Health insurance premiums 2027 in Val-de-Ruz (NE) For a child aged 0 to 18, deductible of 500 CHF, without accident cover

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Standard model21Family doctor / HMO40Flexible model19Telemedicine27

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107 offersfrom 21 health insurers

Child (0 to 18) · without accident cover · deductible of 500 CHF

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Lowest premiumFor these criteria: child (0 to 18), without accident cover, deductible of 500 CHF, in Val-de-Ruz.Among the insurers and models you have selected.

Assura

Family doctor / HMOPharMed

120.85115.45110.05104.5599.1593.7588.25CHF per month125.60 CHF before the deduction120.20 CHF before the deduction114.80 CHF before the deduction109.30 CHF before the deduction103.90 CHF before the deduction98.50 CHF before the deduction93.00 CHF before the deduction+5.3 %+5.5 %+5.8 %+6.1 %+6.5 %+6.8 %+7.3 %

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Price history

History of the monthly premiums for Assura PharMed (family doctor / HMO) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2012 to 2027.

Year	Premium a month	Change
2027	98.50 CHF	+6.8 %
2026	92.20 CHF	+2.8 %
2025	89.70 CHF	+3.3 %
2024	86.80 CHF	+14.5 %
2023	75.80 CHF	+13.1 %
2022	67.00 CHF	0.0 %
2021	67.00 CHF	0.0 %
2020	67.00 CHF	+7.9 %
2019	62.10 CHF	+6.5 %
2018	58.30 CHF	+4.5 %
2017	55.80 CHF	+9.6 %
2016	50.90 CHF	+54.2 % vs 2012
2015	—	—
2014	—	—
2013	—	—
2012	33.00 CHF	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Agrisano

TelemedicineAGRIsmart

117.25—108.05103.4598.8594.3589.75CHF per month122.00 CHF before the deduction112.80 CHF before the deduction108.20 CHF before the deduction103.60 CHF before the deduction99.10 CHF before the deduction94.50 CHF before the deduction+0.7 %+0.6 %+0.7 %+0.5 %+0.7 %+0.5 %

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Price history

History of the monthly premiums for Agrisano AGRIsmart (telemedicine) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2024 to 2027.

Year	Premium a month	Change
2027	99.10 CHF	+0.7 %
2026	98.40 CHF	+13.4 %
2025	86.80 CHF	−2.6 %
2024	89.10 CHF	—
2023	—	—
2022	—	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Assura

Flexible modelQualiMed

121.55116.15110.85105.3599.9594.5589.05CHF per month126.30 CHF before the deduction120.90 CHF before the deduction115.60 CHF before the deduction110.10 CHF before the deduction104.70 CHF before the deduction99.30 CHF before the deduction93.80 CHF before the deduction+5.3 %+5.6 %+6.0 %+6.2 %+6.5 %+6.9 %+7.3 %

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Price history

History of the monthly premiums for Assura QualiMed (flexible model) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2022 to 2027.

Year	Premium a month	Change
2027	99.30 CHF	+6.9 %
2026	92.90 CHF	+5.1 %
2025	88.40 CHF	+1.8 %
2024	86.80 CHF	+17.3 %
2023	74.00 CHF	+11.3 %
2022	66.50 CHF	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Agrisano

TelemedicineAGRIcontact

119.45—110.15105.45100.7596.1591.45CHF per month124.20 CHF before the deduction114.90 CHF before the deduction110.20 CHF before the deduction105.50 CHF before the deduction100.90 CHF before the deduction96.20 CHF before the deduction+1.3 %+1.3 %+1.2 %+1.2 %+1.2 %+1.2 %

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Price history

History of the monthly premiums for Agrisano AGRIcontact (telemedicine) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2019 to 2027.

Year	Premium a month	Change
2027	100.90 CHF	+1.2 %
2026	99.70 CHF	+13.3 %
2025	88.00 CHF	−2.5 %
2024	90.30 CHF	+11.1 %
2023	81.30 CHF	+7.8 %
2022	75.40 CHF	+2.6 %
2021	73.50 CHF	+2.8 %
2020	71.50 CHF	−6.7 %
2019	76.60 CHF	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Agrisano

Family doctor / HMOAGRIeco

120.15—110.75106.15101.4596.7592.05CHF per month124.90 CHF before the deduction115.50 CHF before the deduction110.90 CHF before the deduction106.20 CHF before the deduction101.50 CHF before the deduction96.80 CHF before the deduction+0.6 %+0.5 %+0.6 %+0.7 %+0.6 %+0.6 %

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Price history

History of the monthly premiums for Agrisano AGRIeco (family doctor / HMO) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2011 to 2027.

Year	Premium a month	Change
2027	101.50 CHF	+0.6 %
2026	100.90 CHF	+13.4 %
2025	89.00 CHF	−2.5 %
2024	91.30 CHF	+10.3 %
2023	82.80 CHF	+7.7 %
2022	76.90 CHF	+2.7 %
2021	74.90 CHF	+2.6 %
2020	73.00 CHF	−6.4 %
2019	78.00 CHF	−1.1 %
2018	78.90 CHF	−4.0 %
2017	82.20 CHF	+7.9 %
2016	76.20 CHF	+20.2 %
2015	63.40 CHF	+8.4 %
2014	58.50 CHF	0.0 %
2013	58.50 CHF	0.0 %
2012	58.50 CHF	+12.1 %
2011	52.20 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Assura

Family doctor / HMOFamily doctor

125.35119.95114.55109.05103.6598.2592.75CHF per month130.10 CHF before the deduction124.70 CHF before the deduction119.30 CHF before the deduction113.80 CHF before the deduction108.40 CHF before the deduction103.00 CHF before the deduction97.50 CHF before the deduction+5.3 %+5.6 %+5.9 %+6.2 %+6.5 %+6.8 %+7.3 %

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Price history

History of the monthly premiums for Assura Family doctor (family doctor / HMO) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2011 to 2027.

Year	Premium a month	Change
2027	103.00 CHF	+6.8 %
2026	96.40 CHF	+5.1 %
2025	91.70 CHF	+3.1 %
2024	88.90 CHF	+16.5 %
2023	76.30 CHF	+11.2 %
2022	68.60 CHF	0.0 %
2021	68.60 CHF	0.0 %
2020	68.60 CHF	+8.4 %
2019	63.30 CHF	+6.0 %
2018	59.70 CHF	+3.5 %
2017	57.70 CHF	+12.5 %
2016	51.30 CHF	+50.9 %
2015	34.00 CHF	+3.0 %
2014	33.00 CHF	0.0 %
2013	33.00 CHF	0.0 %
2012	33.00 CHF	+2.8 %
2011	32.10 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Helsana

TelemedicineHelsana BeneFit PLUS Telemed

126.15————99.05—CHF per month130.90 CHF before the deduction103.80 CHF before the deduction+7.6 %+9.8 %

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Price history

History of the monthly premiums for Helsana Helsana BeneFit PLUS Telemed (telemedicine) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2011 to 2027.

Year	Premium a month	Change
2027	103.80 CHF	+9.8 %
2026	94.50 CHF	+2.9 %
2025	91.80 CHF	−4.9 %
2024	96.50 CHF	+5.7 %
2023	91.30 CHF	+16.6 %
2022	78.30 CHF	−0.1 %
2021	78.40 CHF	−2.6 %
2020	80.50 CHF	−1.9 %
2019	82.10 CHF	+10.1 %
2018	74.60 CHF	−0.5 %
2017	75.00 CHF	+12.4 %
2016	66.70 CHF	+15.0 %
2015	58.00 CHF	+9.0 %
2014	53.20 CHF	+1.3 %
2013	52.50 CHF	0.0 %
2012	52.50 CHF	0.0 %
2011	52.50 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Assura

Flexible modelFeminaVita

127.65122.25116.85111.35105.95100.5595.05CHF per month132.40 CHF before the deduction127.00 CHF before the deduction121.60 CHF before the deduction116.10 CHF before the deduction110.70 CHF before the deduction105.30 CHF before the deduction99.80 CHF before the deduction+5.3 %+5.6 %+5.8 %+6.1 %+6.4 %+6.8 %+7.2 %

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Price history

History of the monthly premiums for Assura FeminaVita (flexible model) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2026 to 2027.

Year	Premium a month	Change
2027	105.30 CHF	+6.8 %
2026	98.60 CHF	—
2025	—	—
2024	—	—
2023	—	—
2022	—	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Assura

Flexible modelPreventoMed

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Price history

History of the monthly premiums for Assura PreventoMed (flexible model) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2024 to 2027.

Year	Premium a month	Change
2027	105.30 CHF	+6.8 %
2026	98.60 CHF	+5.0 %
2025	93.90 CHF	−4.9 %
2024	98.70 CHF	—
2023	—	—
2022	—	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Helsana

Family doctor / HMOHelsana BeneFit PLUS General Practitioner R1

127.75————100.65—CHF per month132.50 CHF before the deduction105.40 CHF before the deduction+7.7 %+9.9 %

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Price history

History of the monthly premiums for Helsana Helsana BeneFit PLUS General Practitioner R1 (family doctor / HMO) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2011 to 2027.

Year	Premium a month	Change
2027	105.40 CHF	+9.9 %
2026	95.90 CHF	+4.5 %
2025	91.80 CHF	−3.5 %
2024	95.10 CHF	+5.8 %
2023	89.90 CHF	+16.8 %
2022	77.00 CHF	−0.3 %
2021	77.20 CHF	−0.9 %
2020	77.90 CHF	−2.0 %
2019	79.50 CHF	+10.0 %
2018	72.30 CHF	−1.2 %
2017	73.20 CHF	+39.4 % vs 2013
2016	—	—
2015	—	—
2014	—	—
2013	52.50 CHF	0.0 %
2012	52.50 CHF	0.0 %
2011	52.50 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Assura

TelemedicineMediTel

129.05123.65118.25112.75107.35101.9596.45CHF per month133.80 CHF before the deduction128.40 CHF before the deduction123.00 CHF before the deduction117.50 CHF before the deduction112.10 CHF before the deduction106.70 CHF before the deduction101.20 CHF before the deductionNew tariff 2027New tariff 2027New tariff 2027New tariff 2027New tariff 2027New tariff 2027New tariff 2027

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Price history

This tariff appears under this code in 2027: the FOPH links it to no tariff of the previous year, so there is no comparable history.

Year	Premium a month	Change
2027	106.70 CHF	—
2026	—	—
2025	—	—
2024	—	—
2023	—	—
2022	—	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

Helsana

Family doctor / HMOHelsana BeneFit PLUS General Practitioner R2

129.35————102.25—CHF per month134.10 CHF before the deduction107.00 CHF before the deduction+9.0 %+11.6 %

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Price history

History of the monthly premiums for Helsana Helsana BeneFit PLUS General Practitioner R2 (family doctor / HMO) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2023 to 2027.

Year	Premium a month	Change
2027	107.00 CHF	+11.6 %
2026	95.90 CHF	+4.5 %
2025	91.80 CHF	−6.2 %
2024	97.90 CHF	+5.6 %
2023	92.70 CHF	—
2022	—	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Helsana

Flexible modelHelsana BeneFit PLUS Flexmed

129.35————102.25—CHF per month134.10 CHF before the deduction107.00 CHF before the deduction+9.0 %+11.6 %

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Price history

History of the monthly premiums for Helsana Helsana BeneFit PLUS Flexmed (flexible model) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2024 to 2027.

