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From 190.05 to 460.05 CHF a month depending on the deductible and the model

117 offers from 24 health insurers.

#InsurerModelDeductible
300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF
1AgrisanoTelemedicineAGRIsmart295.55285.95262.05237.95214.05190.05
2SanitasFamily doctor / HMOFamily doctor 1311.15300.30273.15245.95218.85191.70
3SanitasTelemedicineTelMed Basic311.15300.30273.15245.95218.85191.70
4Groupe Mutuel – MutuelTelemedicineSanaTel (Telemedicine)312.05301.35274.35246.95219.95192.95
5AgrisanoTelemedicineAGRIcontact312.85302.65277.45252.05226.65201.35
6CSSFamily doctor / HMOHMO (health practice)313.35302.55275.35248.25221.15193.95
7Groupe Mutuel – MutuelFamily doctor / HMOOptiMed (Healthcare network)313.85303.15276.15248.75221.75194.75
8SanitasFamily doctor / HMOFamily doctor 2314.45303.60276.45249.25222.15195.00
9SanitasFamily doctor / HMOFamily doctor 3314.45303.60276.45249.25222.15195.00
10SanitasFamily doctor / HMOFamily doctor 4314.45303.60276.45249.25222.15195.00
11SanitasFlexible modelMultiAccess314.45303.60276.45249.25222.15195.00
12SanitasTelemedicineTelMed Plus314.45303.60276.45249.25222.15195.00
13AgrisanoFamily doctor / HMOAGRIeco314.65304.35278.95253.45227.95202.45
14ÖKKFamily doctor / HMOÖKK CASAMED GENERAL PRACTITIONER315.45304.75277.55250.35223.35196.15
15ÖKKFamily doctor / HMOÖKK CASAMED HMO315.45304.75277.55250.35223.35196.15
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In 2027, for a young adult aged 19 to 25 in Samedan, without accident cover, the cheapest health insurance premium is:

Last modified:

Frequently asked questions

Which health insurance is the cheapest in Samedan for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in Samedan is Agrisano (AGRIsmart) at 295.55 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 324.30 CHF a month.

How much does health insurance cost in Samedan in 2027 for a young adult aged 19 to 25?

For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, monthly premiums run from 295.55 CHF (Agrisano, AGRIsmart) to 460.05 CHF (SLKK, Standard model): 117 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 284.25 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 300 CHF or 2'500 CHF better in Samedan for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 295.55 CHF a month with the 300 CHF deductible to 190.05 CHF with the 2'500 CHF deductible: 105.50 CHF less a month, 1'266.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'707 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

Which model is the cheapest in Samedan for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 324.30 CHF (Sanitas), family doctor / HMO 311.15 CHF (Sanitas), flexible model 314.45 CHF (Sanitas), telemedicine 295.55 CHF (Agrisano).

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 300.30 CHF at Agrisano (AGRIsmart) gives 295.55 CHF after redistribution.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.