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Health insurance premiums 2027 in Les Planchettes (NE) For a child aged 0 to 18, deductible of 0 CHF, with accident cover

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107 offersfrom 21 health insurers

Child (0 to 18) · with accident cover · deductible of 0 CHF

Results sorted by ascending monthly premium for the selected criteria.

In Les Planchettes (canton Neuchâtel), in 2027, for a child aged 0 to 18 with a 0 CHF deductible and with accident cover, the cheapest monthly basic insurance premium is 128.40 CHF with Agrisano (AGRIsmart model) and the most expensive is 246.40 CHF with Sympany (Standard model).

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Frequently asked questions

Which health insurance is the cheapest in Les Planchettes for a child aged 0 to 18 with a deductible of 0 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in Les Planchettes is Agrisano (AGRIsmart) at 128.40 CHF a month.

How much does health insurance cost in Les Planchettes in 2027 for a child aged 0 to 18?

For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, monthly premiums run from 128.40 CHF (Agrisano, AGRIsmart) to 246.40 CHF (Sympany, Standard model): 107 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 140.80 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 0 CHF or 600 CHF better in Les Planchettes for a child aged 0 to 18 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 128.40 CHF a month with the 0 CHF deductible to 99.50 CHF with the 600 CHF deductible: 28.90 CHF less a month, 346.80 CHF a year. The 600 CHF deductible stays worthwhile up to around 385 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

Which model is the cheapest in Les Planchettes for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, the cheapest premium per model is: standard model 155.60 CHF (Agrisano), family doctor / HMO 131.50 CHF (Agrisano), flexible model 135.80 CHF (Assura), telemedicine 128.40 CHF (Agrisano).

Does a second or third child pay less in Les Planchettes?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 13 of the 21 insurers present in Les Planchettes file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and with accident cover:

InsurerModel1st childReduced premium
AgrisanoAGRIsmart128.40 CHF58.30 CHF from the 3rd child
VisanaVIVA health plan144.00 CHF60.30 CHF from the 3rd child
GalenosManaged Care160.70 CHF64.50 CHF from the 3rd child
SWICAFavorit Multichoice161.10 CHF70.90 CHF from the 3rd child
sana24Combi Care186.70 CHF72.00 CHF from the 3rd child
CONCORDIAHMO146.70 CHF73.80 CHF from the 3rd child
AquilanaSMARTMED148.40 CHF74.20 CHF from the 3rd child
rhenusanaStandard model198.80 CHF99.40 CHF from the 3rd child
Groupe Mutuel – AvenirOptiMed (Healthcare network)149.00 CHF111.70 CHF from the 5th child
Groupe Mutuel – MutuelOptiMed (Healthcare network)149.40 CHF112.00 CHF from the 5th child
Groupe Mutuel – PhilosPrimaFlex (Flexible model)154.00 CHF115.50 CHF from the 5th child
AssuraPharMed135.00 CHF133.30 CHF from the 4th child, 131.60 CHF from the 5th child
EGKEGK-TelCare146.20 CHF133.20 CHF from the 3rd child

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.