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Change the search: LostalloAdultYoung adultChild · with accidentwithout accidentThe lowest monthly premiumThe lowest deductible300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF0 CHF100 CHF200 CHF400 CHF600 CHF

Health insurance premiums 2027 in Lostallo (GR) For a child aged 0 to 18, deductible of 600 CHF, without accident cover

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117 offersfrom 24 health insurers

Child (0 to 18) · without accident cover · deductible of 600 CHF

Results sorted by ascending monthly premium for the selected criteria.

In Lostallo (canton Graubünden), in 2027, for a child aged 0 to 18 with a 600 CHF deductible and without accident cover, the cheapest monthly basic insurance premium is 67.30 CHF with vita surselva (Sparmed model) and the most expensive is 132.10 CHF with Sympany (Standard model).

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Frequently asked questions

Which health insurance is the cheapest in Lostallo for a child aged 0 to 18 with a deductible of 600 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in Lostallo is vita surselva (Sparmed) at 67.30 CHF a month.

How much does health insurance cost in Lostallo in 2027 for a child aged 0 to 18?

For a child aged 0 to 18 with a deductible of 600 CHF and without accident cover, monthly premiums run from 67.30 CHF (vita surselva, Sparmed) to 132.10 CHF (Sympany, Standard model): 117 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 118.10 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 0 CHF or 600 CHF better in Lostallo for a child aged 0 to 18 without accident cover?

On the cheapest offer (vita surselva, Sparmed), the premium goes from 102.00 CHF a month with the 0 CHF deductible to 67.30 CHF with the 600 CHF deductible: 34.70 CHF less a month, 416.40 CHF a year. The 600 CHF deductible stays worthwhile up to around 463 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

Which model is the cheapest in Lostallo for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 600 CHF and without accident cover, the cheapest premium per model is: standard model 73.00 CHF (vita surselva), family doctor / HMO 67.30 CHF (vita surselva), flexible model 74.80 CHF (ÖKK), telemedicine 74.50 CHF (KPT).

Does a second or third child pay less in Lostallo?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 13 of the 24 insurers present in Lostallo file a reduced premium from a certain number of children insured with them, at a 600 CHF deductible and without accident cover:

InsurerModel1st childReduced premium
AgrisanoAGRIcontact81.00 CHF29.20 CHF from the 3rd child
sana24VIVA health plan102.40 CHF31.20 CHF from the 3rd child
VisanaManaged Care87.10 CHF32.10 CHF from the 3rd child
SWICAStandard model103.80 CHF32.30 CHF from the 3rd child
CONCORDIAHMO75.60 CHF33.50 CHF from the 3rd child
GalenosManaged Care107.30 CHF34.10 CHF from the 3rd child
Sumiswalder KrankenkasseFamily doctor81.20 CHF40.60 CHF from the 3rd child
rhenusanasanmed2490.90 CHF45.50 CHF from the 3rd child
Groupe Mutuel – MutuelOptiMed (Healthcare network)96.40 CHF72.30 CHF from the 5th child
AssuraMediTel75.90 CHF74.30 CHF from the 4th child, 72.60 CHF from the 5th child
Groupe Mutuel – PhilosOptiMed (Healthcare network)97.10 CHF72.80 CHF from the 5th child
Groupe Mutuel – AvenirOptiMed (Healthcare network)113.90 CHF85.40 CHF from the 5th child
SLKKSmartMed104.60 CHF91.30 CHF from the 3rd child

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.