Health insurance premiums 2027 in Villorsonnens (FR)For a child aged 0 to 18 without accident cover
From 72.50 to 155.60 CHF a month depending on the deductible and the model
116 offers from 23 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 |  KPT | KPTwin.smart - GP with app | 101.80 | — | 93.20 | — | 84.50 | — | 75.80 |
| 2 |  Agrisano | AGRIsmart | 102.10 | — | 92.50 | 87.80 | 83.00 | 78.20 | 73.30 |
| 3 |  Aquilana | SMARTMED | 102.70 | 98.00 | 93.30 | 88.60 | 83.80 | 77.30 | — |
| 4 |  CSS | Hausarztversicherung Profit | 105.00 | 99.60 | 94.20 | 88.70 | 83.40 | — | 72.50 |
| 5 |  Helsana | Helsana BeneFit PLUS Telemed | 107.50 | — | — | — | — | 80.40 | — |
| 6 | CSS | Callmed | 108.00 | 102.60 | 97.30 | 91.80 | 86.40 | — | 75.50 |
| 7 | Agrisano | AGRIcontact | 108.00 | — | 97.90 | 92.80 | 87.80 | 82.70 | 77.60 |
| 8 | KPT | KPTwin.plus - HMO GP | 108.30 | — | 99.00 | — | 89.80 | — | 80.50 |
| 9 | KPT | KPTwin.doc - GP (family doctor) | 108.30 | — | 99.00 | — | 89.80 | — | 80.50 |
| 10 | Aquilana | CASAMED | 108.60 | 103.20 | 97.80 | 92.40 | 86.90 | 81.50 | — |
| 11 | Agrisano | AGRIeco | 108.70 | — | 98.40 | 93.40 | 88.30 | 83.10 | 78.10 |
| 12 |  CONCORDIA | HMO | 109.10 | 103.60 | 98.10 | 92.60 | 87.10 | 81.60 | 76.00 |
| 13 | KPT | KPTwin.easy - Telemedicine | 109.50 | — | 100.30 | — | 90.90 | — | 81.50 |
| 14 | CONCORDIA | smartDoc | 109.80 | 104.30 | 98.80 | 93.20 | 87.70 | 82.30 | 76.70 |
| 15 | Helsana | Helsana BeneFit PLUS General Practitioner R2 | 110.00 | — | — | — | — | 82.90 | — |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2027, for a child aged 0 to 18 in Villorsonnens, without accident cover, the cheapest health insurance premium is:
- 101.80 CHF a month with a 0 CHF deductible (KPT, KPTwin.smart - GP with app)
- 72.50 CHF a month with a 600 CHF deductible (CSS, Hausarztversicherung Profit)
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Frequently asked questions
Which health insurance is the cheapest in Villorsonnens for a child aged 0 to 18 with a deductible of 0 CHF, without accident cover?
In 2027, without accident cover, the cheapest offer in Villorsonnens is KPT (KPTwin.smart - GP with app) at 101.80 CHF a month. The cheapest standard model (free choice of doctor) is Aquilana (Standard model) at 118.00 CHF a month.
How much does health insurance cost in Villorsonnens in 2027 for a child aged 0 to 18?
For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, monthly premiums run from 101.80 CHF (KPT, KPTwin.smart - GP with app) to 155.60 CHF (Sympany, Standard model): 116 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 116.90 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 0 CHF or 600 CHF better in Villorsonnens for a child aged 0 to 18 without accident cover?
On the cheapest offer (KPT, KPTwin.smart - GP with app), the premium goes from 101.80 CHF a month with the 0 CHF deductible to 75.80 CHF with the 600 CHF deductible: 26.00 CHF less a month, 312.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 347 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.
Which model is the cheapest in Villorsonnens for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, the cheapest premium per model is: standard model 118.00 CHF (Aquilana), family doctor / HMO 105.00 CHF (CSS), flexible model 111.90 CHF (Assura), telemedicine 101.80 CHF (KPT).
Does a second or third child pay less in Villorsonnens?
A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 15 of the 23 insurers present in Villorsonnens file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and without accident cover:
| Insurer | Model | 1st child | Reduced premium |
|---|---|---|---|
| Agrisano | AGRIsmart | 102.10 CHF | 46.50 CHF from the 3rd child |
| Visana | Managed Care | 111.30 CHF | 46.60 CHF from the 3rd child |
| Galenos | Managed Care | 124.60 CHF | 48.20 CHF from the 3rd child |
| Aquilana | SMARTMED | 102.70 CHF | 51.40 CHF from the 3rd child |
| sana24 | Managed Care | 137.90 CHF | 53.30 CHF from the 3rd child |
| SWICA | Favorit Multichoice | 124.50 CHF | 54.90 CHF from the 3rd child |
| CONCORDIA | HMO | 109.10 CHF | 55.20 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 114.10 CHF | 57.10 CHF from the 3rd child |
| rhenusana | Standard model | 149.40 CHF | 74.70 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 127.40 CHF | 95.60 CHF from the 5th child |
| Groupe Mutuel – Philos | OptiMed (Healthcare network) | 130.60 CHF | 97.90 CHF from the 5th child |
| SLKK | SmartMed | 110.40 CHF | 99.40 CHF from the 3rd child |
| EGK | EGK-Care | 111.90 CHF | 102.10 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 137.70 CHF | 103.30 CHF from the 5th child |
| Assura | MediTel | 110.60 CHF | 109.20 CHF from the 4th child, 107.70 CHF from the 5th child |
The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.