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123 offersfrom 25 health insurers

Young adult (19 to 25) · with accident cover · deductible of 2'000 CHF

Results sorted by ascending monthly premium for the selected criteria.

In Reiden (canton Lucerne), in 2027, for a young adult aged 19 to 25 with a 2'000 CHF deductible and with accident cover, the cheapest monthly basic insurance premium is 229.50 CHF with Atupri (HMO model) and the most expensive is 365.30 CHF with Groupe Mutuel – Mutuel (Standard model).

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Frequently asked questions

Which health insurance is the cheapest in Reiden for a young adult aged 19 to 25 with a deductible of 2'000 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in Reiden is Atupri (HMO) at 229.50 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 246.85 CHF a month.

How much does health insurance cost in Reiden in 2027 for a young adult aged 19 to 25?

For a young adult aged 19 to 25 with a deductible of 2'000 CHF and with accident cover, monthly premiums run from 229.50 CHF (Atupri, HMO) to 365.30 CHF (Groupe Mutuel – Mutuel, Standard model): 123 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 262.00 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 300 CHF or 2'500 CHF better in Reiden for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Atupri, HMO), the premium goes from 328.60 CHF a month with the 300 CHF deductible to 200.30 CHF with the 2'500 CHF deductible: 128.30 CHF less a month, 1'539.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'011 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

Which model is the cheapest in Reiden for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 2'000 CHF and with accident cover, the cheapest premium per model is: standard model 246.85 CHF (Sanitas), family doctor / HMO 229.50 CHF (Atupri), flexible model 236.45 CHF (Sanitas), telemedicine 229.50 CHF (Atupri).

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.