Health insurance premiums 2027 in Albula/Alvra (GR)For a young adult aged 19 to 25 without accident cover
From 186.85 to 429.10 CHF a month depending on the deductible and the model
117 offers from 24 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Agrisano | AGRIsmart | 292.50 | 282.80 | 259.00 | 234.90 | 210.90 | 187.10 |
| 2 |  Sanitas | Family doctor 1 | 306.30 | 295.45 | 268.30 | 241.15 | 214.00 | 186.85 |
| 3 | Sanitas | TelMed Basic | 306.30 | 295.45 | 268.30 | 241.15 | 214.00 | 186.85 |
| 4 |  ÖKK | ÖKK CASAMED GENERAL PRACTITIONER | 306.40 | 295.60 | 268.40 | 241.30 | 214.20 | 187.10 |
| 5 | ÖKK | ÖKK CASAMED HMO | 306.40 | 295.60 | 268.40 | 241.30 | 214.20 | 187.10 |
| 6 | ÖKK | ÖKK CASAMED SELECT | 306.40 | 295.60 | 268.40 | 241.30 | 214.20 | 187.10 |
| 7 |  CONCORDIA | HMO | 307.10 | 296.10 | 268.50 | 240.90 | 213.40 | 190.10 |
| 8 | CONCORDIA | smartDoc | 308.90 | 297.90 | 270.30 | 242.70 | 215.20 | 190.10 |
| 9 |  CSS | HMO (health practice) | 309.30 | 298.50 | 271.30 | 244.20 | 217.10 | 190.00 |
| 10 | Agrisano | AGRIcontact | 309.30 | 299.20 | 273.90 | 248.50 | 223.20 | 197.90 |
| 11 | Sanitas | Family doctor 2 | 309.45 | 298.60 | 271.50 | 244.30 | 217.15 | 190.00 |
| 12 | Sanitas | Family doctor 3 | 309.45 | 298.60 | 271.50 | 244.30 | 217.15 | 190.00 |
| 13 | Sanitas | Family doctor 4 | 309.45 | 298.60 | 271.50 | 244.30 | 217.15 | 190.00 |
| 14 | Sanitas | MultiAccess | 309.45 | 298.60 | 271.50 | 244.30 | 217.15 | 190.00 |
| 15 | Sanitas | TelMed Plus | 309.45 | 298.60 | 271.50 | 244.30 | 217.15 | 190.00 |
| See all | See all | See all | See all | See all | See all | |||
In 2027, for a young adult aged 19 to 25 in Albula/Alvra, without accident cover, the cheapest health insurance premium is:
- 292.50 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart)
- 186.85 CHF a month with a 2'500 CHF deductible (Sanitas, Family doctor 1)
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Frequently asked questions
Which health insurance is the cheapest in Albula/Alvra for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?
In 2027, without accident cover, the cheapest offer in Albula/Alvra is Agrisano (AGRIsmart) at 292.50 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 319.05 CHF a month.
How much does health insurance cost in Albula/Alvra in 2027 for a young adult aged 19 to 25?
For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, monthly premiums run from 292.50 CHF (Agrisano, AGRIsmart) to 429.10 CHF (Groupe Mutuel – Philos, Standard model): 117 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 279.80 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Albula/Alvra for a young adult aged 19 to 25 without accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 292.50 CHF a month with the 300 CHF deductible to 187.10 CHF with the 2'500 CHF deductible: 105.40 CHF less a month, 1'264.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'705 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Albula/Alvra for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 319.05 CHF (Sanitas), family doctor / HMO 306.30 CHF (Sanitas), flexible model 306.40 CHF (ÖKK), telemedicine 292.50 CHF (Agrisano).
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.