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Change the search: Albula/AlvraAdultYoung adultChild · with accidentwithout accidentThe lowest monthly premiumThe lowest deductible300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF0 CHF100 CHF200 CHF400 CHF600 CHF

Health insurance premiums 2027 in Albula/Alvra (GR) For a child aged 0 to 18, deductible of 600 CHF, without accident cover

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117 offersfrom 24 health insurers

Child (0 to 18) · without accident cover · deductible of 600 CHF

Results sorted by ascending monthly premium for the selected criteria.

In Albula/Alvra (canton Graubünden), in 2027, for a child aged 0 to 18 with a 600 CHF deductible and without accident cover, the cheapest monthly basic insurance premium is 57.30 CHF with Assura (MediTel model) and the most expensive is 122.90 CHF with Groupe Mutuel – Avenir (Standard model).

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Frequently asked questions

Which health insurance is the cheapest in Albula/Alvra for a child aged 0 to 18 with a deductible of 600 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in Albula/Alvra is Assura (MediTel) at 57.30 CHF a month. The cheapest standard model (free choice of doctor) is vita surselva (Standard model) at 63.30 CHF a month.

How much does health insurance cost in Albula/Alvra in 2027 for a child aged 0 to 18?

For a child aged 0 to 18 with a deductible of 600 CHF and without accident cover, monthly premiums run from 57.30 CHF (Assura, MediTel) to 122.90 CHF (Groupe Mutuel – Avenir, Standard model): 117 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 105.20 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 0 CHF or 600 CHF better in Albula/Alvra for a child aged 0 to 18 without accident cover?

On the cheapest offer (Assura, MediTel), the premium goes from 89.90 CHF a month with the 0 CHF deductible to 57.30 CHF with the 600 CHF deductible: 32.60 CHF less a month, 391.20 CHF a year. The 600 CHF deductible stays worthwhile up to around 435 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

Which model is the cheapest in Albula/Alvra for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 600 CHF and without accident cover, the cheapest premium per model is: standard model 63.30 CHF (vita surselva), family doctor / HMO 58.30 CHF (vita surselva), flexible model 58.40 CHF (Assura), telemedicine 57.30 CHF (Assura).

Does a second or third child pay less in Albula/Alvra?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 13 of the 24 insurers present in Albula/Alvra file a reduced premium from a certain number of children insured with them, at a 600 CHF deductible and without accident cover:

InsurerModel1st childReduced premium
AgrisanoAGRIsmart59.40 CHF24.40 CHF from the 3rd child
sana24Managed Care84.90 CHF27.20 CHF from the 3rd child
VisanaManaged Care71.10 CHF27.90 CHF from the 3rd child
SWICAStandard model86.60 CHF28.20 CHF from the 3rd child
GalenosManaged Care90.00 CHF30.10 CHF from the 3rd child
CONCORDIAHMO67.30 CHF30.90 CHF from the 3rd child
Sumiswalder KrankenkasseFamily doctor68.40 CHF34.20 CHF from the 3rd child
rhenusanasanmed2477.70 CHF38.90 CHF from the 3rd child
AssuraMediTel57.30 CHF55.90 CHF from the 4th child, 54.50 CHF from the 5th child
Groupe Mutuel – MutuelOptiMed (Healthcare network)87.40 CHF65.50 CHF from the 5th child
Groupe Mutuel – PhilosOptiMed (Healthcare network)88.00 CHF66.00 CHF from the 5th child
SLKKSmartMed78.10 CHF67.40 CHF from the 3rd child
Groupe Mutuel – AvenirOptiMed (Healthcare network)106.60 CHF80.00 CHF from the 5th child

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.