Health insurance premiums 2026 in Hergiswil bei Willisau (LU)
Hergiswil bei Willisau is in premium region 3 of the canton of Lucerne.
For an adult aged 26 or over
Without accident cover: from 274.30 to 548.95 CHF a month
123 offers from 25 health insurers.
- Deductible of 300 CHF388.45 CHFAgrisanoAGRIsmart
- Deductible of 500 CHF378.95 CHFAgrisanoAGRIsmart
- Deductible of 1'000 CHF355.15 CHFAgrisanoAGRIsmart
- Deductible of 1'500 CHF329.15 CHFKrankenkasse Luzerner HinterlandTelemedicine
- Deductible of 2'000 CHF301.75 CHFKrankenkasse Luzerner HinterlandTelemedicine
- Deductible of 2'500 CHF274.30 CHFKrankenkasse Luzerner HinterlandTelemedicine
With accident cover: from 292.15 to 590.65 CHF a month
123 offers from 25 health insurers.
- Deductible of 300 CHF409.15 CHFAgrisanoAGRIsmart
- Deductible of 500 CHF399.15 CHFAgrisanoAGRIsmart
- Deductible of 1'000 CHF374.15 CHFAgrisanoAGRIsmart
- Deductible of 1'500 CHF348.95 CHFAgrisanoAGRIsmart
- Deductible of 2'000 CHF321.30 CHFKrankenkasse Luzerner HinterlandTelemedicine
- Deductible of 2'500 CHF292.15 CHFKrankenkasse Luzerner HinterlandTelemedicine
For a young adult aged 19 to 25
Without accident cover: from 165.15 to 423.25 CHF a month
123 offers from 25 health insurers.
- Deductible of 300 CHF282.25 CHFAgrisanoAGRIsmart
- Deductible of 500 CHF272.65 CHFAgrisanoAGRIsmart
- Deductible of 1'000 CHF246.45 CHFCSSHausarztversicherung Profit
- Deductible of 1'500 CHF219.35 CHFCSSHausarztversicherung Profit
- Deductible of 2'000 CHF192.25 CHFCSSHausarztversicherung Profit
- Deductible of 2'500 CHF165.15 CHFCSSHausarztversicherung Profit
With accident cover: from 177.95 to 430.70 CHF a month
123 offers from 25 health insurers.
- Deductible of 300 CHF297.35 CHFAgrisanoAGRIsmart
- Deductible of 500 CHF287.25 CHFAgrisanoAGRIsmart
- Deductible of 1'000 CHF262.25 CHFAgrisanoAGRIsmart
- Deductible of 1'500 CHF236.25 CHFCSSHausarztversicherung Profit
- Deductible of 2'000 CHF207.15 CHFCSSHausarztversicherung Profit
- Deductible of 2'500 CHF177.95 CHFCSSHausarztversicherung Profit
For a child aged 0 to 18
With accident cover: from 55.95 to 139.45 CHF a month
123 offers from 25 health insurers.
- Deductible of 0 CHF86.05 CHFAgrisanoAGRIsmart
- Deductible of 100 CHF85.55 CHFCSSHausarztversicherung Profit
- Deductible of 200 CHF75.95 CHFAgrisanoAGRIsmart
- Deductible of 300 CHF70.95 CHFAgrisanoAGRIsmart
- Deductible of 400 CHF65.95 CHFAgrisanoAGRIsmart
- Deductible of 500 CHF60.85 CHFAgrisanoAGRIsmart
- Deductible of 600 CHF55.95 CHFAgrisanoAGRIsmart
Without accident cover: from 52.05 to 129.35 CHF a month
123 offers from 25 health insurers.
- Deductible of 0 CHF81.45 CHFAgrisanoAGRIsmart
- Deductible of 100 CHF79.15 CHFCSSHausarztversicherung Profit
- Deductible of 200 CHF71.85 CHFAgrisanoAGRIsmart
- Deductible of 300 CHF67.15 CHFAgrisanoAGRIsmart
- Deductible of 400 CHF62.35 CHFAgrisanoAGRIsmart
- Deductible of 500 CHF57.55 CHFAgrisanoAGRIsmart
- Deductible of 600 CHF52.05 CHFCSSHausarztversicherung Profit
In 2026, the cheapest health insurance premium in Hergiswil bei Willisau is:
- For an adult without accident cover: 388.45 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart), 274.30 CHF with a 2'500 CHF deductible (Krankenkasse Luzerner Hinterland, Telemedicine).
- For a young adult without accident cover: 282.25 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart), 165.15 CHF with a 2'500 CHF deductible (CSS, Hausarztversicherung Profit).
- For a child with accident cover: 86.05 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart), 55.95 CHF with a 600 CHF deductible (Agrisano, AGRIsmart).
Last modified:
Frequently asked questions
Which health insurer is the cheapest in Hergiswil bei Willisau in 2026?
For an adult without accident cover: Agrisano (AGRIsmart) at 393.60 CHF a month with a deductible of 300 CHF, and Krankenkasse Luzerner Hinterland (Telemedicine) at 274.30 CHF with the 2'500 CHF deductible. Each situation above leads to the full list of offers.
Are the premiums the same across the whole region?
Yes. Hergiswil bei Willisau is in premium region 3 of canton Lucerne: every municipality in that region has exactly the same premiums. The region depends on your municipality of residence, not your postcode.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The deductible changes on the same date, by telling your insurer.
Do I need to include accident cover?
Generally no if you work at least 8 hours a week for the same employer: their accident insurance (UVG/LAA) also covers non-occupational accidents. Otherwise, include accident cover if you are not already fully covered by another UVG/LAA accident policy.
Why is the FOPH-approved premium higher than the price shown?
The amount shown is the FOPH-approved premium, the same one as on priminfo.admin.ch, less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person receives 61.80 CHF, which the insurer deducts from the invoices: 5.15 CHF a month, the same amount for everyone. The approved premium of 393.60 CHF at Agrisano therefore gives 388.45 CHF; the ranking does not change. Your invoice may still differ, for example with your canton’s individual premium reduction.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.