Year	Premium a month	Change
2027	107.00 CHF	+11.6 %
2026	95.90 CHF	+4.5 %
2025	91.80 CHF	−3.5 %
2024	95.10 CHF	—
2023	—	—
2022	—	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Visana

Family doctor / HMOVIVA health plan

129.85124.45118.95113.55108.05102.6597.15CHF per month134.60 CHF before the deduction129.20 CHF before the deduction123.70 CHF before the deduction118.30 CHF before the deduction112.80 CHF before the deduction107.40 CHF before the deduction101.90 CHF before the deduction+8.0 %+8.4 %+4.5 %+4.8 %+0.9 %+0.9 %+1.0 %

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Price history

History of the monthly premiums for Visana VIVA health plan (family doctor / HMO) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2024 to 2027.

Year	Premium a month	Change
2027	107.40 CHF	+0.9 %
2026	106.40 CHF	+6.0 %
2025	100.40 CHF	0.0 %
2024	100.40 CHF	—
2023	—	—
2022	—	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Helsana

Family doctor / HMOHelsana BeneFit PLUS General Practitioner R3

130.85————103.85—CHF per month135.60 CHF before the deduction108.60 CHF before the deduction+7.8 %+10.0 %

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Price history

History of the monthly premiums for Helsana Helsana BeneFit PLUS General Practitioner R3 (family doctor / HMO) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2011 to 2027.

Year	Premium a month	Change
2027	108.60 CHF	+10.0 %
2026	98.70 CHF	+4.4 %
2025	94.50 CHF	−6.3 %
2024	100.80 CHF	+5.5 %
2023	95.50 CHF	+16.5 %
2022	82.00 CHF	+1.2 %
2021	81.00 CHF	+0.6 %
2020	80.50 CHF	−1.9 %
2019	82.10 CHF	+10.1 %
2018	74.60 CHF	−0.5 %
2017	75.00 CHF	+12.4 %
2016	66.70 CHF	+11.0 %
2015	60.10 CHF	+6.2 %
2014	56.60 CHF	+1.4 %
2013	55.80 CHF	0.0 %
2012	55.80 CHF	0.0 %
2011	55.80 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

EGK

TelemedicineEGK-TelCare

131.65126.25120.85115.35109.95104.45—CHF per month136.40 CHF before the deduction131.00 CHF before the deduction125.60 CHF before the deduction120.10 CHF before the deduction114.70 CHF before the deduction109.20 CHF before the deduction+2.8 %−0.7 %−4.0 %−7.6 %−11.2 %−14.8 %

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Price history

History of the monthly premiums for EGK EGK-TelCare (telemedicine) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2014 to 2027.

Year	Premium a month	Change
2027	109.20 CHF	−14.8 %
2026	128.10 CHF	+5.0 %
2025	122.00 CHF	+11.8 %
2024	109.10 CHF	+8.7 %
2023	100.40 CHF	+2.1 %
2022	98.30 CHF	−0.4 %
2021	98.70 CHF	+0.6 %
2020	98.10 CHF	+2.4 %
2019	95.80 CHF	+1.9 %
2018	94.00 CHF	+2.5 %
2017	91.70 CHF	+5.8 %
2016	86.70 CHF	+6.6 %
2015	81.30 CHF	+5.4 %
2014	77.10 CHF	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Visana

Family doctor / HMOManaged Care

133.05127.55122.15116.65111.25105.75100.35CHF per month137.80 CHF before the deduction132.30 CHF before the deduction126.90 CHF before the deduction121.40 CHF before the deduction116.00 CHF before the deduction110.50 CHF before the deduction105.10 CHF before the deduction+2.0 %+2.0 %+2.2 %+2.2 %+2.4 %+2.4 %+2.6 %

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Price history

History of the monthly premiums for Visana Managed Care (family doctor / HMO) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2024 to 2027.

Year	Premium a month	Change
2027	110.50 CHF	+2.4 %
2026	107.90 CHF	+6.0 %
2025	101.80 CHF	0.0 %
2024	101.80 CHF	—
2023	—	—
2022	—	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Visana

Family doctor / HMOMed Direct

133.25127.75122.35116.85111.45105.95100.55CHF per month138.00 CHF before the deduction132.50 CHF before the deduction127.10 CHF before the deduction121.60 CHF before the deduction116.20 CHF before the deduction110.70 CHF before the deduction105.30 CHF before the deduction+2.0 %+2.0 %+2.2 %+2.2 %+2.4 %+2.4 %+2.6 %

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Price history

History of the monthly premiums for Visana Med Direct (family doctor / HMO) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2011 to 2027.

Year	Premium a month	Change
2027	110.70 CHF	+2.4 %
2026	108.10 CHF	+6.0 %
2025	102.00 CHF	0.0 %
2024	102.00 CHF	+9.0 %
2023	93.60 CHF	+4.0 %
2022	90.00 CHF	+4.3 %
2021	86.30 CHF	+5.0 %
2020	82.20 CHF	0.0 %
2019	82.20 CHF	+7.2 %
2018	76.70 CHF	+1.2 %
2017	75.80 CHF	+14.5 %
2016	66.20 CHF	+13.6 %
2015	58.30 CHF	−0.2 %
2014	58.40 CHF	+3.2 %
2013	56.60 CHF	+7.2 %
2012	52.80 CHF	0.0 %
2011	52.80 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Visana

TelemedicineTel Doc

133.55128.05122.65117.15111.75106.25100.85CHF per month138.30 CHF before the deduction132.80 CHF before the deduction127.40 CHF before the deduction121.90 CHF before the deduction116.50 CHF before the deduction111.00 CHF before the deduction105.60 CHF before the deduction+1.9 %+2.0 %+2.2 %+2.2 %+2.4 %+2.4 %+2.6 %

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Price history

History of the monthly premiums for Visana Tel Doc (telemedicine) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2015 to 2027.

Year	Premium a month	Change
2027	111.00 CHF	+2.4 %
2026	108.40 CHF	+6.0 %
2025	102.30 CHF	0.0 %
2024	102.30 CHF	+9.3 %
2023	93.60 CHF	+4.0 %
2022	90.00 CHF	+4.3 %
2021	86.30 CHF	+5.2 %
2020	82.00 CHF	+3.4 %
2019	79.30 CHF	+5.6 %
2018	75.10 CHF	+1.5 %
2017	74.00 CHF	+17.3 %
2016	63.10 CHF	+13.5 %
2015	55.60 CHF	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

CONCORDIA

Family doctor / HMOHMO

133.95128.45122.95117.35111.95106.45100.85CHF per month138.70 CHF before the deduction133.20 CHF before the deduction127.70 CHF before the deduction122.10 CHF before the deduction116.70 CHF before the deduction111.20 CHF before the deduction105.60 CHF before the deduction+1.0 %+1.1 %+1.1 %+1.2 %+1.3 %+1.3 %+1.3 %

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Price history

History of the monthly premiums for CONCORDIA HMO (family doctor / HMO) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2015 to 2027.

Year	Premium a month	Change
2027	111.20 CHF	+1.3 %
2026	109.80 CHF	+6.0 %
2025	103.60 CHF	+5.1 %
2024	98.60 CHF	+7.9 %
2023	91.40 CHF	0.0 %
2022	91.40 CHF	−7.4 %
2021	98.70 CHF	+3.9 %
2020	95.00 CHF	+5.2 %
2019	90.30 CHF	+4.4 %
2018	86.50 CHF	+15.8 %
2017	74.70 CHF	+11.8 %
2016	66.80 CHF	+12.5 %
2015	59.40 CHF	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Groupe Mutuel – Avenir

Family doctor / HMOOptiMed (Healthcare network)

133.85128.45123.05117.55112.15106.75101.25CHF per month138.60 CHF before the deduction133.20 CHF before the deduction127.80 CHF before the deduction122.30 CHF before the deduction116.90 CHF before the deduction111.50 CHF before the deduction106.00 CHF before the deduction+0.1 %+0.2 %+0.2 %+0.2 %+0.2 %+0.2 %+0.2 %

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Price history

History of the monthly premiums for Groupe Mutuel – Avenir OptiMed (Healthcare network) (family doctor / HMO) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2022 to 2027.

Year	Premium a month	Change
2027	111.50 CHF	+0.2 %
2026	111.30 CHF	+7.2 %
2025	103.80 CHF	+17.7 %
2024	88.20 CHF	+2.9 %
2023	85.70 CHF	+5.3 %
2022	81.40 CHF	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Groupe Mutuel – Avenir

Flexible modelPrimaFlex (Flexible model)

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Price history

History of the monthly premiums for Groupe Mutuel – Avenir PrimaFlex (Flexible model) (flexible model) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2023 to 2027.

Year	Premium a month	Change
2027	111.50 CHF	+0.2 %
2026	111.30 CHF	+7.2 %
2025	103.80 CHF	+19.4 %
2024	86.90 CHF	+3.0 %
2023	84.40 CHF	—
2022	—	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Helsana

Family doctor / HMOHelsana BeneFit PLUS General Practitioner R4

133.95————106.85—CHF per month138.70 CHF before the deduction111.60 CHF before the deduction+7.8 %+9.8 %

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Price history

History of the monthly premiums for Helsana Helsana BeneFit PLUS General Practitioner R4 (family doctor / HMO) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2020 to 2027.

Year	Premium a month	Change
2027	111.60 CHF	+9.8 %
2026	101.60 CHF	+4.5 %
2025	97.20 CHF	−6.2 %
2024	103.60 CHF	+5.4 %
2023	98.30 CHF	+16.5 %
2022	84.40 CHF	−0.4 %
2021	84.70 CHF	−2.4 %
2020	86.80 CHF	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Groupe Mutuel – Mutuel

Family doctor / HMOOptiMed (Healthcare network)

134.15128.75123.35117.85112.45107.05101.65CHF per month138.90 CHF before the deduction133.50 CHF before the deduction128.10 CHF before the deduction122.60 CHF before the deduction117.20 CHF before the deduction111.80 CHF before the deduction106.40 CHF before the deduction+0.1 %+0.1 %+0.1 %+0.1 %0.0 %0.0 %+0.1 %

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Price history

History of the monthly premiums for Groupe Mutuel – Mutuel OptiMed (Healthcare network) (family doctor / HMO) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2022 to 2027.

Year	Premium a month	Change
2027	111.80 CHF	0.0 %
2026	111.80 CHF	+4.2 %
2025	107.30 CHF	+7.8 %
2024	99.50 CHF	+12.3 %
2023	88.60 CHF	+6.1 %
2022	83.50 CHF	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Groupe Mutuel – Mutuel

TelemedicineSanaTel (Telemedicine)

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Price history

History of the monthly premiums for Groupe Mutuel – Mutuel SanaTel (Telemedicine) (telemedicine) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2011 to 2027.

