Health insurance premiums 2027 in Wauwil (LU)For a child aged 0 to 18 without accident cover
From 57.35 to 142.45 CHF a month depending on the deductible and the model
123 offers from 25 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 |  Agrisano | AGRIsmart | 87.15 | — | 77.55 | 72.75 | 68.05 | 63.05 | 58.35 |
| 2 |  KPT | KPTwin.smart - GP with app | 89.15 | — | 80.55 | — | 71.75 | — | 63.15 |
| 3 |  ÖKK | ÖKK CASAMED HMO | 89.85 | — | 79.05 | — | 68.25 | — | 57.35 |
| 4 |  CSS | Hausarztversicherung Profit | 90.35 | 84.95 | 79.55 | 74.15 | 68.75 | — | 57.85 |
| 5 |  Assura | MediTel | 90.65 | 85.25 | 79.85 | 74.35 | 68.95 | 63.55 | 58.05 |
| 6 | ÖKK | ÖKK CASAMED GENERAL PRACTITIONER | 92.05 | — | 81.25 | — | 70.35 | — | 59.45 |
| 7 | ÖKK | ÖKK CASAMED SELECT | 92.05 | — | 81.25 | — | 70.35 | — | 59.45 |
| 8 | Agrisano | AGRIcontact | 92.45 | — | 82.25 | 77.25 | 72.25 | 67.05 | 62.05 |
| 9 |  Krankenkasse Luzerner Hinterland | Telemedicine | 92.55 | 87.10 | 81.60 | 76.10 | 70.65 | 65.15 | 59.65 |
| 10 | KPT | KPTwin.doc - GP (family doctor) | 92.65 | — | 83.65 | — | 74.65 | — | 65.65 |
| 11 | Agrisano | AGRIeco | 93.05 | — | 82.75 | 77.75 | 72.55 | 67.45 | 62.45 |
| 12 |  Helsana | Helsana BeneFit PLUS Telemed | 93.35 | — | — | — | — | 66.25 | — |
| 13 | Krankenkasse Luzerner Hinterland | Hausmed | 93.60 | 88.10 | 82.65 | 77.15 | 71.65 | 66.20 | 60.70 |
| 14 | ÖKK | ÖKK CASAMED 24 | 93.65 | — | 82.85 | — | 71.95 | — | 61.05 |
| 15 |  CONCORDIA | HMO | 93.95 | 88.45 | 82.95 | 77.45 | 71.95 | 66.45 | 60.85 |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2027, for a child aged 0 to 18 in Wauwil, without accident cover, the cheapest health insurance premium is:
- 87.15 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart)
- 57.35 CHF a month with a 600 CHF deductible (ÖKK, ÖKK CASAMED HMO)
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Wauwil for a child aged 0 to 18 with a deductible of 0 CHF, without accident cover?
In 2027, without accident cover, the cheapest offer in Wauwil is Agrisano (AGRIsmart) at 87.15 CHF a month. The cheapest standard model (free choice of doctor) is Krankenkasse Luzerner Hinterland (Standard model) at 98.75 CHF a month.
How much does health insurance cost in Wauwil in 2027 for a child aged 0 to 18?
For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, monthly premiums run from 87.15 CHF (Agrisano, AGRIsmart) to 142.45 CHF (Sympany, Standard model): 123 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 97.65 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 0 CHF or 600 CHF better in Wauwil for a child aged 0 to 18 without accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 87.15 CHF a month with the 0 CHF deductible to 58.35 CHF with the 600 CHF deductible: 28.80 CHF less a month, 345.60 CHF a year. The 600 CHF deductible stays worthwhile up to around 384 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.
Which model is the cheapest in Wauwil for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, the cheapest premium per model is: standard model 98.75 CHF (Krankenkasse Luzerner Hinterland), family doctor / HMO 89.85 CHF (ÖKK), flexible model 92.05 CHF (ÖKK), telemedicine 87.15 CHF (Agrisano).
Does a second or third child pay less in Wauwil?
A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 16 of the 25 insurers present in Wauwil file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and without accident cover:
| Insurer | Model | 1st child | Reduced premium |
|---|---|---|---|
| Agrisano | AGRIsmart | 87.15 CHF | 36.95 CHF from the 3rd child |
| Galenos | Managed Care | 102.55 CHF | 38.35 CHF from the 3rd child |
| sana24 | VIVA health plan | 107.55 CHF | 38.65 CHF from the 3rd child |
| Visana | Managed Care | 111.85 CHF | 44.05 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 94.55 CHF | 44.95 CHF from the 3rd child |
| Aquilana | SMARTMED | 96.15 CHF | 45.75 CHF from the 3rd child |
| SWICA | Favorit Multichoice | 109.95 CHF | 45.85 CHF from the 3rd child |
| CONCORDIA | HMO | 93.95 CHF | 45.95 CHF from the 3rd child |
| rhenusana | sanmed24 | 110.55 CHF | 52.95 CHF from the 3rd child |
| Krankenkasse Luzerner Hinterland | Telemedicine | 92.55 CHF | 62.40 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 106.55 CHF | 78.75 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 107.25 CHF | 79.25 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 110.05 CHF | 81.35 CHF from the 5th child |
| Assura | MediTel | 90.65 CHF | 89.15 CHF from the 4th child, 87.75 CHF from the 5th child |
| EGK | EGK-Care | 96.25 CHF | 87.85 CHF from the 3rd child |
| SLKK | SmartMed | 100.55 CHF | 89.95 CHF from the 3rd child |
The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 91.90 CHF at Agrisano (AGRIsmart) gives 87.15 CHF after redistribution.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.