
| sana24 | Combi Care | 120.95 CHF | 43.85 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 93.65 CHF | 44.45 CHF from the 3rd child |
| Krankenkasse Steffisburg | Casa | 97.95 CHF | 51.75 CHF from the 3rd child |
| rhenusana | sanmed24 | 111.95 CHF | 53.65 CHF from the 3rd child |
| Krankenkasse Luzerner Hinterland | Telemedicine | 104.60 CHF | 69.60 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | PrimaFlex (Flexible model) | 99.95 CHF | 73.75 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 100.85 CHF | 74.45 CHF from the 5th child |
| Groupe Mutuel – Avenir | PrimaFlex (Flexible model) | 116.55 CHF | 86.25 CHF from the 5th child |
| EGK | EGK-Care | 101.95 CHF | 93.35 CHF from the 3rd child |
| SLKK | SmartMed | 110.75 CHF | 99.25 CHF from the 3rd child |
| Assura | MediTel | 117.75 CHF | 116.15 CHF from the 4th child, 114.45 CHF from the 5th child |
The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 85.70 CHF at Agrisano (AGRIsmart) gives 80.95 CHF after redistribution.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.