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From 320.15 to 654.95 CHF a month depending on the deductible and the model

116 offers from 24 health insurers.

#InsurerModelDeductible
300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF
1SanitasTelemedicineTelMed (Compact One)448.45436.85407.65378.45349.35320.15
2KPTTelemedicineKPTwin.smart455.65444.05414.85385.65—327.35
3CONCORDIAFamily doctor / HMOHMO456.55444.95415.75386.55357.45328.25
4CONCORDIATelemedicinesmartDoc456.55444.95415.75386.55357.45328.25
5ÖKKFamily doctor / HMOFamily doctor458.35446.75417.55388.35359.25330.05
6ÖKKFamily doctor / HMOHMO model458.35446.75417.55388.35359.25330.05
7ÖKKFlexible modelSelect458.35446.75417.55388.35359.25330.05
8SanitasFamily doctor / HMOFamily doctor 1464.55452.95423.75394.55365.45336.25
9ÖKKTelemedicineTelemedicine466.15454.55425.35396.15367.05337.85
10KPTFamily doctor / HMOKPTwin.plus468.05456.45427.25398.05—339.75
11CSSFamily doctor / HMOHausarztversicherung Profit468.75457.15427.95398.75369.65340.45
12vita surselvaFamily doctor / HMOSparmed468.90457.50431.00402.55374.10344.20
13curaultaFamily doctor / HMOcasamed469.95459.55430.75402.05374.95348.45
14CSSFamily doctor / HMOHMO (health practice)471.45459.85430.65401.45372.35347.15
15CONCORDIAFamily doctor / HMOMyDoc472.75461.15431.95402.75373.65344.45
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In 2026, for an adult aged 26 or over in Rossa, with accident cover, the cheapest health insurance premium is:

Last modified:

Frequently asked questions

Which health insurance is the cheapest in Rossa for an adult aged 26 or over with a deductible of 300 CHF, with accident cover?

In 2026, with accident cover, the cheapest offer in Rossa is Sanitas (TelMed (Compact One)) at 448.45 CHF a month. The cheapest standard model (free choice of doctor) is vita surselva (Standard model) at 493.85 CHF a month.

How much does health insurance cost in Rossa in 2026 for an adult aged 26 or over?

For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, monthly premiums run from 448.45 CHF (Sanitas, TelMed (Compact One)) to 654.95 CHF (SLKK, Standard model): 116 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 421.35 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 300 CHF or 2'500 CHF better in Rossa for an adult aged 26 or over with accident cover?

On the cheapest offer (Sanitas, TelMed (Compact One)), the premium goes from 448.45 CHF a month with the 300 CHF deductible to 320.15 CHF with the 2'500 CHF deductible: 128.30 CHF less a month, 1'539.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'011 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

Which model is the cheapest in Rossa for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 493.85 CHF (vita surselva), family doctor / HMO 456.55 CHF (CONCORDIA), flexible model 458.35 CHF (ÖKK), telemedicine 448.45 CHF (Sanitas).

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 453.60 CHF at Sanitas (TelMed (Compact One)) gives 448.45 CHF after redistribution.

Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.