Health insurance premiums 2027 in Castaneda (GR)For a young adult aged 19 to 25

Without accident cover: from 211.40 to 528.10 CHF a month depending on the deductible and the model

117 offers from 24 health insurers.

#	Insurer	Model	Deductible
#	Insurer	Model	300 CHF	500 CHF	1'000 CHF	1'500 CHF	2'000 CHF	2'500 CHF
1	Sanitas	Family doctor / HMOFamily doctor 1	331.00	320.15	293.05	265.85	238.70	211.55
2	Sanitas	TelemedicineTelMed Basic	331.00	320.15	293.05	265.85	238.70	211.55
3	CONCORDIA	Family doctor / HMOHMO	332.70	321.70	294.10	266.50	239.00	211.40
4	Groupe Mutuel – Mutuel	TelemedicineSanaTel (Telemedicine)	333.40	322.70	295.80	268.30	241.40	214.40
5	CSS	Family doctor / HMOHausarztversicherung Profit	333.50	322.70	295.60	268.40	241.40	214.20
6	Sanitas	Family doctor / HMOFamily doctor 2	334.45	323.60	296.50	269.30	242.15	215.00
7	Sanitas	Family doctor / HMOFamily doctor 3	334.45	323.60	296.50	269.30	242.15	215.00
8	Sanitas	Family doctor / HMOFamily doctor 4	334.45	323.60	296.50	269.30	242.15	215.00
9	Sanitas	Flexible modelMultiAccess	334.45	323.60	296.50	269.30	242.15	215.00
10	Sanitas	TelemedicineTelMed Plus	334.45	323.60	296.50	269.30	242.15	215.00
11	CONCORDIA	TelemedicinesmartDoc	334.60	323.60	296.00	268.40	240.90	213.30
12	ÖKK	Family doctor / HMOÖKK CASAMED GENERAL PRACTITIONER	335.30	324.50	297.40	270.20	243.20	216.00
13	ÖKK	Family doctor / HMOÖKK CASAMED HMO	335.30	324.50	297.40	270.20	243.20	216.00
14	ÖKK	Flexible modelÖKK CASAMED SELECT	335.30	324.50	297.40	270.20	243.20	216.00
15	Groupe Mutuel – Mutuel	Family doctor / HMOOptiMed (Healthcare network)	335.30	324.70	297.70	270.20	243.30	216.30
			See all	See all	See all	See all	See all	See all

With accident cover: from 223.70 to 561.90 CHF a month depending on the deductible and the model

117 offers from 24 health insurers.

#	Insurer	Model	Deductible
#	Insurer	Model	300 CHF	500 CHF	1'000 CHF	1'500 CHF	2'000 CHF	2'500 CHF
1	CONCORDIA	Family doctor / HMOHMO	352.00	340.40	311.20	282.00	252.90	223.70
2	CONCORDIA	TelemedicinesmartDoc	354.00	342.40	313.20	284.00	254.90	225.70
3	Sanitas	Family doctor / HMOFamily doctor 1	355.55	343.90	314.75	285.55	256.40	227.25
4	Sanitas	TelemedicineTelMed Basic	355.55	343.90	314.75	285.55	256.40	227.25
5	Groupe Mutuel – Mutuel	TelemedicineSanaTel (Telemedicine)	358.50	347.00	318.00	288.50	259.50	230.50
6	CSS	Family doctor / HMOHausarztversicherung Profit	358.60	347.00	317.80	288.60	259.50	230.30
7	Sanitas	Family doctor / HMOFamily doctor 2	359.25	347.60	318.45	289.25	260.10	230.95
8	Sanitas	Family doctor / HMOFamily doctor 3	359.25	347.60	318.45	289.25	260.10	230.95
9	Sanitas	Family doctor / HMOFamily doctor 4	359.25	347.60	318.45	289.25	260.10	230.95
10	Sanitas	Flexible modelMultiAccess	359.25	347.60	318.45	289.25	260.10	230.95
11	Sanitas	TelemedicineTelMed Plus	359.25	347.60	318.45	289.25	260.10	230.95
12	ÖKK	Family doctor / HMOÖKK CASAMED GENERAL PRACTITIONER	360.50	348.90	319.70	290.50	261.40	232.20
13	ÖKK	Family doctor / HMOÖKK CASAMED HMO	360.50	348.90	319.70	290.50	261.40	232.20
14	ÖKK	Flexible modelÖKK CASAMED SELECT	360.50	348.90	319.70	290.50	261.40	232.20
15	Groupe Mutuel – Mutuel	Family doctor / HMOOptiMed (Healthcare network)	360.60	349.10	320.10	290.60	261.60	232.60
			See all	See all	See all	See all	See all	See all

In 2027, for a young adult aged 19 to 25 in Castaneda, the cheapest health insurance premium is:

Without accident cover: 331.00 CHF a month with a 300 CHF deductible (Sanitas, Family doctor 1), 211.40 CHF with a 2'500 CHF deductible (CONCORDIA, HMO).
With accident cover: 352.00 CHF a month with a 300 CHF deductible (CONCORDIA, HMO), 223.70 CHF with a 2'500 CHF deductible (CONCORDIA, HMO).

Lowest premium by deductible in Castaneda for a young adult without accident cover

Deductible of 300 CHF331.00 CHFSanitasFamily doctor / HMOFamily doctor 1
Deductible of 500 CHF320.15 CHFSanitasFamily doctor / HMOFamily doctor 1
Deductible of 1'000 CHF293.05 CHFSanitasFamily doctor / HMOFamily doctor 1
Deductible of 1'500 CHF265.85 CHFSanitasFamily doctor / HMOFamily doctor 1
Deductible of 2'000 CHF238.70 CHFSanitasFamily doctor / HMOFamily doctor 1
Deductible of 2'500 CHF211.40 CHFCONCORDIAFamily doctor / HMOHMO

Lowest premium by deductible in Castaneda for a young adult with accident cover

Deductible of 300 CHF352.00 CHFCONCORDIAFamily doctor / HMOHMO
Deductible of 500 CHF340.40 CHFCONCORDIAFamily doctor / HMOHMO
Deductible of 1'000 CHF311.20 CHFCONCORDIAFamily doctor / HMOHMO
Deductible of 1'500 CHF282.00 CHFCONCORDIAFamily doctor / HMOHMO
Deductible of 2'000 CHF252.90 CHFCONCORDIAFamily doctor / HMOHMO
Deductible of 2'500 CHF223.70 CHFCONCORDIAFamily doctor / HMOHMO

Which deductible to choose?

As a guide, a 300 CHF deductible often costs less overall if your healthcare costs exceed about 2'000 CHF a year; 2'500 CHF can cost less if your costs are lower.

Always compare total annual cost (premiums + cost sharing), not just the monthly premium.

Last modified: 29/09/2026

Frequently asked questions

Which health insurance is the cheapest in Castaneda for a young adult aged 19 to 25?

In 2027, without accident cover: Sanitas (Family doctor 1) at 331.00 CHF a month with a deductible of 300 CHF, and CONCORDIA (HMO) at 211.40 CHF with the 2'500 CHF deductible. With accident cover: CONCORDIA (HMO) at 352.00 CHF, and CONCORDIA (HMO) at 223.70 CHF.

How much does accident cover cost in basic insurance in Castaneda?

For a young adult aged 19 to 25 with Sanitas (Family doctor 1), the premium rises from 331.00 CHF a month without accident cover to 355.55 CHF with accident cover, at the 300 CHF deductible: 24.55 CHF a month, 294.60 CHF a year. You only need this cover if you are not already fully insured for accidents under the Accident Insurance Act (UVG/LAA). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.