Year	Premium a month	Change
2027	111.80 CHF	0.0 %
2026	111.80 CHF	+4.2 %
2025	107.30 CHF	+7.2 %
2024	100.10 CHF	+12.2 %
2023	89.20 CHF	+8.5 %
2022	82.20 CHF	0.0 %
2021	82.20 CHF	0.0 %
2020	82.20 CHF	−1.1 %
2019	83.10 CHF	+4.1 %
2018	79.80 CHF	+15.5 %
2017	69.10 CHF	+13.7 %
2016	60.80 CHF	+7.4 %
2015	56.60 CHF	+7.8 %
2014	52.50 CHF	+6.7 %
2013	49.20 CHF	+5.4 %
2012	46.70 CHF	+3.5 %
2011	45.10 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Aquilana

TelemedicineSMARTMED

133.25128.55123.85119.15114.45107.15—CHF per month138.00 CHF before the deduction133.30 CHF before the deduction128.60 CHF before the deduction123.90 CHF before the deduction119.20 CHF before the deduction111.90 CHF before the deduction+8.0 %+8.5 %+9.1 %+8.9 %+10.7 %+9.8 %

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Price history

History of the monthly premiums for Aquilana SMARTMED (telemedicine) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2023 to 2027.

Year	Premium a month	Change
2027	111.90 CHF	+9.8 %
2026	101.90 CHF	+4.9 %
2025	97.10 CHF	+16.4 %
2024	83.40 CHF	+10.2 %
2023	75.70 CHF	—
2022	—	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

CONCORDIA

TelemedicinesmartDoc

134.65129.25123.75118.15112.65107.15101.65CHF per month139.40 CHF before the deduction134.00 CHF before the deduction128.50 CHF before the deduction122.90 CHF before the deduction117.40 CHF before the deduction111.90 CHF before the deduction106.40 CHF before the deduction+1.5 %+1.7 %+1.7 %+1.8 %+1.9 %+1.9 %+2.1 %

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Price history

History of the monthly premiums for CONCORDIA smartDoc (telemedicine) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2023 to 2027.

Year	Premium a month	Change
2027	111.90 CHF	+1.9 %
2026	109.80 CHF	+6.0 %
2025	103.60 CHF	+5.1 %
2024	98.60 CHF	+7.9 %
2023	91.40 CHF	—
2022	—	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Groupe Mutuel – Mutuel

Flexible modelPrimaFlex (Flexible model)

134.95129.55124.15118.65113.25107.85102.35CHF per month139.70 CHF before the deduction134.30 CHF before the deduction128.90 CHF before the deduction123.40 CHF before the deduction118.00 CHF before the deduction112.60 CHF before the deduction107.10 CHF before the deduction+0.1 %+0.1 %+0.1 %+0.1 %+0.1 %+0.1 %+0.1 %

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Price history

History of the monthly premiums for Groupe Mutuel – Mutuel PrimaFlex (Flexible model) (flexible model) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2023 to 2027.

Year	Premium a month	Change
2027	112.60 CHF	+0.1 %
2026	112.50 CHF	+4.2 %
2025	108.00 CHF	+8.5 %
2024	99.50 CHF	+12.3 %
2023	88.60 CHF	—
2022	—	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Groupe Mutuel – Avenir

TelemedicineSanaTel (Telemedicine)

135.35129.95124.55119.05113.65108.25102.85CHF per month140.10 CHF before the deduction134.70 CHF before the deduction129.30 CHF before the deduction123.80 CHF before the deduction118.40 CHF before the deduction113.00 CHF before the deduction107.60 CHF before the deduction+0.1 %+0.1 %+0.2 %+0.1 %+0.1 %+0.1 %+0.2 %

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Price history

History of the monthly premiums for Groupe Mutuel – Avenir SanaTel (Telemedicine) (telemedicine) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2011 to 2027.

Year	Premium a month	Change
2027	113.00 CHF	+0.1 %
2026	112.90 CHF	+7.2 %
2025	105.30 CHF	+17.7 %
2024	89.50 CHF	+3.0 %
2023	86.90 CHF	+6.8 %
2022	81.40 CHF	0.0 %
2021	81.40 CHF	0.0 %
2020	81.40 CHF	0.0 %
2019	81.40 CHF	+3.2 %
2018	78.90 CHF	+12.6 %
2017	70.10 CHF	+13.6 %
2016	61.70 CHF	+7.3 %
2015	57.50 CHF	+7.9 %
2014	53.30 CHF	+8.3 %
2013	49.20 CHF	+5.4 %
2012	46.70 CHF	+3.5 %
2011	45.10 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Groupe Mutuel – Mutuel

Family doctor / HMOPrimaCare (Family doctor)

135.75130.35124.95119.45114.05108.65103.15CHF per month140.50 CHF before the deduction135.10 CHF before the deduction129.70 CHF before the deduction124.20 CHF before the deduction118.80 CHF before the deduction113.40 CHF before the deduction107.90 CHF before the deduction+0.1 %+0.1 %+0.1 %+0.1 %+0.1 %+0.1 %+0.1 %

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Price history

History of the monthly premiums for Groupe Mutuel – Mutuel PrimaCare (Family doctor) (family doctor / HMO) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2011 to 2027.

Year	Premium a month	Change
2027	113.40 CHF	+0.1 %
2026	113.30 CHF	+4.1 %
2025	108.80 CHF	+3.5 %
2024	105.10 CHF	+12.0 %
2023	93.80 CHF	+9.2 %
2022	85.90 CHF	0.0 %
2021	85.90 CHF	0.0 %
2020	85.90 CHF	0.0 %
2019	85.90 CHF	+3.1 %
2018	83.30 CHF	+15.2 %
2017	72.30 CHF	+13.3 %
2016	63.80 CHF	+7.2 %
2015	59.50 CHF	+7.8 %
2014	55.20 CHF	+4.9 %
2013	52.60 CHF	+5.2 %
2012	50.00 CHF	+3.5 %
2011	48.30 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Assura

Flexible modelHausspital

136.45131.05125.65120.15114.85109.45103.95CHF per month141.20 CHF before the deduction135.80 CHF before the deduction130.40 CHF before the deduction124.90 CHF before the deduction119.60 CHF before the deduction114.20 CHF before the deduction108.70 CHF before the deductionNew tariff 2027New tariff 2027New tariff 2027New tariff 2027New tariff 2027New tariff 2027New tariff 2027

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Price history

This tariff appears under this code in 2027: the FOPH links it to no tariff of the previous year, so there is no comparable history.

Year	Premium a month	Change
2027	114.20 CHF	—
2026	—	—
2025	—	—
2024	—	—
2023	—	—
2022	—	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

CONCORDIA

Family doctor / HMOMyDoc

137.15131.65126.15120.65115.15109.65104.05CHF per month141.90 CHF before the deduction136.40 CHF before the deduction130.90 CHF before the deduction125.40 CHF before the deduction119.90 CHF before the deduction114.40 CHF before the deduction108.80 CHF before the deduction+1.0 %+1.0 %+1.1 %+1.2 %+1.2 %+1.2 %+1.3 %

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Price history

History of the monthly premiums for CONCORDIA MyDoc (family doctor / HMO) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2011 to 2027.

Year	Premium a month	Change
2027	114.40 CHF	+1.2 %
2026	113.00 CHF	+6.0 %
2025	106.60 CHF	+4.9 %
2024	101.60 CHF	+7.7 %
2023	94.30 CHF	0.0 %
2022	94.30 CHF	−5.8 %
2021	100.10 CHF	+3.8 %
2020	96.40 CHF	+5.2 %
2019	91.60 CHF	+4.4 %
2018	87.70 CHF	+15.5 %
2017	75.90 CHF	+11.8 %
2016	67.90 CHF	+7.1 %
2015	63.40 CHF	+7.6 %
2014	58.90 CHF	+7.4 %
2013	54.85 CHF	+4.5 %
2012	52.50 CHF	+7.7 %
2011	48.75 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Visana

TelemedicineTel Care

136.95131.45126.05120.55115.15109.65104.25CHF per month141.70 CHF before the deduction136.20 CHF before the deduction130.80 CHF before the deduction125.30 CHF before the deduction119.90 CHF before the deduction114.40 CHF before the deduction109.00 CHF before the deduction+5.5 %+5.7 %+6.0 %+6.2 %+6.6 %+6.8 %+7.3 %

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Price history

History of the monthly premiums for Visana Tel Care (telemedicine) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2021 to 2027.

Year	Premium a month	Change
2027	114.40 CHF	+6.8 %
2026	107.10 CHF	+6.0 %
2025	101.00 CHF	0.0 %
2024	101.00 CHF	+7.9 %
2023	93.60 CHF	+4.0 %
2022	90.00 CHF	+4.3 %
2021	86.30 CHF	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Groupe Mutuel – Avenir

Family doctor / HMOPrimaCare (Family doctor)

138.45133.05127.65122.15116.75111.35105.85CHF per month143.20 CHF before the deduction137.80 CHF before the deduction132.40 CHF before the deduction126.90 CHF before the deduction121.50 CHF before the deduction116.10 CHF before the deduction110.60 CHF before the deduction+0.1 %+0.1 %+0.2 %+0.2 %+0.1 %+0.1 %+0.1 %

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Price history

History of the monthly premiums for Groupe Mutuel – Avenir PrimaCare (Family doctor) (family doctor / HMO) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2011 to 2027.

Year	Premium a month	Change
2027	116.10 CHF	+0.1 %
2026	116.00 CHF	+7.1 %
2025	108.30 CHF	+17.6 %
2024	92.10 CHF	+2.9 %
2023	89.50 CHF	+5.2 %
2022	85.10 CHF	0.0 %
2021	85.10 CHF	0.0 %
2020	85.10 CHF	0.0 %
2019	85.10 CHF	+3.3 %
2018	82.40 CHF	+12.4 %
2017	73.30 CHF	+13.3 %
2016	64.70 CHF	+7.1 %
2015	60.40 CHF	+7.9 %
2014	56.00 CHF	+6.5 %
2013	52.60 CHF	+5.2 %
2012	50.00 CHF	+3.5 %
2011	48.30 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Groupe Mutuel – Philos

Flexible modelPrimaFlex (Flexible model)

138.55133.15127.75122.25116.85111.45105.95CHF per month143.30 CHF before the deduction137.90 CHF before the deduction132.50 CHF before the deduction127.00 CHF before the deduction121.60 CHF before the deduction116.20 CHF before the deduction110.70 CHF before the deduction+1.1 %+1.1 %+1.1 %+1.2 %+1.2 %+1.3 %+1.4 %

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Price history

History of the monthly premiums for Groupe Mutuel – Philos PrimaFlex (Flexible model) (flexible model) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2023 to 2027.

Year	Premium a month	Change
2027	116.20 CHF	+1.3 %
2026	114.70 CHF	+13.6 %
2025	101.00 CHF	+14.4 %
2024	88.30 CHF	+12.2 %
2023	78.70 CHF	—
2022	—	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Helsana

TelemedicineHelsana Premed-24

138.65————111.55—CHF per month143.40 CHF before the deduction116.30 CHF before the deduction+10.2 %+12.9 %

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Price history

History of the monthly premiums for Helsana Helsana Premed-24 (telemedicine) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2011 to 2027.

