Health insurance premiums 2027 in Wikon (LU)For a child aged 0 to 18
With accident cover: from 61.65 to 153.45 CHF a month depending on the deductible and the model
123 offers from 25 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 |  Agrisano | AGRIsmart | 91.95 | — | 81.85 | 76.85 | 71.85 | 66.65 | 61.65 |
| 2 |  KPT | KPTwin.smart - GP with app | 96.25 | — | 86.95 | — | 77.55 | — | 68.25 |
| 3 |  ÖKK | ÖKK CASAMED HMO | 96.95 | — | 85.35 | — | 73.65 | — | 61.95 |
| 4 |  CSS | Hausarztversicherung Profit | 97.55 | 91.75 | 85.95 | 80.05 | 74.25 | — | 62.55 |
| 5 | Agrisano | AGRIcontact | 97.55 | — | 86.85 | 81.55 | 76.25 | 70.85 | 65.55 |
| 6 |  Assura | MediTel | 97.75 | 91.95 | 86.15 | 80.25 | 74.45 | 68.65 | 62.75 |
| 7 | Agrisano | AGRIeco | 98.15 | — | 87.35 | 82.05 | 76.65 | 71.25 | 65.95 |
| 8 |  Krankenkasse Luzerner Hinterland | Telemedicine | 98.75 | 92.95 | 87.10 | 81.25 | 75.45 | 69.60 | 63.75 |
| 9 | ÖKK | ÖKK CASAMED GENERAL PRACTITIONER | 99.25 | — | 87.65 | — | 75.95 | — | 64.25 |
| 10 | ÖKK | ÖKK CASAMED SELECT | 99.25 | — | 87.65 | — | 75.95 | — | 64.25 |
| 11 |  CONCORDIA | HMO | 99.65 | 93.85 | 88.05 | 82.15 | 76.35 | 70.55 | 64.65 |
| 12 | Krankenkasse Luzerner Hinterland | Hausmed | 99.90 | 94.05 | 88.20 | 82.40 | 76.55 | 70.70 | 64.90 |
| 13 | KPT | KPTwin.doc - GP (family doctor) | 99.95 | — | 90.35 | — | 80.65 | — | 70.95 |
| 14 |  Helsana | Helsana BeneFit PLUS Telemed | 100.65 | — | — | — | — | 71.55 | — |
| 15 | ÖKK | ÖKK CASAMED 24 | 100.95 | — | 89.35 | — | 77.65 | — | 65.95 |
| See all | See all | See all | See all | See all | See all | See all | |||
Without accident cover: from 57.35 to 142.45 CHF a month depending on the deductible and the model
123 offers from 25 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 | Agrisano | AGRIsmart | 87.15 | — | 77.55 | 72.75 | 68.05 | 63.05 | 58.35 |
| 2 | KPT | KPTwin.smart - GP with app | 89.15 | — | 80.55 | — | 71.75 | — | 63.15 |
| 3 | ÖKK | ÖKK CASAMED HMO | 89.85 | — | 79.05 | — | 68.25 | — | 57.35 |
| 4 | CSS | Hausarztversicherung Profit | 90.35 | 84.95 | 79.55 | 74.15 | 68.75 | — | 57.85 |
| 5 | Assura | MediTel | 90.65 | 85.25 | 79.85 | 74.35 | 68.95 | 63.55 | 58.05 |
| 6 | ÖKK | ÖKK CASAMED GENERAL PRACTITIONER | 92.05 | — | 81.25 | — | 70.35 | — | 59.45 |
| 7 | ÖKK | ÖKK CASAMED SELECT | 92.05 | — | 81.25 | — | 70.35 | — | 59.45 |
| 8 | Agrisano | AGRIcontact | 92.45 | — | 82.25 | 77.25 | 72.25 | 67.05 | 62.05 |
| 9 | Krankenkasse Luzerner Hinterland | Telemedicine | 92.55 | 87.10 | 81.60 | 76.10 | 70.65 | 65.15 | 59.65 |
| 10 | KPT | KPTwin.doc - GP (family doctor) | 92.65 | — | 83.65 | — | 74.65 | — | 65.65 |
| 11 | Agrisano | AGRIeco | 93.05 | — | 82.75 | 77.75 | 72.55 | 67.45 | 62.45 |
| 12 | Helsana | Helsana BeneFit PLUS Telemed | 93.35 | — | — | — | — | 66.25 | — |
| 13 | Krankenkasse Luzerner Hinterland | Hausmed | 93.60 | 88.10 | 82.65 | 77.15 | 71.65 | 66.20 | 60.70 |
| 14 | ÖKK | ÖKK CASAMED 24 | 93.65 | — | 82.85 | — | 71.95 | — | 61.05 |
| 15 | CONCORDIA | HMO | 93.95 | 88.45 | 82.95 | 77.45 | 71.95 | 66.45 | 60.85 |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2027, for a child aged 0 to 18 in Wikon, the cheapest health insurance premium is:
- Without accident cover: 87.15 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart), 57.35 CHF with a 600 CHF deductible (ÖKK, ÖKK CASAMED HMO).
- With accident cover: 91.95 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart), 61.65 CHF with a 600 CHF deductible (Agrisano, AGRIsmart).
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Wikon for a child aged 0 to 18?
In 2027, without accident cover: Agrisano (AGRIsmart) at 87.15 CHF a month with a deductible of 0 CHF, and ÖKK (ÖKK CASAMED HMO) at 57.35 CHF with the 600 CHF deductible. With accident cover: Agrisano (AGRIsmart) at 91.95 CHF, and Agrisano (AGRIsmart) at 61.65 CHF.
How much does accident cover cost in basic insurance in Wikon?
For a child aged 0 to 18 with Agrisano (AGRIsmart), the premium rises from 87.15 CHF a month without accident cover to 91.95 CHF with accident cover, at the 0 CHF deductible: 4.80 CHF a month, 57.60 CHF a year. You only need this cover if you are not already fully insured for accidents under the Accident Insurance Act (UVG/LAA). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 96.70 CHF at Agrisano (AGRIsmart) gives 91.95 CHF after redistribution.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.