Health insurance premiums 2027 in Lungern (OW)For a child aged 0 to 18
With accident cover: from 55.15 to 163.15 CHF a month depending on the deductible and the model
117 offers from 26 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 | AGRIsmart | 85.45 | — | 75.35 | 70.35 | 65.35 | 60.25 | 55.15 | |
| 2 | AGRIcontact | 90.65 | — | 79.95 | 74.65 | 69.35 | 63.95 | 58.65 | |
| 3 | AGRIeco | 91.25 | — | 80.45 | 75.15 | 69.75 | 64.35 | 59.05 | |
| 4 | Helsana BeneFit PLUS General Practitioner R1 | 95.25 | — | — | — | — | 66.15 | — | |
| 5 | Helsana BeneFit PLUS Telemed | 95.25 | — | — | — | — | 66.15 | — | |
| 6 | Helsana BeneFit PLUS General Practitioner R2 | 96.45 | — | — | — | — | 67.35 | — | |
| 7 | KPTwin.smart - GP with app | 97.35 | — | 88.05 | — | 78.65 | — | 69.35 | |
| 8 | Hausarztversicherung Profit | 97.45 | 91.65 | 85.85 | 79.95 | 74.15 | — | 62.45 | |
| 9 | Helsana BeneFit PLUS Flexmed | 97.55 | — | — | — | — | 68.45 | — | |
| 10 | SMARTMED | 98.75 | 93.65 | 88.65 | 83.65 | 78.45 | 71.65 | — | |
| 11 | Helsana BeneFit PLUS General Practitioner R3 | 98.75 | — | — | — | — | 69.65 | — | |
| 12 | Standard model | 99.55 | — | 87.85 | 82.05 | 76.25 | 70.35 | 64.55 | |
| 13 | HMO | 100.05 | 94.25 | 88.45 | 82.55 | 76.75 | 70.95 | 65.05 | |
| 14 | Family doctor | 101.05 | 95.65 | 90.35 | 84.85 | 79.55 | 74.25 | 68.75 | |
| 15 | sumis24Telmed | 101.05 | 95.65 | 90.35 | 84.85 | 79.55 | 74.25 | 68.75 | |
| See all | See all | See all | See all | See all | See all | See all | |||
Without accident cover: from 52.15 to 151.45 CHF a month depending on the deductible and the model
117 offers from 26 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 | AGRIsmart | 80.95 | — | 71.35 | 66.55 | 61.85 | 57.05 | 52.15 | |
| 2 | AGRIcontact | 85.85 | — | 75.75 | 70.65 | 65.65 | 60.55 | 55.45 | |
| 3 | AGRIeco | 86.45 | — | 76.15 | 71.15 | 66.05 | 60.85 | 55.85 | |
| 4 | Helsana BeneFit PLUS General Practitioner R1 | 88.25 | — | — | — | — | 61.25 | — | |
| 5 | Helsana BeneFit PLUS Telemed | 88.25 | — | — | — | — | 61.25 | — | |
| 6 | Helsana BeneFit PLUS General Practitioner R2 | 89.45 | — | — | — | — | 62.35 | — | |
| 7 | KPTwin.smart - GP with app | 90.25 | — | 81.55 | — | 72.85 | — | 64.15 | |
| 8 | Hausarztversicherung Profit | 90.35 | 84.95 | 79.55 | 74.05 | 68.65 | — | 57.75 | |
| 9 | Helsana BeneFit PLUS Flexmed | 90.45 | — | — | — | — | 63.35 | — | |
| 10 | SMARTMED | 91.55 | 86.85 | 82.15 | 77.45 | 72.75 | 66.35 | — | |
| 11 | Helsana BeneFit PLUS General Practitioner R3 | 91.55 | — | — | — | — | 64.45 | — | |
| 12 | Family doctor | 93.65 | 88.65 | 83.75 | 78.65 | 73.65 | 68.75 | 63.65 | |
| 13 | sumis24Telmed | 93.65 | 88.65 | 83.75 | 78.65 | 73.65 | 68.75 | 63.65 | |
| 14 | Helsana BeneFit PLUS General Practitioner R4 | 93.65 | — | — | — | — | 66.65 | — | |
| 15 | Helsana Premed-24 | 93.65 | — | — | — | — | 66.65 | — | |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2027, for a child aged 0 to 18 in Lungern, the cheapest health insurance premium is:
- Without accident cover: 80.95 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart), 52.15 CHF with a 600 CHF deductible (Agrisano, AGRIsmart).
- With accident cover: 85.45 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart), 55.15 CHF with a 600 CHF deductible (Agrisano, AGRIsmart).
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Lungern for a child aged 0 to 18?
In 2027, without accident cover: Agrisano (AGRIsmart) at 80.95 CHF a month with a deductible of 0 CHF, and Agrisano (AGRIsmart) at 52.15 CHF with the 600 CHF deductible. With accident cover: Agrisano (AGRIsmart) at 85.45 CHF, and Agrisano (AGRIsmart) at 55.15 CHF.
How much does accident cover cost in basic insurance in Lungern?
For a child aged 0 to 18 with Agrisano (AGRIsmart), the premium rises from 80.95 CHF a month without accident cover to 85.45 CHF with accident cover, at the 0 CHF deductible: 4.50 CHF a month, 54.00 CHF a year. You only need this cover if you are not already fully insured for accidents under the Accident Insurance Act (UVG/LAA). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 90.20 CHF at Agrisano (AGRIsmart) gives 85.45 CHF after redistribution.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.