Year	Premium a month	Change
2027	116.30 CHF	+12.9 %
2026	103.00 CHF	+4.5 %
2025	98.60 CHF	−4.8 %
2024	103.60 CHF	+2.6 %
2023	101.00 CHF	+16.2 %
2022	86.90 CHF	−0.3 %
2021	87.20 CHF	−2.4 %
2020	89.30 CHF	−1.9 %
2019	91.00 CHF	+9.5 %
2018	83.10 CHF	+2.3 %
2017	81.20 CHF	+12.5 %
2016	72.20 CHF	+10.9 %
2015	65.10 CHF	+6.4 %
2014	61.20 CHF	+1.5 %
2013	60.30 CHF	0.0 %
2012	60.30 CHF	0.0 %
2011	60.30 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Groupe Mutuel – Philos

Family doctor / HMOOptiMed (Healthcare network)

140.15134.75129.35123.85118.45113.05107.55CHF per month144.90 CHF before the deduction139.50 CHF before the deduction134.10 CHF before the deduction128.60 CHF before the deduction123.20 CHF before the deduction117.80 CHF before the deduction112.30 CHF before the deduction+1.0 %+1.1 %+1.1 %+1.2 %+1.2 %+1.3 %+1.4 %

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Price history

History of the monthly premiums for Groupe Mutuel – Philos OptiMed (Healthcare network) (family doctor / HMO) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2022 to 2027.

Year	Premium a month	Change
2027	117.80 CHF	+1.3 %
2026	116.30 CHF	+13.6 %
2025	102.40 CHF	+12.5 %
2024	91.00 CHF	+12.2 %
2023	81.10 CHF	−1.6 %
2022	82.40 CHF	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Groupe Mutuel – Philos

TelemedicineSanaTel (Telemedicine)

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Price history

History of the monthly premiums for Groupe Mutuel – Philos SanaTel (Telemedicine) (telemedicine) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2011 to 2027.

Year	Premium a month	Change
2027	117.80 CHF	+1.3 %
2026	116.30 CHF	+13.6 %
2025	102.40 CHF	+12.5 %
2024	91.00 CHF	+12.2 %
2023	81.10 CHF	0.0 %
2022	81.10 CHF	0.0 %
2021	81.10 CHF	0.0 %
2020	81.10 CHF	0.0 %
2019	81.10 CHF	+3.2 %
2018	78.60 CHF	+13.7 %
2017	69.10 CHF	+13.7 %
2016	60.80 CHF	+7.4 %
2015	56.60 CHF	+7.8 %
2014	52.50 CHF	+6.7 %
2013	49.20 CHF	+5.4 %
2012	46.70 CHF	+3.5 %
2011	45.10 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

EGK

Family doctor / HMOEGK-Care

141.85136.45131.05125.55120.15114.75—CHF per month146.60 CHF before the deduction141.20 CHF before the deduction135.80 CHF before the deduction130.30 CHF before the deduction124.90 CHF before the deduction119.50 CHF before the deduction+2.7 %−0.5 %−3.7 %−6.9 %−10.2 %−13.5 %

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Price history

History of the monthly premiums for EGK EGK-Care (family doctor / HMO) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2011 to 2027.

Year	Premium a month	Change
2027	119.50 CHF	−13.5 %
2026	138.10 CHF	+5.1 %
2025	131.40 CHF	+20.4 %
2024	109.10 CHF	+8.7 %
2023	100.40 CHF	+2.1 %
2022	98.30 CHF	−0.4 %
2021	98.70 CHF	+0.6 %
2020	98.10 CHF	+2.4 %
2019	95.80 CHF	+1.9 %
2018	94.00 CHF	+2.5 %
2017	91.70 CHF	+5.8 %
2016	86.70 CHF	+6.6 %
2015	81.30 CHF	+5.4 %
2014	77.10 CHF	+8.4 %
2013	71.10 CHF	+5.6 %
2012	67.30 CHF	+40.2 %
2011	48.00 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Agrisano

Standard modeldefault modelStandard model

143.05—131.95126.45120.95115.35109.85CHF per month147.80 CHF before the deduction136.70 CHF before the deduction131.20 CHF before the deduction125.70 CHF before the deduction120.10 CHF before the deduction114.60 CHF before the deduction0.0 %0.0 %0.0 %0.0 %0.0 %0.0 %

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Price history

History of the monthly premiums for Agrisano Standard model (standard model) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2011 to 2027.

Year	Premium a month	Change
2027	120.10 CHF	0.0 %
2026	120.10 CHF	+11.9 %
2025	107.30 CHF	−2.5 %
2024	110.00 CHF	+8.9 %
2023	101.00 CHF	+7.8 %
2022	93.70 CHF	+2.6 %
2021	91.30 CHF	+2.7 %
2020	88.90 CHF	−6.5 %
2019	95.10 CHF	−1.2 %
2018	96.30 CHF	−3.9 %
2017	100.20 CHF	+5.1 %
2016	95.30 CHF	+20.3 %
2015	79.20 CHF	+8.2 %
2014	73.20 CHF	0.0 %
2013	73.20 CHF	0.0 %
2012	73.20 CHF	+23.4 %
2011	59.30 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Sanitas

TelemedicineTelMed Basic

143.85138.45133.00127.55122.15116.70111.25CHF per month148.60 CHF before the deduction143.20 CHF before the deduction137.75 CHF before the deduction132.30 CHF before the deduction126.90 CHF before the deduction121.45 CHF before the deduction116.00 CHF before the deduction+1.7 %+1.8 %+1.8 %+1.9 %+2.0 %+2.1 %+2.2 %

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Price history

History of the monthly premiums for Sanitas TelMed Basic (telemedicine) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2026 to 2027.

Year	Premium a month	Change
2027	121.45 CHF	+2.1 %
2026	119.00 CHF	—
2025	—	—
2024	—	—
2023	—	—
2022	—	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Assura

Standard modeldefault modelStandard model

143.85138.45133.05127.55122.15116.75111.25CHF per month148.60 CHF before the deduction143.20 CHF before the deduction137.80 CHF before the deduction132.30 CHF before the deduction126.90 CHF before the deduction121.50 CHF before the deduction116.00 CHF before the deduction+5.4 %+5.6 %+5.8 %+6.0 %+6.3 %+6.6 %+6.9 %

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Price history

History of the monthly premiums for Assura Standard model (standard model) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2011 to 2027.

Year	Premium a month	Change
2027	121.50 CHF	+6.6 %
2026	114.00 CHF	+4.9 %
2025	108.70 CHF	+3.2 %
2024	105.30 CHF	+16.5 %
2023	90.40 CHF	+10.8 %
2022	81.60 CHF	0.0 %
2021	81.60 CHF	0.0 %
2020	81.60 CHF	+6.7 %
2019	76.50 CHF	+8.7 %
2018	70.40 CHF	+8.1 %
2017	65.10 CHF	+13.0 %
2016	57.60 CHF	+60.0 %
2015	36.00 CHF	+5.3 %
2014	34.20 CHF	0.0 %
2013	34.20 CHF	0.0 %
2012	34.20 CHF	+5.2 %
2011	32.50 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Groupe Mutuel – Philos

Family doctor / HMOPrimaCare (Family doctor)

144.95139.55134.15128.75123.35117.95112.45CHF per month149.70 CHF before the deduction144.30 CHF before the deduction138.90 CHF before the deduction133.50 CHF before the deduction128.10 CHF before the deduction122.70 CHF before the deduction117.20 CHF before the deduction+1.0 %+1.1 %+1.1 %+1.2 %+1.3 %+1.3 %+1.4 %

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Price history

History of the monthly premiums for Groupe Mutuel – Philos PrimaCare (Family doctor) (family doctor / HMO) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2011 to 2027.

Year	Premium a month	Change
2027	122.70 CHF	+1.3 %
2026	121.10 CHF	+13.4 %
2025	106.80 CHF	+12.5 %
2024	94.90 CHF	+11.9 %
2023	84.80 CHF	0.0 %
2022	84.80 CHF	0.0 %
2021	84.80 CHF	0.0 %
2020	84.80 CHF	0.0 %
2019	84.80 CHF	+3.2 %
2018	82.20 CHF	+13.7 %
2017	72.30 CHF	+13.3 %
2016	63.80 CHF	+7.2 %
2015	59.50 CHF	+7.8 %
2014	55.20 CHF	+4.9 %
2013	52.60 CHF	+5.2 %
2012	50.00 CHF	+3.5 %
2011	48.30 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Galenos

Family doctor / HMOManaged Care

145.45140.05134.55129.15123.65118.25112.75CHF per month150.20 CHF before the deduction144.80 CHF before the deduction139.30 CHF before the deduction133.90 CHF before the deduction128.40 CHF before the deduction123.00 CHF before the deduction117.50 CHF before the deduction+0.1 %+0.1 %+0.1 %+0.1 %+0.2 %+0.2 %+0.2 %

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Price history

History of the monthly premiums for Galenos Managed Care (family doctor / HMO) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2024 to 2027.

Year	Premium a month	Change
2027	123.00 CHF	+0.2 %
2026	122.80 CHF	−17.7 %
2025	149.20 CHF	+7.9 %
2024	138.30 CHF	—
2023	—	—
2022	—	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Galenos

Family doctor / HMOMed Direct

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Price history

History of the monthly premiums for Galenos Med Direct (family doctor / HMO) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2021 to 2027.

Year	Premium a month	Change
2027	123.00 CHF	+0.2 %
2026	122.80 CHF	−7.6 %
2025	132.90 CHF	+8.0 %
2024	123.00 CHF	+8.0 %
2023	113.90 CHF	+5.9 %
2022	107.60 CHF	+4.0 %
2021	103.50 CHF	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Sanitas

Family doctor / HMOFamily doctor 1

145.35139.95134.55129.10123.70118.25112.80CHF per month150.10 CHF before the deduction144.70 CHF before the deduction139.30 CHF before the deduction133.85 CHF before the deduction128.45 CHF before the deduction123.00 CHF before the deduction117.55 CHF before the deduction+1.8 %+1.8 %+1.9 %+2.0 %+2.1 %+2.2 %+2.3 %

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Price history

History of the monthly premiums for Sanitas Family doctor 1 (family doctor / HMO) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2021 to 2027.

Year	Premium a month	Change
2027	123.00 CHF	+2.2 %
2026	120.40 CHF	+3.6 %
2025	116.20 CHF	+10.9 %
2024	104.80 CHF	+3.8 %
2023	101.00 CHF	+1.7 %
2022	99.30 CHF	+10.1 %
2021	90.20 CHF	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Sanitas

Family doctor / HMOFamily doctor 2

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Price history

History of the monthly premiums for Sanitas Family doctor 2 (family doctor / HMO) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2021 to 2027.

Year	Premium a month	Change
2027	123.00 CHF	+2.2 %
2026	120.40 CHF	+3.6 %
2025	116.20 CHF	+10.9 %
2024	104.80 CHF	+3.8 %
2023	101.00 CHF	+1.7 %
2022	99.30 CHF	+10.1 %
2021	90.20 CHF	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Sanitas

Family doctor / HMOFamily doctor 3

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Price history

History of the monthly premiums for Sanitas Family doctor 3 (family doctor / HMO) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2021 to 2027.

Year	Premium a month	Change
2027	123.00 CHF	+2.2 %
2026	120.40 CHF	+3.6 %
2025	116.20 CHF	+10.9 %
2024	104.80 CHF	+3.8 %
2023	101.00 CHF	+1.7 %
2022	99.30 CHF	+10.1 %
2021	90.20 CHF	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Sanitas

Family doctor / HMOFamily doctor 4

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Price history

History of the monthly premiums for Sanitas Family doctor 4 (family doctor / HMO) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2011 to 2027.

