Health insurance premiums 2026 in Albula/Alvra (GR)For an adult aged 26 or over with accident cover
From 274.70 to 569.15 CHF a month depending on the deductible and the model
117 offers from 24 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  vita surselva | Sparmed | 399.55 | 389.85 | 359.10 | 330.75 | 302.40 | 274.70 |
| 2 |  Agrisano | AGRIsmart | 401.95 | 391.95 | 366.85 | 341.75 | 316.65 | 291.65 |
| 3 |  curaulta | casamed | 402.75 | 392.55 | 365.25 | 338.75 | 314.25 | 290.75 |
| 4 |  Sumiswalder Krankenkasse | Family doctor | 419.45 | 408.65 | 381.85 | 355.05 | 328.25 | 301.45 |
| 5 | Sumiswalder Krankenkasse | Telemedicine | 419.45 | 408.65 | 381.85 | 355.05 | 328.25 | 301.45 |
| 6 |  ÖKK | Family doctor | 420.55 | 408.95 | 379.75 | 350.55 | 321.45 | 292.25 |
| 7 | ÖKK | HMO model | 420.55 | 408.95 | 379.75 | 350.55 | 321.45 | 292.25 |
| 8 | ÖKK | Select | 420.55 | 408.95 | 379.75 | 350.55 | 321.45 | 292.25 |
| 9 | vita surselva | Standard model | 420.85 | 412.35 | 382.50 | 352.70 | 322.85 | 295.60 |
| 10 |  CONCORDIA | HMO | 421.05 | 409.45 | 380.25 | 351.05 | 321.95 | 292.75 |
| 11 | CONCORDIA | smartDoc | 421.05 | 409.45 | 380.25 | 351.05 | 321.95 | 292.75 |
| 12 |  CSS | HMO (health practice) | 422.45 | 410.85 | 381.65 | 352.45 | 323.35 | 294.15 |
| 13 | Agrisano | AGRIcontact | 423.25 | 412.65 | 386.35 | 359.95 | 333.55 | 307.15 |
| 14 |  Sympany | casamed hmo | 423.85 | 412.15 | 382.95 | 353.85 | 324.65 | 295.45 |
| 15 | curaulta | Standard model | 424.15 | 413.75 | 385.25 | 357.75 | 332.05 | 306.15 |
| See all | See all | See all | See all | See all | See all | |||
In 2026, for an adult aged 26 or over in Albula/Alvra, with accident cover, the cheapest health insurance premium is:
- 399.55 CHF a month with a 300 CHF deductible (vita surselva, Sparmed)
- 274.70 CHF a month with a 2'500 CHF deductible (vita surselva, Sparmed)
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Frequently asked questions
Which health insurance is the cheapest in Albula/Alvra for an adult aged 26 or over with a deductible of 300 CHF, with accident cover?
In 2026, with accident cover, the cheapest offer in Albula/Alvra is vita surselva (Sparmed) at 399.55 CHF a month.
How much does health insurance cost in Albula/Alvra in 2026 for an adult aged 26 or over?
For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, monthly premiums run from 399.55 CHF (vita surselva, Sparmed) to 569.15 CHF (SLKK, Standard model): 117 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 378.15 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Albula/Alvra for an adult aged 26 or over with accident cover?
On the cheapest offer (vita surselva, Sparmed), the premium goes from 399.55 CHF a month with the 300 CHF deductible to 274.70 CHF with the 2'500 CHF deductible: 124.85 CHF less a month, 1'498.20 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'965 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Albula/Alvra for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 420.85 CHF (vita surselva), family doctor / HMO 399.55 CHF (vita surselva), flexible model 420.55 CHF (ÖKK), telemedicine 401.95 CHF (Agrisano).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 404.70 CHF at vita surselva (Sparmed) gives 399.55 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.