Health insurance premiums 2026 in Trimmis (GR)For a young adult aged 19 to 25 with accident cover
From 189.65 to 498.25 CHF a month depending on the deductible and the model
117 offers from 24 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Agrisano | AGRIsmart | 299.95 | 289.95 | 264.85 | 239.75 | 214.65 | 189.65 |
| 2 | Agrisano | AGRIcontact | 315.95 | 305.35 | 279.05 | 252.55 | 226.15 | 199.85 |
| 3 | Agrisano | AGRIeco | 321.25 | 310.55 | 283.75 | 256.85 | 230.05 | 203.25 |
| 4 |  ÖKK | Family doctor | 321.55 | 309.95 | 280.75 | 251.55 | 222.45 | 193.25 |
| 5 | ÖKK | HMO model | 321.55 | 309.95 | 280.75 | 251.55 | 222.45 | 193.25 |
| 6 | ÖKK | Select | 321.55 | 309.95 | 280.75 | 251.55 | 222.45 | 193.25 |
| 7 |  Sanitas | Family doctor 1 | 322.35 | 310.75 | 281.55 | 252.35 | 223.25 | 194.05 |
| 8 | Sanitas | TelMed (Compact One) | 322.45 | 310.85 | 281.65 | 252.45 | 223.35 | 194.15 |
| 9 |  Sumiswalder Krankenkasse | Family doctor | 323.35 | 312.55 | 285.75 | 258.95 | 232.15 | 205.35 |
| 10 | Sumiswalder Krankenkasse | Telemedicine | 323.35 | 312.55 | 285.75 | 258.95 | 232.15 | 205.35 |
| 11 | Sanitas | Family doctor 2 | 325.75 | 314.15 | 284.95 | 255.75 | 226.65 | 197.45 |
| 12 | Sanitas | Family doctor 3 | 325.75 | 314.15 | 284.95 | 255.75 | 226.65 | 197.45 |
| 13 | Sanitas | Family doctor 4 | 325.75 | 314.15 | 284.95 | 255.75 | 226.65 | 197.45 |
| 14 | Sanitas | MultiAccess | 325.85 | 314.25 | 285.05 | 255.85 | 226.75 | 197.55 |
| 15 | Sanitas | TelMed (CallMed) | 325.85 | 314.25 | 285.05 | 255.85 | 226.75 | 197.55 |
| See all | See all | See all | See all | See all | See all | |||
In 2026, for a young adult aged 19 to 25 in Trimmis, with accident cover, the cheapest health insurance premium is:
- 299.95 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart)
- 189.65 CHF a month with a 2'500 CHF deductible (Agrisano, AGRIsmart)
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Frequently asked questions
Which health insurance is the cheapest in Trimmis for a young adult aged 19 to 25 with a deductible of 300 CHF, with accident cover?
In 2026, with accident cover, the cheapest offer in Trimmis is Agrisano (AGRIsmart) at 299.95 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 336.05 CHF a month.
How much does health insurance cost in Trimmis in 2026 for a young adult aged 19 to 25?
For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, monthly premiums run from 299.95 CHF (Agrisano, AGRIsmart) to 498.25 CHF (SLKK, Standard model): 117 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 272.85 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Trimmis for a young adult aged 19 to 25 with accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 299.95 CHF a month with the 300 CHF deductible to 189.65 CHF with the 2'500 CHF deductible: 110.30 CHF less a month, 1'323.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'771 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Trimmis for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 336.05 CHF (Sanitas), family doctor / HMO 321.25 CHF (Agrisano), flexible model 321.55 CHF (ÖKK), telemedicine 299.95 CHF (Agrisano).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 305.10 CHF at Agrisano (AGRIsmart) gives 299.95 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.