Year	Premium a month	Change
2027	123.00 CHF	+2.2 %
2026	120.40 CHF	+5.0 %
2025	114.70 CHF	+10.9 %
2024	103.40 CHF	+3.7 %
2023	99.70 CHF	+1.8 %
2022	97.90 CHF	+4.3 %
2021	93.90 CHF	−4.3 %
2020	98.10 CHF	0.0 %
2019	98.10 CHF	0.0 %
2018	98.10 CHF	+17.3 %
2017	83.60 CHF	0.0 %
2016	83.60 CHF	0.0 %
2015	83.60 CHF	+19.6 %
2014	69.90 CHF	+5.7 %
2013	66.10 CHF	+7.1 %
2012	61.70 CHF	+9.0 %
2011	56.60 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Sanitas

TelemedicineTelMed Plus

145.35139.95134.55129.10123.70118.25112.80CHF per month150.10 CHF before the deduction144.70 CHF before the deduction139.30 CHF before the deduction133.85 CHF before the deduction128.45 CHF before the deduction123.00 CHF before the deduction117.55 CHF before the deduction+1.7 %+1.8 %+1.8 %+1.9 %+2.0 %+2.1 %+2.2 %

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Price history

History of the monthly premiums for Sanitas TelMed Plus (telemedicine) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2026 to 2027.

Year	Premium a month	Change
2027	123.00 CHF	+2.1 %
2026	120.50 CHF	—
2025	—	—
2024	—	—
2023	—	—
2022	—	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Sanitas

Flexible modelMultiAccess

146.90141.50136.05130.60125.20119.75114.30CHF per month151.65 CHF before the deduction146.25 CHF before the deduction140.80 CHF before the deduction135.35 CHF before the deduction129.95 CHF before the deduction124.50 CHF before the deduction119.05 CHF before the deduction+1.6 %+1.7 %+1.7 %+1.8 %+1.9 %+2.0 %+2.1 %

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Price history

History of the monthly premiums for Sanitas MultiAccess (flexible model) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2026 to 2027.

Year	Premium a month	Change
2027	124.50 CHF	+2.0 %
2026	122.10 CHF	—
2025	—	—
2024	—	—
2023	—	—
2022	—	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Groupe Mutuel – Mutuel

Standard modeldefault modelStandard model

149.55144.15138.75133.35127.95122.55117.05CHF per month154.30 CHF before the deduction148.90 CHF before the deduction143.50 CHF before the deduction138.10 CHF before the deduction132.70 CHF before the deduction127.30 CHF before the deduction121.80 CHF before the deduction+0.1 %+0.1 %0.0 %+0.1 %+0.1 %+0.1 %+0.1 %

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Price history

History of the monthly premiums for Groupe Mutuel – Mutuel Standard model (standard model) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2011 to 2027.

Year	Premium a month	Change
2027	127.30 CHF	+0.1 %
2026	127.20 CHF	+4.1 %
2025	122.20 CHF	+6.3 %
2024	115.00 CHF	+11.9 %
2023	102.80 CHF	+7.4 %
2022	95.70 CHF	0.0 %
2021	95.70 CHF	0.0 %
2020	95.70 CHF	0.0 %
2019	95.70 CHF	+3.0 %
2018	92.90 CHF	+14.8 %
2017	80.90 CHF	+13.0 %
2016	71.60 CHF	+7.0 %
2015	66.90 CHF	+7.4 %
2014	62.30 CHF	+6.5 %
2013	58.50 CHF	+4.8 %
2012	55.80 CHF	+3.5 %
2011	53.90 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Sanitas

Standard modeldefault modelStandard model

150.05144.65139.20133.75128.35122.90117.45CHF per month154.80 CHF before the deduction149.40 CHF before the deduction143.95 CHF before the deduction138.50 CHF before the deduction133.10 CHF before the deduction127.65 CHF before the deduction122.20 CHF before the deduction+1.7 %+1.8 %+1.8 %+1.9 %+2.0 %+2.0 %+2.2 %

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Price history

History of the monthly premiums for Sanitas Standard model (standard model) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2011 to 2027.

Year	Premium a month	Change
2027	127.65 CHF	+2.0 %
2026	125.10 CHF	+3.7 %
2025	120.60 CHF	+10.8 %
2024	108.80 CHF	+3.7 %
2023	104.90 CHF	+1.7 %
2022	103.10 CHF	+5.5 %
2021	97.70 CHF	−9.1 %
2020	107.50 CHF	0.0 %
2019	107.50 CHF	0.0 %
2018	107.50 CHF	+15.2 %
2017	93.30 CHF	0.0 %
2016	93.30 CHF	0.0 %
2015	93.30 CHF	+17.5 %
2014	79.40 CHF	+4.1 %
2013	76.30 CHF	+6.7 %
2012	71.50 CHF	+8.5 %
2011	65.90 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Groupe Mutuel – Avenir

Standard modeldefault modelStandard model

150.05144.65139.25133.75128.35122.95117.55CHF per month154.80 CHF before the deduction149.40 CHF before the deduction144.00 CHF before the deduction138.50 CHF before the deduction133.10 CHF before the deduction127.70 CHF before the deduction122.30 CHF before the deduction+0.1 %+0.1 %+0.1 %+0.1 %+0.2 %+0.1 %+0.2 %

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Price history

History of the monthly premiums for Groupe Mutuel – Avenir Standard model (standard model) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2011 to 2027.

Year	Premium a month	Change
2027	127.70 CHF	+0.1 %
2026	127.60 CHF	+7.0 %
2025	119.20 CHF	+16.4 %
2024	102.40 CHF	+2.7 %
2023	99.70 CHF	+6.7 %
2022	93.40 CHF	0.0 %
2021	93.40 CHF	0.0 %
2020	93.40 CHF	0.0 %
2019	93.40 CHF	+3.1 %
2018	90.60 CHF	+12.0 %
2017	80.90 CHF	+13.0 %
2016	71.60 CHF	+7.0 %
2015	66.90 CHF	+7.4 %
2014	62.30 CHF	+6.5 %
2013	58.50 CHF	+4.8 %
2012	55.80 CHF	+3.5 %
2011	53.90 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Helsana

Standard modeldefault modelStandard model

151.15————124.15—CHF per month155.90 CHF before the deduction128.90 CHF before the deduction+10.3 %+12.8 %

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Price history

History of the monthly premiums for Helsana Standard model (standard model) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2011 to 2027.

Year	Premium a month	Change
2027	128.90 CHF	+12.8 %
2026	114.30 CHF	+4.3 %
2025	109.60 CHF	−4.7 %
2024	115.00 CHF	+2.5 %
2023	112.20 CHF	+15.8 %
2022	96.90 CHF	−0.2 %
2021	97.10 CHF	−2.4 %
2020	99.50 CHF	−1.8 %
2019	101.30 CHF	+9.3 %
2018	92.70 CHF	+5.0 %
2017	88.30 CHF	+12.5 %
2016	78.50 CHF	+11.0 %
2015	70.70 CHF	+6.2 %
2014	66.60 CHF	+1.5 %
2013	65.60 CHF	0.0 %
2012	65.60 CHF	0.0 %
2011	65.60 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Galenos

TelemedicineTel Doc

152.15146.65141.25135.75130.35124.85119.45CHF per month156.90 CHF before the deduction151.40 CHF before the deduction146.00 CHF before the deduction140.50 CHF before the deduction135.10 CHF before the deduction129.60 CHF before the deduction124.20 CHF before the deduction+0.1 %+0.1 %+0.1 %+0.1 %+0.1 %+0.1 %+0.2 %

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Price history

History of the monthly premiums for Galenos Tel Doc (telemedicine) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2026 to 2027.

Year	Premium a month	Change
2027	129.60 CHF	+0.1 %
2026	129.50 CHF	—
2025	—	—
2024	—	—
2023	—	—
2022	—	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Visana

Flexible modelCombi Care

152.35146.95141.45136.05130.55125.15119.65CHF per month157.10 CHF before the deduction151.70 CHF before the deduction146.20 CHF before the deduction140.80 CHF before the deduction135.30 CHF before the deduction129.90 CHF before the deduction124.40 CHF before the deduction+1.9 %+2.0 %+2.1 %+2.2 %+2.3 %+2.4 %+2.5 %

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Price history

History of the monthly premiums for Visana Combi Care (flexible model) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2022 to 2027.

Year	Premium a month	Change
2027	129.90 CHF	+2.4 %
2026	126.90 CHF	+5.8 %
2025	119.90 CHF	0.0 %
2024	119.90 CHF	+5.7 %
2023	113.40 CHF	+9.4 %
2022	103.70 CHF	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Visana

TelemedicineMed Call

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Price history

History of the monthly premiums for Visana Med Call (telemedicine) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2011 to 2027.

Year	Premium a month	Change
2027	129.90 CHF	+2.4 %
2026	126.90 CHF	+5.8 %
2025	119.90 CHF	0.0 %
2024	119.90 CHF	+5.7 %
2023	113.40 CHF	+9.4 %
2022	103.70 CHF	+4.1 %
2021	99.60 CHF	+5.1 %
2020	94.80 CHF	+2.2 %
2019	92.80 CHF	+5.5 %
2018	88.00 CHF	+2.7 %
2017	85.70 CHF	+14.4 %
2016	74.90 CHF	+13.7 %
2015	65.90 CHF	+2.2 %
2014	64.50 CHF	+5.9 %
2013	60.90 CHF	+7.2 %
2012	56.80 CHF	0.0 %
2011	56.80 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Galenos

Flexible modelCombi Care

153.75148.35142.85137.45131.95126.55121.05CHF per month158.50 CHF before the deduction153.10 CHF before the deduction147.60 CHF before the deduction142.20 CHF before the deduction136.70 CHF before the deduction131.30 CHF before the deduction125.80 CHF before the deduction+0.1 %+0.1 %+0.1 %+0.1 %+0.1 %+0.2 %+0.2 %

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Price history

History of the monthly premiums for Galenos Combi Care (flexible model) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2026 to 2027.

Year	Premium a month	Change
2027	131.30 CHF	+0.2 %
2026	131.10 CHF	—
2025	—	—
2024	—	—
2023	—	—
2022	—	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Visana

Standard modeldefault modelStandard model

153.95148.55143.05137.65132.15126.75121.25CHF per month158.70 CHF before the deduction153.30 CHF before the deduction147.80 CHF before the deduction142.40 CHF before the deduction136.90 CHF before the deduction131.50 CHF before the deduction126.00 CHF before the deduction+1.9 %+2.1 %+2.1 %+2.2 %+2.2 %+2.4 %+2.4 %

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Price history

History of the monthly premiums for Visana Standard model (standard model) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2011 to 2027.

