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Health insurance premiums 2027 in Pontresina (GR) For a child aged 0 to 18, deductible of 100 CHF, with accident cover

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117 offersfrom 24 health insurers

Child (0 to 18) · with accident cover · deductible of 100 CHF

Results sorted by ascending monthly premium for the selected criteria.

In Pontresina (canton Graubünden), in 2027, for a child aged 0 to 18 with a 100 CHF deductible and with accident cover, the cheapest monthly basic insurance premium is 93.85 CHF with vita surselva (Sparmed model) and the most expensive is 167.50 CHF with Groupe Mutuel – Avenir (Standard model).

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Frequently asked questions

Which health insurance is the cheapest in Pontresina for a child aged 0 to 18 with a deductible of 100 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in Pontresina is vita surselva (Sparmed) at 93.85 CHF a month.

How much does health insurance cost in Pontresina in 2027 for a child aged 0 to 18?

For a child aged 0 to 18 with a deductible of 100 CHF and with accident cover, monthly premiums run from 93.85 CHF (vita surselva, Sparmed) to 167.50 CHF (Groupe Mutuel – Avenir, Standard model): 117 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 110.80 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 0 CHF or 600 CHF better in Pontresina for a child aged 0 to 18 with accident cover?

On the cheapest offer (vita surselva, Sparmed), the premium goes from 98.80 CHF a month with the 0 CHF deductible to 64.20 CHF with the 600 CHF deductible: 34.60 CHF less a month, 415.20 CHF a year. The 600 CHF deductible stays worthwhile up to around 461 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

Which model is the cheapest in Pontresina for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 100 CHF and with accident cover, the cheapest premium per model is: standard model 98.80 CHF (vita surselva), family doctor / HMO 93.85 CHF (vita surselva), flexible model 99.20 CHF (Assura), telemedicine 98.00 CHF (Assura).

Does a second or third child pay less in Pontresina?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 12 of the 24 insurers present in Pontresina file a reduced premium from a certain number of children insured with them, at a 100 CHF deductible and with accident cover:

InsurerModel1st childReduced premium
VisanaManaged Care114.80 CHF45.50 CHF from the 3rd child
sana24Managed Care130.60 CHF49.10 CHF from the 3rd child
CONCORDIAHMO105.20 CHF49.40 CHF from the 3rd child
GalenosManaged Care128.10 CHF50.10 CHF from the 3rd child
Sumiswalder KrankenkasseFamily doctor106.80 CHF53.40 CHF from the 3rd child
AquilanaSMARTMED109.30 CHF54.70 CHF from the 3rd child
Groupe Mutuel – PhilosOptiMed (Healthcare network)125.20 CHF93.90 CHF from the 5th child
Groupe Mutuel – MutuelOptiMed (Healthcare network)125.90 CHF94.50 CHF from the 5th child
AssuraMediTel98.00 CHF96.40 CHF from the 4th child, 94.80 CHF from the 5th child
EGKEGK-TelCare110.90 CHF100.30 CHF from the 3rd child
SLKKSmartMed119.50 CHF107.00 CHF from the 3rd child
Groupe Mutuel – AvenirOptiMed (Healthcare network)149.30 CHF112.00 CHF from the 5th child

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.