Health insurance premiums 2027 in Alberswil (LU)For a child aged 0 to 18 with accident cover
From 66.40 to 158.20 CHF a month depending on the deductible and the model
123 offers from 25 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 |  Agrisano | AGRIsmart | 96.70 | — | 86.60 | 81.60 | 76.60 | 71.40 | 66.40 |
| 2 |  KPT | KPTwin.smart - GP with app | 101.00 | — | 91.70 | — | 82.30 | — | 73.00 |
| 3 |  ÖKK | ÖKK CASAMED HMO | 101.70 | — | 90.10 | — | 78.40 | — | 66.70 |
| 4 |  CSS | Hausarztversicherung Profit | 102.30 | 96.50 | 90.70 | 84.80 | 79.00 | — | 67.30 |
| 5 | Agrisano | AGRIcontact | 102.30 | — | 91.60 | 86.30 | 81.00 | 75.60 | 70.30 |
| 6 |  Assura | MediTel | 102.50 | 96.70 | 90.90 | 85.00 | 79.20 | 73.40 | 67.50 |
| 7 | Agrisano | AGRIeco | 102.90 | — | 92.10 | 86.80 | 81.40 | 76.00 | 70.70 |
| 8 |  Krankenkasse Luzerner Hinterland | Telemedicine | 103.50 | 97.70 | 91.85 | 86.00 | 80.20 | 74.35 | 68.50 |
| 9 | ÖKK | ÖKK CASAMED GENERAL PRACTITIONER | 104.00 | — | 92.40 | — | 80.70 | — | 69.00 |
| 10 | ÖKK | ÖKK CASAMED SELECT | 104.00 | — | 92.40 | — | 80.70 | — | 69.00 |
| 11 |  CONCORDIA | HMO | 104.40 | 98.60 | 92.80 | 86.90 | 81.10 | 75.30 | 69.40 |
| 12 | Krankenkasse Luzerner Hinterland | Hausmed | 104.65 | 98.80 | 92.95 | 87.15 | 81.30 | 75.45 | 69.65 |
| 13 | KPT | KPTwin.doc - GP (family doctor) | 104.70 | — | 95.10 | — | 85.40 | — | 75.70 |
| 14 |  Helsana | Helsana BeneFit PLUS Telemed | 105.40 | — | — | — | — | 76.30 | — |
| 15 | ÖKK | ÖKK CASAMED 24 | 105.70 | — | 94.10 | — | 82.40 | — | 70.70 |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2027, for a child aged 0 to 18 in Alberswil, with accident cover, the cheapest health insurance premium is:
- 96.70 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart)
- 66.40 CHF a month with a 600 CHF deductible (Agrisano, AGRIsmart)
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Alberswil for a child aged 0 to 18 with a deductible of 0 CHF, with accident cover?
In 2027, with accident cover, the cheapest offer in Alberswil is Agrisano (AGRIsmart) at 96.70 CHF a month. The cheapest standard model (free choice of doctor) is Krankenkasse Luzerner Hinterland (Standard model) at 110.15 CHF a month.
How much does health insurance cost in Alberswil in 2027 for a child aged 0 to 18?
For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, monthly premiums run from 96.70 CHF (Agrisano, AGRIsmart) to 158.20 CHF (Sympany, Standard model): 123 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 102.40 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 0 CHF or 600 CHF better in Alberswil for a child aged 0 to 18 with accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 96.70 CHF a month with the 0 CHF deductible to 66.40 CHF with the 600 CHF deductible: 30.30 CHF less a month, 363.60 CHF a year. The 600 CHF deductible stays worthwhile up to around 404 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.
Which model is the cheapest in Alberswil for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, the cheapest premium per model is: standard model 110.15 CHF (Krankenkasse Luzerner Hinterland), family doctor / HMO 101.70 CHF (ÖKK), flexible model 104.00 CHF (ÖKK), telemedicine 96.70 CHF (Agrisano).
Does a second or third child pay less in Alberswil?
A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 16 of the 25 insurers present in Alberswil file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and with accident cover:
| Insurer | Model | 1st child | Reduced premium |
|---|---|---|---|
| Agrisano | AGRIsmart | 96.70 CHF | 43.90 CHF from the 3rd child |
| Galenos | Managed Care | 114.80 CHF | 46.00 CHF from the 3rd child |
| sana24 | VIVA health plan | 120.10 CHF | 46.50 CHF from the 3rd child |
| Visana | Managed Care | 124.70 CHF | 52.20 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 106.70 CHF | 53.40 CHF from the 3rd child |
| CONCORDIA | HMO | 104.40 CHF | 53.60 CHF from the 3rd child |
| Aquilana | SMARTMED | 108.50 CHF | 54.30 CHF from the 3rd child |
| SWICA | Favorit Multichoice | 123.30 CHF | 54.30 CHF from the 3rd child |
| rhenusana | sanmed24 | 123.90 CHF | 62.00 CHF from the 3rd child |
| Krankenkasse Luzerner Hinterland | Telemedicine | 103.50 CHF | 71.45 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 119.70 CHF | 89.80 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 120.40 CHF | 90.30 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 123.50 CHF | 92.60 CHF from the 5th child |
| EGK | EGK-Care | 108.30 CHF | 99.20 CHF from the 3rd child |
| Assura | MediTel | 102.50 CHF | 100.90 CHF from the 4th child, 99.40 CHF from the 5th child |
| SLKK | SmartMed | 112.00 CHF | 100.80 CHF from the 3rd child |
The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.