Year	Premium a month	Change
2027	131.50 CHF	+2.4 %
2026	128.40 CHF	+5.8 %
2025	121.40 CHF	0.0 %
2024	121.40 CHF	+5.7 %
2023	114.80 CHF	+3.8 %
2022	110.60 CHF	+4.1 %
2021	106.20 CHF	+4.9 %
2020	101.20 CHF	+3.8 %
2019	97.50 CHF	+5.3 %
2018	92.60 CHF	+2.7 %
2017	90.20 CHF	+14.5 %
2016	78.80 CHF	+13.5 %
2015	69.40 CHF	+2.4 %
2014	67.80 CHF	+3.0 %
2013	65.80 CHF	+7.2 %
2012	61.40 CHF	0.0 %
2011	61.40 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Aquilana

Standard modeldefault modelStandard model

153.85148.45143.05137.65132.15126.85—CHF per month158.60 CHF before the deduction153.20 CHF before the deduction147.80 CHF before the deduction142.40 CHF before the deduction136.90 CHF before the deduction131.60 CHF before the deduction+8.0 %+8.3 %+8.6 %+9.0 %+9.3 %+9.8 %

View offer

Price history

History of the monthly premiums for Aquilana Standard model (standard model) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2011 to 2027.

Year	Premium a month	Change
2027	131.60 CHF	+9.8 %
2026	119.80 CHF	+4.9 %
2025	114.20 CHF	+16.5 %
2024	98.00 CHF	+7.8 %
2023	90.90 CHF	−10.2 %
2022	101.20 CHF	−1.1 %
2021	102.30 CHF	0.0 %
2020	102.30 CHF	0.0 %
2019	102.30 CHF	+8.4 %
2018	94.40 CHF	+4.5 %
2017	90.30 CHF	+5.2 %
2016	85.80 CHF	+5.3 %
2015	81.50 CHF	+5.6 %
2014	77.20 CHF	+2.0 %
2013	75.70 CHF	+4.1 %
2012	72.70 CHF	+5.5 %
2011	68.90 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

EGK

Standard modeldefault modelStandard model

155.55150.15144.75139.25133.85128.45—CHF per month160.30 CHF before the deduction154.90 CHF before the deduction149.50 CHF before the deduction144.00 CHF before the deduction138.60 CHF before the deduction133.20 CHF before the deduction+2.7 %−0.2 %−3.0 %−6.1 %−9.1 %−12.1 %

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Price history

History of the monthly premiums for EGK Standard model (standard model) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2011 to 2027.

Year	Premium a month	Change
2027	133.20 CHF	−12.1 %
2026	151.50 CHF	+4.1 %
2025	145.50 CHF	+14.1 %
2024	127.50 CHF	+8.5 %
2023	117.50 CHF	+2.1 %
2022	115.10 CHF	−0.3 %
2021	115.40 CHF	−6.6 %
2020	123.60 CHF	+2.2 %
2019	120.90 CHF	+2.0 %
2018	118.50 CHF	+2.4 %
2017	115.70 CHF	+5.8 %
2016	109.40 CHF	+6.4 %
2015	102.80 CHF	+5.0 %
2014	97.90 CHF	+8.5 %
2013	90.20 CHF	+5.5 %
2012	85.50 CHF	+34.9 %
2011	63.40 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

CONCORDIA

Standard modeldefault modelStandard model

156.45150.95145.45139.85134.45128.95123.35CHF per month161.20 CHF before the deduction155.70 CHF before the deduction150.20 CHF before the deduction144.60 CHF before the deduction139.20 CHF before the deduction133.70 CHF before the deduction128.10 CHF before the deduction+1.0 %+1.0 %+1.1 %+1.1 %+1.2 %+1.2 %+1.3 %

View offer

Price history

History of the monthly premiums for CONCORDIA Standard model (standard model) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2011 to 2027.

Year	Premium a month	Change
2027	133.70 CHF	+1.2 %
2026	132.10 CHF	+4.3 %
2025	126.70 CHF	+4.9 %
2024	120.80 CHF	+7.5 %
2023	112.40 CHF	0.0 %
2022	112.40 CHF	−2.3 %
2021	115.10 CHF	+4.5 %
2020	110.10 CHF	+5.1 %
2019	104.80 CHF	+5.8 %
2018	99.10 CHF	+12.7 %
2017	87.90 CHF	+11.3 %
2016	79.00 CHF	+3.4 %
2015	76.40 CHF	+4.8 %
2014	72.90 CHF	+5.0 %
2013	69.45 CHF	+4.3 %
2012	66.60 CHF	+5.3 %
2011	63.25 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Groupe Mutuel – Philos

Standard modeldefault modelStandard model

157.15151.75146.35140.85135.45130.05124.55CHF per month161.90 CHF before the deduction156.50 CHF before the deduction151.10 CHF before the deduction145.60 CHF before the deduction140.20 CHF before the deduction134.80 CHF before the deduction129.30 CHF before the deduction+1.1 %+1.1 %+1.1 %+1.2 %+1.2 %+1.3 %+1.3 %

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Price history

History of the monthly premiums for Groupe Mutuel – Philos Standard model (standard model) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2011 to 2027.

Year	Premium a month	Change
2027	134.80 CHF	+1.3 %
2026	133.10 CHF	+13.2 %
2025	117.60 CHF	+11.5 %
2024	105.50 CHF	+11.8 %
2023	94.40 CHF	0.0 %
2022	94.40 CHF	0.0 %
2021	94.40 CHF	0.0 %
2020	94.40 CHF	0.0 %
2019	94.40 CHF	+2.9 %
2018	91.70 CHF	+13.3 %
2017	80.90 CHF	+13.0 %
2016	71.60 CHF	+7.0 %
2015	66.90 CHF	+7.4 %
2014	62.30 CHF	+6.5 %
2013	58.50 CHF	+4.8 %
2012	55.80 CHF	+3.5 %
2011	53.90 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Galenos

Standard modeldefault modelStandard model

158.55153.05147.55142.15136.65131.25125.75CHF per month163.30 CHF before the deduction157.80 CHF before the deduction152.30 CHF before the deduction146.90 CHF before the deduction141.40 CHF before the deduction136.00 CHF before the deduction130.50 CHF before the deduction+0.1 %+0.1 %+0.1 %+0.1 %+0.1 %+0.1 %+0.1 %

View offer

Price history

History of the monthly premiums for Galenos Standard model (standard model) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2011 to 2027.

Year	Premium a month	Change
2027	136.00 CHF	+0.1 %
2026	135.80 CHF	−14.3 %
2025	158.40 CHF	+7.8 %
2024	147.00 CHF	+7.8 %
2023	136.40 CHF	+5.7 %
2022	129.00 CHF	+3.8 %
2021	124.30 CHF	+2.5 %
2020	121.30 CHF	+3.6 %
2019	117.10 CHF	+12.5 %
2018	104.10 CHF	+13.2 %
2017	92.00 CHF	+8.7 %
2016	84.60 CHF	+5.9 %
2015	79.90 CHF	0.0 %
2014	79.90 CHF	+4.9 %
2013	76.20 CHF	+5.2 %
2012	72.40 CHF	+11.4 %
2011	65.00 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

sana24

Flexible modelCombi Care

169.75164.25158.85153.35147.95142.45137.05CHF per month174.50 CHF before the deduction169.00 CHF before the deduction163.60 CHF before the deduction158.10 CHF before the deduction152.70 CHF before the deduction147.20 CHF before the deduction141.80 CHF before the deduction+2.1 %+2.2 %+2.3 %+2.3 %+2.4 %+2.5 %+2.6 %

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Price history

History of the monthly premiums for sana24 Combi Care (flexible model) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2022 to 2027.

Year	Premium a month	Change
2027	147.20 CHF	+2.5 %
2026	143.60 CHF	+6.8 %
2025	134.50 CHF	+8.6 %
2024	123.90 CHF	+6.1 %
2023	116.80 CHF	+9.2 %
2022	107.00 CHF	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

vita surselva

Standard modeldefault modelStandard model

172.20166.85161.55156.30149.15143.85138.60CHF per month176.95 CHF before the deduction171.60 CHF before the deduction166.30 CHF before the deduction161.05 CHF before the deduction153.90 CHF before the deduction148.60 CHF before the deduction143.35 CHF before the deduction+4.7 %+4.7 %+4.7 %+5.9 %+4.7 %+6.0 %+6.0 %

View offer

Price history

History of the monthly premiums for vita surselva Standard model (standard model) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2011 to 2027.

Year	Premium a month	Change
2027	148.60 CHF	+6.0 %
2026	140.25 CHF	+9.6 %
2025	128.00 CHF	+2.0 %
2024	125.55 CHF	+5.3 %
2023	119.20 CHF	+4.1 %
2022	114.50 CHF	+1.4 %
2021	112.90 CHF	0.0 %
2020	112.90 CHF	+2.1 %
2019	110.55 CHF	+3.5 %
2018	106.80 CHF	+4.3 %
2017	102.35 CHF	+5.3 %
2016	97.20 CHF	+3.2 %
2015	94.15 CHF	+2.4 %
2014	91.90 CHF	−1.5 %
2013	93.30 CHF	+0.1 %
2012	93.20 CHF	+39.7 %
2011	66.70 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

sana24

Family doctor / HMOManaged Care without capitation

171.55166.15160.65155.25149.75144.35138.85CHF per month176.30 CHF before the deduction170.90 CHF before the deduction165.40 CHF before the deduction160.00 CHF before the deduction154.50 CHF before the deduction149.10 CHF before the deduction143.60 CHF before the deduction+2.1 %+2.2 %+2.2 %+2.4 %+2.4 %+2.5 %+2.6 %

View offer

Price history

History of the monthly premiums for sana24 Managed Care without capitation (family doctor / HMO) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2024 to 2027.

Year	Premium a month	Change
2027	149.10 CHF	+2.5 %
2026	145.40 CHF	+6.8 %
2025	136.20 CHF	+8.5 %
2024	125.50 CHF	—
2023	—	—
2022	—	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

sana24

TelemedicineMed Call

177.05171.65166.15160.75155.25149.85144.35CHF per month181.80 CHF before the deduction176.40 CHF before the deduction170.90 CHF before the deduction165.50 CHF before the deduction160.00 CHF before the deduction154.60 CHF before the deduction149.10 CHF before the deduction+2.1 %+2.2 %+2.2 %+2.4 %+2.4 %+2.5 %+2.6 %

View offer

Price history

History of the monthly premiums for sana24 Med Call (telemedicine) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2012 to 2027.

Year	Premium a month	Change
2027	154.60 CHF	+2.5 %
2026	150.80 CHF	+6.7 %
2025	141.30 CHF	+8.4 %
2024	130.30 CHF	+11.6 %
2023	116.80 CHF	+9.2 %
2022	107.00 CHF	+2.7 %
2021	104.20 CHF	+0.7 %
2020	103.50 CHF	+1.5 %
2019	102.00 CHF	+11.6 %
2018	91.40 CHF	+3.4 %
2017	88.40 CHF	+2.7 %
2016	86.10 CHF	+11.1 %
2015	77.50 CHF	+10.6 %
2014	70.10 CHF	+4.2 %
2013	67.30 CHF	+3.5 %
2012	65.00 CHF	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

sana24

Family doctor / HMOManaged Care

View offer

Price history

History of the monthly premiums for sana24 Managed Care (family doctor / HMO) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2024 to 2027.

