Health insurance premiums 2026 in Soazza (GR)For a child aged 0 to 18

With accident cover: from 59.70 to 166.55 CHF a month depending on the deductible and the model

116 offers from 24 health insurers.

#	Insurer	Model	Deductible
#	Insurer	Model	0 CHF	100 CHF	200 CHF	300 CHF	400 CHF	500 CHF	600 CHF
1	vita surselva	Family doctor / HMOSparmed	94.60	89.60	83.65	77.65	71.65	65.65	59.70
2	CSS	Family doctor / HMOHausarztversicherung Profit	99.05	93.25	87.45	81.55	75.75	—	64.05
3	KPT	TelemedicineKPTwin.smart	99.35	—	90.05	—	80.75	—	71.35
4	vita surselva	Standard modelStandard model	99.85	94.60	88.30	83.05	76.75	72.55	66.25
5	KPT	Family doctor / HMOKPTwin.plus	103.25	—	93.65	—	83.95	—	74.25
6	Helsana	Family doctor / HMOBeneFit PLUS Hausarzt R1	104.95	—	—	—	—	75.85	—
7	Helsana	Flexible modelBeneFit PLUS Flexmed R1	104.95	—	—	—	—	75.85	—
8	Helsana	TelemedicineBeneFit PLUS Telmed	104.95	—	—	—	—	75.85	—
9	CSS	TelemedicineCallmed	105.15	99.35	93.55	87.65	81.85	—	70.15
10	KPT	Family doctor / HMOKPTwin.doc	105.85	—	95.95	—	86.05	—	76.05
11	ÖKK	Family doctor / HMOFamily doctor	106.15	—	94.55	—	82.85	—	71.15
12	ÖKK	Family doctor / HMOHMO model	106.15	—	94.55	—	82.85	—	71.15
13	ÖKK	Flexible modelSelect	106.15	—	94.55	—	82.85	—	71.15
14	Helsana	Family doctor / HMOBeneFit PLUS Hausarzt R2	106.25	—	—	—	—	77.15	—
15	CONCORDIA	Family doctor / HMOHMO	106.55	100.75	94.95	89.05	83.25	77.45	71.55
			See all	See all	See all	See all	See all	See all	See all

Without accident cover: from 59.25 to 154.55 CHF a month depending on the deductible and the model

116 offers from 24 health insurers.

#	Insurer	Model	Deductible
#	Insurer	Model	0 CHF	100 CHF	200 CHF	300 CHF	400 CHF	500 CHF	600 CHF
1	CSS	Family doctor / HMOHausarztversicherung Profit	91.85	86.45	81.05	75.55	70.15	—	59.25
2	KPT	TelemedicineKPTwin.smart	91.95	—	83.35	—	74.65	—	65.95
3	vita surselva	Family doctor / HMOSparmed	94.00	89.05	83.10	77.15	71.20	65.25	59.30
4	KPT	Family doctor / HMOKPTwin.plus	95.65	—	86.65	—	77.65	—	68.65
5	Helsana	Family doctor / HMOBeneFit PLUS Hausarzt R1	97.25	—	—	—	—	70.25	—
6	Helsana	Flexible modelBeneFit PLUS Flexmed R1	97.25	—	—	—	—	70.25	—
7	Helsana	TelemedicineBeneFit PLUS Telmed	97.25	—	—	—	—	70.25	—
8	CSS	TelemedicineCallmed	97.45	92.05	86.65	81.15	75.75	—	64.85
9	KPT	Family doctor / HMOKPTwin.doc	98.05	—	88.85	—	79.65	—	70.35
10	ÖKK	Family doctor / HMOFamily doctor	98.45	—	87.65	—	76.75	—	65.85
11	ÖKK	Family doctor / HMOHMO model	98.45	—	87.65	—	76.75	—	65.85
12	ÖKK	Flexible modelSelect	98.45	—	87.65	—	76.75	—	65.85
13	Helsana	Family doctor / HMOBeneFit PLUS Hausarzt R2	98.55	—	—	—	—	71.45	—
14	vita surselva	Standard modelStandard model	99.20	94.00	87.75	82.50	76.25	72.10	65.80
15	KPT	TelemedicineKPTwin.easy	99.25	—	89.95	—	80.65	—	71.25
			See all	See all	See all	See all	See all	See all	See all

In 2026, for a child aged 0 to 18 in Soazza, the cheapest health insurance premium is:

Without accident cover: 91.85 CHF a month with a 0 CHF deductible (CSS, Hausarztversicherung Profit), 59.25 CHF with a 600 CHF deductible (CSS, Hausarztversicherung Profit).
With accident cover: 94.60 CHF a month with a 0 CHF deductible (vita surselva, Sparmed), 59.70 CHF with a 600 CHF deductible (vita surselva, Sparmed).

Lowest premium by deductible in Soazza for a child with accident cover

Deductible of 0 CHF94.60 CHFvita surselvaFamily doctor / HMOSparmed
Deductible of 100 CHF89.60 CHFvita surselvaFamily doctor / HMOSparmed
Deductible of 200 CHF83.65 CHFvita surselvaFamily doctor / HMOSparmed
Deductible of 300 CHF77.65 CHFvita surselvaFamily doctor / HMOSparmed
Deductible of 400 CHF71.65 CHFvita surselvaFamily doctor / HMOSparmed
Deductible of 500 CHF65.65 CHFvita surselvaFamily doctor / HMOSparmed
Deductible of 600 CHF59.70 CHFvita surselvaFamily doctor / HMOSparmed

Lowest premium by deductible in Soazza for a child without accident cover

Deductible of 0 CHF91.85 CHFCSSFamily doctor / HMOHausarztversicherung Profit
Deductible of 100 CHF86.45 CHFCSSFamily doctor / HMOHausarztversicherung Profit
Deductible of 200 CHF81.05 CHFCSSFamily doctor / HMOHausarztversicherung Profit
Deductible of 300 CHF75.55 CHFCSSFamily doctor / HMOHausarztversicherung Profit
Deductible of 400 CHF70.15 CHFCSSFamily doctor / HMOHausarztversicherung Profit
Deductible of 500 CHF65.25 CHFvita surselvaFamily doctor / HMOSparmed
Deductible of 600 CHF59.25 CHFCSSFamily doctor / HMOHausarztversicherung Profit

Which deductible to choose?

As a guide, a 0 CHF deductible often costs less overall if your healthcare costs exceed about 500 CHF a year; 600 CHF can cost less if your costs are lower.

Always compare total annual cost (premiums + cost sharing), not just the monthly premium.

Last modified: 28/09/2026

Frequently asked questions

Which health insurance is the cheapest in Soazza for a child aged 0 to 18?

In 2026, without accident cover: CSS (Hausarztversicherung Profit) at 91.85 CHF a month with a deductible of 0 CHF, and CSS (Hausarztversicherung Profit) at 59.25 CHF with the 600 CHF deductible. With accident cover: vita surselva (Sparmed) at 94.60 CHF, and vita surselva (Sparmed) at 59.70 CHF.

How much does accident cover cost in basic insurance in Soazza?

For a child aged 0 to 18 with CSS (Hausarztversicherung Profit), the premium rises from 91.85 CHF a month without accident cover to 99.05 CHF with accident cover, at the 0 CHF deductible: 7.20 CHF a month, 86.40 CHF a year. You only need this cover if you are not already fully insured for accidents under the Accident Insurance Act (UVG/LAA). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 99.75 CHF at vita surselva (Sparmed) gives 94.60 CHF after redistribution.

Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.