Health insurance premiums 2027 in Val-de-Ruz (NE)For an adult aged 26 or over with accident cover
From 460.65 to 830.25 CHF a month depending on the deductible and the model
107 offers from 21 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Agrisano | AGRIsmart | 578.65 | 569.05 | 545.05 | 520.95 | 496.85 | 472.85 |
| 2 |  Sanitas | TelMed Basic | 588.95 | 577.30 | 548.15 | 518.95 | 489.80 | 460.65 |
| 3 | Agrisano | AGRIcontact | 589.25 | 579.45 | 555.05 | 530.45 | 505.95 | 481.55 |
| 4 | Agrisano | AGRIeco | 592.85 | 582.95 | 558.35 | 533.65 | 509.05 | 484.45 |
| 5 |  Groupe Mutuel – Avenir | SanaTel (Telemedicine) | 594.15 | 582.65 | 553.65 | 524.15 | 495.15 | 466.15 |
| 6 |  Visana | VIVA health plan | 594.15 | 587.55 | 553.35 | 524.15 | 495.05 | 465.85 |
| 7 |  Assura | PharMed | 594.95 | 583.35 | 554.15 | 524.95 | 495.85 | 466.65 |
| 8 |  SWICA | Favorit Santé | 595.35 | 583.75 | 561.95 | 532.75 | 496.25 | 467.05 |
| 9 |  Atupri | HMO | 596.55 | 584.95 | 555.75 | 526.55 | 497.45 | 468.25 |
| 10 | Atupri | SmartCare | 598.55 | 586.95 | 557.75 | 528.55 | 499.45 | 470.25 |
| 11 | Assura | QualiMed | 598.55 | 586.95 | 557.75 | 528.55 | 499.45 | 470.25 |
| 12 |  Galenos | Combi Care | 602.05 | 590.35 | 561.25 | 532.05 | 502.85 | 473.75 |
| 13 | Sanitas | Family doctor 1 | 602.95 | 591.30 | 562.15 | 532.95 | 503.80 | 474.65 |
| 14 | Atupri | TelFirst | 605.95 | 594.35 | 565.15 | 535.95 | 506.85 | 477.65 |
| 15 |  Helsana | Helsana BeneFit PLUS Telemed | 607.55 | 595.95 | 566.75 | 537.55 | 508.45 | 479.25 |
| See all | See all | See all | See all | See all | See all | |||
In 2027, for an adult aged 26 or over in Val-de-Ruz, with accident cover, the cheapest health insurance premium is:
- 578.65 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart)
- 460.65 CHF a month with a 2'500 CHF deductible (Sanitas, TelMed Basic)
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Val-de-Ruz for an adult aged 26 or over with a deductible of 300 CHF, with accident cover?
In 2027, with accident cover, the cheapest offer in Val-de-Ruz is Agrisano (AGRIsmart) at 578.65 CHF a month. The cheapest standard model (free choice of doctor) is Atupri (Standard model) at 670.85 CHF a month.
How much does health insurance cost in Val-de-Ruz in 2027 for an adult aged 26 or over?
For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, monthly premiums run from 578.65 CHF (Agrisano, AGRIsmart) to 830.25 CHF (Sympany, Standard model): 107 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 554.05 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Val-de-Ruz for an adult aged 26 or over with accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 578.65 CHF a month with the 300 CHF deductible to 472.85 CHF with the 2'500 CHF deductible: 105.80 CHF less a month, 1'269.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'711 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Val-de-Ruz for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 670.85 CHF (Atupri), family doctor / HMO 592.85 CHF (Agrisano), flexible model 598.55 CHF (Assura), telemedicine 578.65 CHF (Agrisano).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 583.40 CHF at Agrisano (AGRIsmart) gives 578.65 CHF after redistribution.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.