Year	Premium a month	Change
2027	154.60 CHF	+2.5 %
2026	150.80 CHF	+6.7 %
2025	141.30 CHF	+8.4 %
2024	130.30 CHF	—
2023	—	—
2022	—	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

sana24

TelemedicineTel Doc

View offer

Price history

History of the monthly premiums for sana24 Tel Doc (telemedicine) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2021 to 2027.

Year	Premium a month	Change
2027	154.60 CHF	+2.5 %
2026	150.80 CHF	+6.7 %
2025	141.30 CHF	+8.4 %
2024	130.30 CHF	+11.6 %
2023	116.80 CHF	+7.7 %
2022	108.40 CHF	+2.7 %
2021	105.50 CHF	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

sana24

Standard modeldefault modelStandard model

178.95173.45168.05162.55157.15151.65146.25CHF per month183.70 CHF before the deduction178.20 CHF before the deduction172.80 CHF before the deduction167.30 CHF before the deduction161.90 CHF before the deduction156.40 CHF before the deduction151.00 CHF before the deduction+2.2 %+2.2 %+2.3 %+2.3 %+2.5 %+2.5 %+2.7 %

View offer

Price history

History of the monthly premiums for sana24 Standard model (standard model) in Val-de-Ruz, deductible of 500 CHF, without accident cover, from 2011 to 2027.

Year	Premium a month	Change
2027	156.40 CHF	+2.5 %
2026	152.60 CHF	+6.7 %
2025	143.00 CHF	+8.4 %
2024	131.90 CHF	+11.5 %
2023	118.30 CHF	+3.7 %
2022	114.10 CHF	+2.7 %
2021	111.10 CHF	+0.7 %
2020	110.30 CHF	+2.3 %
2019	107.80 CHF	+12.1 %
2018	96.20 CHF	+3.3 %
2017	93.10 CHF	+2.8 %
2016	90.60 CHF	+11.0 %
2015	81.60 CHF	+10.6 %
2014	73.80 CHF	+4.2 %
2013	70.80 CHF	+3.4 %
2012	68.50 CHF	−21.8 %
2011	87.60 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

CSS
Family doctor / HMOHausarztversicherung Profit
124.15118.75113.35107.85102.45—91.55CHF per month128.90 CHF before the deduction123.50 CHF before the deduction118.10 CHF before the deduction112.60 CHF before the deduction107.20 CHF before the deduction96.30 CHF before the deductionChange since 2026: +6.0 %Change since 2026: +6.3 %Change since 2026: +6.6 %Change since 2026: +6.9 %Change since 2026: +7.3 %Change since 2026: +8.2 %
View offer
Price history
This offer does not exist with a deductible of 500 CHF.
CSS
TelemedicineCallmed
133.35127.95122.55117.05111.65—100.85CHF per month138.10 CHF before the deduction132.70 CHF before the deduction127.30 CHF before the deduction121.80 CHF before the deduction116.40 CHF before the deduction105.60 CHF before the deductionChange since 2026: +7.3 %Change since 2026: +7.6 %Change since 2026: +8.0 %Change since 2026: +8.4 %Change since 2026: +8.8 %Change since 2026: +9.8 %
View offer
Price history
This offer does not exist with a deductible of 500 CHF.
ÖKK
Family doctor / HMOÖKK CASAMED GENERAL PRACTITIONER
138.75—127.95—117.05—106.15CHF per month143.50 CHF before the deduction132.70 CHF before the deduction121.80 CHF before the deduction110.90 CHF before the deductionChange since 2026: +1.6 %Change since 2026: +1.7 %Change since 2026: +1.8 %Change since 2026: +1.9 %
View offer
Price history
This offer does not exist with a deductible of 500 CHF.
KPT
TelemedicineKPTwin.smart - GP with app
138.95—130.25—121.55—112.85CHF per month143.70 CHF before the deduction135.00 CHF before the deduction126.30 CHF before the deduction117.60 CHF before the deductionChange since 2026: +4.1 %Change since 2026: +4.2 %Change since 2026: +4.6 %Change since 2026: +4.9 %
View offer
Price history
This offer does not exist with a deductible of 500 CHF.
CSS
Flexible modelMultimed
139.15133.75128.35122.85117.45—106.55CHF per month143.90 CHF before the deduction138.50 CHF before the deduction133.10 CHF before the deduction127.60 CHF before the deduction122.20 CHF before the deduction111.30 CHF before the deductionChange since 2026: +6.0 %Change since 2026: +6.3 %Change since 2026: +6.6 %Change since 2026: +6.8 %Change since 2026: +7.1 %Change since 2026: +7.8 %
View offer
Price history
This offer does not exist with a deductible of 500 CHF.
CSS
Family doctor / HMOHMO (health practice)
139.95134.55129.15123.65118.25—107.45CHF per month144.70 CHF before the deduction139.30 CHF before the deduction133.90 CHF before the deduction128.40 CHF before the deduction123.00 CHF before the deduction112.20 CHF before the deductionChange since 2026: +6.0 %Change since 2026: +6.3 %Change since 2026: +6.5 %Change since 2026: +6.8 %Change since 2026: +7.1 %Change since 2026: +7.9 %
View offer
Price history
This offer does not exist with a deductible of 500 CHF.
ÖKK
TelemedicineÖKK CASAMED 24
142.75—131.95—121.05—110.15CHF per month147.50 CHF before the deduction136.70 CHF before the deduction125.80 CHF before the deduction114.90 CHF before the deductionChange since 2026: +1.6 %Change since 2026: +1.7 %Change since 2026: +1.8 %Change since 2026: +2.0 %
View offer
Price history
This offer does not exist with a deductible of 500 CHF.
SWICA
Flexible modelFavorit Multichoice
145.15—143.65—142.25—133.95CHF per month149.90 CHF before the deduction148.40 CHF before the deduction147.00 CHF before the deduction138.70 CHF before the deductionNew tariff 2027New tariff 2027New tariff 2027New tariff 2027
View offer
Price history
This offer does not exist with a deductible of 500 CHF.
ÖKK
Family doctor / HMOÖKK CASAMED HMO
146.65—135.85—124.95—114.05CHF per month151.40 CHF before the deduction140.60 CHF before the deduction129.70 CHF before the deduction118.80 CHF before the deductionChange since 2026: +1.5 %Change since 2026: +1.6 %Change since 2026: +1.6 %Change since 2026: +1.8 %
View offer
Price history
This offer does not exist with a deductible of 500 CHF.
ÖKK
Flexible modelÖKK CASAMED SELECT
146.65—135.85—124.95—114.05CHF per month151.40 CHF before the deduction140.60 CHF before the deduction129.70 CHF before the deduction118.80 CHF before the deductionChange since 2026: +1.5 %Change since 2026: +1.6 %Change since 2026: +1.6 %Change since 2026: +1.8 %
View offer
Price history
This offer does not exist with a deductible of 500 CHF.
CSS
Standard modeldefault modelStandard model
146.85141.45136.05130.55125.15—114.35CHF per month151.60 CHF before the deduction146.20 CHF before the deduction140.80 CHF before the deduction135.30 CHF before the deduction129.90 CHF before the deduction119.10 CHF before the deductionChange since 2026: +6.0 %Change since 2026: +6.3 %Change since 2026: +6.5 %Change since 2026: +6.8 %Change since 2026: +7.1 %Change since 2026: +7.8 %
View offer
Price history
This offer does not exist with a deductible of 500 CHF.
KPT
Family doctor / HMOKPTwin.plus - HMO GP
147.85—138.75—129.45—120.25CHF per month152.60 CHF before the deduction143.50 CHF before the deduction134.20 CHF before the deduction125.00 CHF before the deductionChange since 2026: +4.0 %Change since 2026: +4.3 %Change since 2026: +4.6 %Change since 2026: +5.0 %
View offer
Price history
This offer does not exist with a deductible of 500 CHF.
KPT
Family doctor / HMOKPTwin.doc - GP (family doctor)
147.85—138.75—129.45—120.25CHF per month152.60 CHF before the deduction143.50 CHF before the deduction134.20 CHF before the deduction125.00 CHF before the deductionChange since 2026: +4.0 %Change since 2026: +4.3 %Change since 2026: +4.6 %Change since 2026: +5.0 %
View offer
Price history
This offer does not exist with a deductible of 500 CHF.
Atupri
Family doctor / HMOHMO
149.45143.95138.45—127.35—116.15CHF per month154.20 CHF before the deduction148.70 CHF before the deduction143.20 CHF before the deduction132.10 CHF before the deduction120.90 CHF before the deductionChange since 2026: +3.0 %Change since 2026: +3.1 %Change since 2026: +3.2 %Change since 2026: +3.5 %Change since 2026: +3.8 %
View offer
Price history
This offer does not exist with a deductible of 500 CHF.
KPT
TelemedicineKPTwin.easy - Telemedicine
149.75—140.45—131.05—121.75CHF per month154.50 CHF before the deduction145.20 CHF before the deduction135.80 CHF before the deduction126.50 CHF before the deductionChange since 2026: +4.0 %Change since 2026: +4.3 %Change since 2026: +4.5 %Change since 2026: +5.0 %
View offer
Price history
This offer does not exist with a deductible of 500 CHF.
Atupri
TelemedicineSmartCare
150.05144.45138.95—127.85—116.75CHF per month154.80 CHF before the deduction149.20 CHF before the deduction143.70 CHF before the deduction132.60 CHF before the deduction121.50 CHF before the deductionChange since 2026: +3.0 %Change since 2026: +3.0 %Change since 2026: +3.2 %Change since 2026: +3.4 %Change since 2026: +3.8 %
View offer
Price history
This offer does not exist with a deductible of 500 CHF.
SWICA
Flexible modelFavorit Medpharm
151.15—149.65—144.85—133.95CHF per month155.90 CHF before the deduction154.40 CHF before the deduction149.60 CHF before the deduction138.70 CHF before the deductionChange since 2026: +10.6 %Change since 2026: +16.0 %Change since 2026: +22.4 %Change since 2026: +24.5 %
View offer
Price history
This offer does not exist with a deductible of 500 CHF.
Atupri
TelemedicineTelFirst
151.95146.35140.85—129.75—118.65CHF per month156.70 CHF before the deduction151.10 CHF before the deduction145.60 CHF before the deduction134.50 CHF before the deduction123.40 CHF before the deductionChange since 2026: +3.0 %Change since 2026: +3.1 %Change since 2026: +3.2 %Change since 2026: +3.5 %Change since 2026: +3.9 %
View offer
Price history
This offer does not exist with a deductible of 500 CHF.
ÖKK
Standard modeldefault modelStandard model
154.65—143.85—132.95—122.05CHF per month159.40 CHF before the deduction148.60 CHF before the deduction137.70 CHF before the deduction126.80 CHF before the deductionChange since 2026: +1.5 %Change since 2026: +1.6 %Change since 2026: +1.7 %Change since 2026: +1.8 %
View offer
Price history
This offer does not exist with a deductible of 500 CHF.
SWICA
Family doctor / HMOFavorit Santé
155.35—154.85—144.85—133.95CHF per month160.10 CHF before the deduction159.60 CHF before the deduction149.60 CHF before the deduction138.70 CHF before the deductionChange since 2026: +12.4 %Change since 2026: +18.6 %Change since 2026: +20.8 %Change since 2026: +22.9 %
View offer
Price history
This offer does not exist with a deductible of 500 CHF.
KPT
Flexible modelKPTwin.win - GP, telemedicine and pharmacy
156.85—147.25—137.35—127.55CHF per month161.60 CHF before the deduction152.00 CHF before the deduction142.10 CHF before the deduction132.30 CHF before the deductionChange since 2026: +0.6 %Change since 2026: +1.0 %Change since 2026: +1.2 %Change since 2026: +1.5 %
View offer
Price history
This offer does not exist with a deductible of 500 CHF.
Atupri
Family doctor / HMOCareMed
159.05153.55148.05—136.85—125.75CHF per month163.80 CHF before the deduction158.30 CHF before the deduction152.80 CHF before the deduction141.60 CHF before the deduction130.50 CHF before the deductionChange since 2026: −2.6 %Change since 2026: −2.7 %Change since 2026: −2.8 %Change since 2026: −3.1 %Change since 2026: −3.3 %
View offer
Price history
This offer does not exist with a deductible of 500 CHF.
SWICA
Standard modeldefault modelStandard model
166.55—155.65—144.85—133.95CHF per month171.30 CHF before the deduction160.40 CHF before the deduction149.60 CHF before the deduction138.70 CHF before the deductionChange since 2026: +11.9 %Change since 2026: +12.7 %Change since 2026: +13.9 %Change since 2026: +15.0 %
View offer
Price history
This offer does not exist with a deductible of 500 CHF.
SWICA
Family doctor / HMOFavorit Casa
166.55—155.65—144.85—133.95CHF per month171.30 CHF before the deduction160.40 CHF before the deduction149.60 CHF before the deduction138.70 CHF before the deductionChange since 2026: +11.9 %Change since 2026: +12.7 %Change since 2026: +13.9 %Change since 2026: +15.0 %
View offer
Price history
This offer does not exist with a deductible of 500 CHF.
SWICA
Family doctor / HMOFavorit Medica
166.55—155.65—144.85—133.95CHF per month171.30 CHF before the deduction160.40 CHF before the deduction149.60 CHF before the deduction138.70 CHF before the deductionChange since 2026: +11.9 %Change since 2026: +12.7 %Change since 2026: +13.9 %Change since 2026: +15.0 %
View offer
Price history
This offer does not exist with a deductible of 500 CHF.
SWICA
TelemedicineFavorit Telmed
166.55—155.65—144.85—133.95CHF per month171.30 CHF before the deduction160.40 CHF before the deduction149.60 CHF before the deduction138.70 CHF before the deductionChange since 2026: +11.9 %Change since 2026: +12.7 %Change since 2026: +13.9 %Change since 2026: +15.0 %
View offer
Price history
This offer does not exist with a deductible of 500 CHF.
Atupri
Standard modeldefault modelStandard model
168.55163.05157.55—146.35—135.25CHF per month173.30 CHF before the deduction167.80 CHF before the deduction162.30 CHF before the deduction151.10 CHF before the deduction140.00 CHF before the deductionChange since 2026: +3.0 %Change since 2026: +3.1 %Change since 2026: +3.2 %Change since 2026: +3.4 %Change since 2026: +3.7 %
View offer
Price history
This offer does not exist with a deductible of 500 CHF.
KPT
Standard modeldefault modelStandard model
174.85—164.05—153.15—142.25CHF per month179.60 CHF before the deduction168.80 CHF before the deduction157.90 CHF before the deduction147.00 CHF before the deductionChange since 2026: +4.1 %Change since 2026: +4.3 %Change since 2026: +4.6 %Change since 2026: +4.9 %
View offer
Price history
This offer does not exist with a deductible of 500 CHF.
rhenusana
Standard modeldefault modelStandard model
180.15——163.95——147.65CHF per month184.90 CHF before the deduction168.70 CHF before the deduction152.40 CHF before the deductionChange since 2026: +4.0 %Change since 2026: +4.5 %Change since 2026: +5.0 %
View offer
Price history
This offer does not exist with a deductible of 500 CHF.
Sympany
Flexible modelflexhelp24
194.65—183.85—172.95—162.15CHF per month199.40 CHF before the deduction188.60 CHF before the deduction177.70 CHF before the deduction166.90 CHF before the deductionChange since 2026: +5.2 %Change since 2026: +5.5 %Change since 2026: +5.8 %Change since 2026: +6.3 %
View offer
Price history
This offer does not exist with a deductible of 500 CHF.
Sympany
Family doctor / HMOcasamed hmo
194.65—183.85—172.95—162.15CHF per month199.40 CHF before the deduction188.60 CHF before the deduction177.70 CHF before the deduction166.90 CHF before the deductionChange since 2026: +5.2 %Change since 2026: +5.5 %Change since 2026: +5.8 %Change since 2026: +6.3 %
View offer
Price history
This offer does not exist with a deductible of 500 CHF.
Sympany
Telemedicinecallmed 24
199.25—188.35—177.45—166.65CHF per month204.00 CHF before the deduction193.10 CHF before the deduction182.20 CHF before the deduction171.40 CHF before the deductionChange since 2026: +5.2 %Change since 2026: +5.5 %Change since 2026: +5.7 %Change since 2026: +6.2 %
View offer
Price history
This offer does not exist with a deductible of 500 CHF.
Sympany
Flexible modelcasamed pharm
201.45—190.65—179.85—168.95CHF per month206.20 CHF before the deduction195.40 CHF before the deduction184.60 CHF before the deduction173.70 CHF before the deductionChange since 2026: +5.1 %Change since 2026: +5.5 %Change since 2026: +5.8 %Change since 2026: +6.2 %
View offer
Price history
This offer does not exist with a deductible of 500 CHF.
Sympany
Family doctor / HMOcasamed hausarzt
208.35—197.55—186.65—175.85CHF per month213.10 CHF before the deduction202.30 CHF before the deduction191.40 CHF before the deduction180.60 CHF before the deductionChange since 2026: +5.1 %Change since 2026: +5.5 %Change since 2026: +5.7 %Change since 2026: +6.2 %
View offer
Price history
This offer does not exist with a deductible of 500 CHF.
Sympany
Standard modeldefault modelStandard model
224.45—213.55—202.65—191.95CHF per month229.20 CHF before the deduction218.30 CHF before the deduction207.40 CHF before the deduction196.70 CHF before the deductionChange since 2026: +5.2 %Change since 2026: +5.4 %Change since 2026: +5.7 %Change since 2026: +6.1 %
View offer
Price history
This offer does not exist with a deductible of 500 CHF.

The amount shown is the FOPH-approved premium less the redistribution of the environmental levies, 4.75 CHF per person per month (set by the Confederation for the year, source FOEN). It is not necessarily your invoice: your canton’s individual premium reduction or a discount for annual payment, for example, are not taken into account.

In Val-de-Ruz (canton Neuchâtel), in 2027, for a child aged 0 to 18 with a 500 CHF deductible and without accident cover, the cheapest monthly basic insurance premium is 93.75 CHF with Assura (PharMed model) and the most expensive is 151.65 CHF with sana24 (Standard model).

Last modified: 29/09/2026

Frequently asked questions

Which health insurance is the cheapest in Val-de-Ruz for a child aged 0 to 18 with a deductible of 500 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in Val-de-Ruz is Assura (PharMed) at 93.75 CHF a month. The cheapest standard model (free choice of doctor) is Agrisano (Standard model) at 115.35 CHF a month.

How much does health insurance cost in Val-de-Ruz in 2027 for a child aged 0 to 18?

For a child aged 0 to 18 with a deductible of 500 CHF and without accident cover, monthly premiums run from 93.75 CHF (Assura, PharMed) to 151.65 CHF (sana24, Standard model): 107 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 136.05 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 0 CHF or 600 CHF better in Val-de-Ruz for a child aged 0 to 18 without accident cover?

On the cheapest offer (Assura, PharMed), the premium goes from 120.85 CHF a month with the 0 CHF deductible to 88.25 CHF with the 600 CHF deductible: 32.60 CHF less a month, 391.20 CHF a year. The 600 CHF deductible stays worthwhile up to around 435 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

Which model is the cheapest in Val-de-Ruz for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 500 CHF and without accident cover, the cheapest premium per model is: standard model 115.35 CHF (Agrisano), family doctor / HMO 93.75 CHF (Assura), flexible model 94.55 CHF (Assura), telemedicine 94.35 CHF (Agrisano).

Does a second or third child pay less in Val-de-Ruz?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 11 of the 21 insurers present in Val-de-Ruz file a reduced premium from a certain number of children insured with them, at a 500 CHF deductible and without accident cover:

Insurer

Model

1st child

Reduced premium

Agrisano

AGRIsmart

94.35 CHF

30.75 CHF from the 3rd child

Visana

VIVA health plan

102.65 CHF

30.95 CHF from the 3rd child

Galenos

Managed Care

118.25 CHF

34.65 CHF from the 3rd child

CONCORDIA

HMO

106.45 CHF

38.25 CHF from the 3rd child

sana24

Combi Care

142.45 CHF

39.15 CHF from the 3rd child

Aquilana

SMARTMED

107.15 CHF

51.25 CHF from the 3rd child

Groupe Mutuel – Avenir

OptiMed (Healthcare network)

106.75 CHF

78.85 CHF from the 5th child

Groupe Mutuel – Mutuel

OptiMed (Healthcare network)

107.05 CHF

79.15 CHF from the 5th child

Groupe Mutuel – Philos

PrimaFlex (Flexible model)

111.45 CHF

82.45 CHF from the 5th child

Assura

PharMed

93.75 CHF

92.25 CHF from the 4th child, 90.65 CHF from the 5th child

EGK

EGK-TelCare

104.45 CHF

92.35 CHF from the 3rd child

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 98.50 CHF at Assura (PharMed) gives 93.75 CHF after redistribution.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.

Health insurance premiums 2027 in Val-de-Ruz (NE) For a child aged 0 to 18, deductible of 500 CHF, without accident cover

Assura

Agrisano

Assura

Agrisano

Agrisano

Assura

Helsana

Assura

Assura

Helsana

Assura

Helsana

Helsana

Visana

Helsana

EGK

Visana

Visana

Visana

CONCORDIA

Groupe Mutuel – Avenir

Groupe Mutuel – Avenir

Helsana

Groupe Mutuel – Mutuel

Groupe Mutuel – Mutuel

Aquilana

CONCORDIA

Groupe Mutuel – Mutuel

Groupe Mutuel – Avenir

Groupe Mutuel – Mutuel

Assura

CONCORDIA

Visana

Groupe Mutuel – Avenir

Groupe Mutuel – Philos

Helsana

Groupe Mutuel – Philos

Groupe Mutuel – Philos

EGK

Agrisano

Sanitas

Assura

Groupe Mutuel – Philos

Galenos

Galenos

Sanitas

Sanitas

Sanitas

Sanitas

Sanitas

Sanitas

Groupe Mutuel – Mutuel

Sanitas

Groupe Mutuel – Avenir

Helsana

Galenos

Visana

Visana

Galenos

Visana

Aquilana

EGK

CONCORDIA

Groupe Mutuel – Philos

Galenos

sana24

vita surselva

sana24

sana24

sana24

sana24

sana24

CSS

CSS

ÖKK

KPT

CSS

CSS

ÖKK