Health insurance premiums 2026 in Villaz (FR)For a child aged 0 to 18 with accident cover
From 63.75 to 161.25 CHF a month depending on the deductible and the model
114 offers from 23 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 |  Agrisano | AGRIsmart | 93.85 | — | 83.75 | 78.75 | 73.75 | 68.75 | 63.75 |
| 2 | Agrisano | AGRIcontact | 99.05 | — | 88.45 | 83.15 | 77.95 | 72.55 | 67.35 |
| 3 |  CSS | Hausarztversicherung Profit | 100.35 | 94.55 | 88.75 | 82.85 | 77.05 | — | 65.35 |
| 4 | Agrisano | AGRIeco | 100.75 | — | 89.95 | 84.65 | 79.35 | 73.85 | 68.55 |
| 5 |  Aquilana | SMARTMED | 101.45 | 96.45 | 91.35 | 86.35 | 81.25 | 74.25 | — |
| 6 |  KPT | KPTwin.smart | 101.75 | — | 92.55 | — | 83.15 | — | 73.85 |
| 7 | CSS | Callmed | 103.35 | 97.55 | 91.75 | 85.85 | 80.05 | — | 68.35 |
| 8 |  Helsana | BeneFit PLUS Telmed | 104.65 | — | — | — | — | 75.55 | — |
| 9 |  EGK | EGK-TelCare | 105.95 | 105.05 | 104.05 | 103.05 | 102.05 | 101.05 | — |
| 10 |  SLKK | SLKK-SmartMed | 106.45 | 101.35 | 96.25 | 91.05 | 86.15 | 80.85 | 75.65 |
| 11 |  Visana | Managed Care | 106.75 | 100.95 | 95.15 | 89.25 | 83.45 | 77.65 | 71.75 |
| 12 | Helsana | BeneFit PLUS Hausarzt R2 | 107.25 | — | — | — | — | 78.15 | — |
| 13 | Helsana | BeneFit PLUS Hausarzt R1 | 107.25 | — | — | — | — | 78.15 | — |
| 14 | Helsana | BeneFit PLUS Flexmed R1 | 107.25 | — | — | — | — | 78.15 | — |
| 15 | Aquilana | CASAMED | 107.55 | 101.75 | 95.95 | 90.15 | 84.25 | 78.45 | — |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2026, for a child aged 0 to 18 in Villaz, with accident cover, the cheapest health insurance premium is:
- 93.85 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart)
- 63.75 CHF a month with a 600 CHF deductible (Agrisano, AGRIsmart)
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Villaz for a child aged 0 to 18 with a deductible of 0 CHF, with accident cover?
In 2026, with accident cover, the cheapest offer in Villaz is Agrisano (AGRIsmart) at 93.85 CHF a month.
How much does health insurance cost in Villaz in 2026 for a child aged 0 to 18?
For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, monthly premiums run from 93.85 CHF (Agrisano, AGRIsmart) to 161.25 CHF (Groupe Mutuel – Mutuel, Standard model): 114 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 107.15 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 0 CHF or 600 CHF better in Villaz for a child aged 0 to 18 with accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 93.85 CHF a month with the 0 CHF deductible to 63.75 CHF with the 600 CHF deductible: 30.10 CHF less a month, 361.20 CHF a year. The 600 CHF deductible stays worthwhile up to around 401 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.
Which model is the cheapest in Villaz for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, the cheapest premium per model is: standard model 109.95 CHF (Agrisano), family doctor / HMO 100.35 CHF (CSS), flexible model 107.25 CHF (Helsana), telemedicine 93.85 CHF (Agrisano).
Does a second or third child pay less in Villaz?
A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2026. 15 of the 23 insurers present in Villaz file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and with accident cover:
| Insurer | Model | 1st child | Reduced premium |
|---|---|---|---|
| Agrisano | AGRIsmart | 93.85 CHF | 39.85 CHF from the 3rd child |
| Visana | Managed Care | 106.75 CHF | 41.75 CHF from the 3rd child |
| Galenos | Managed Care | 125.45 CHF | 45.35 CHF from the 3rd child |
| SWICA | FAVORIT MEDPHARM | 120.65 CHF | 47.35 CHF from the 3rd child |
| Aquilana | SMARTMED | 101.45 CHF | 48.15 CHF from the 3rd child |
| sana24 | Managed Care | 135.25 CHF | 49.05 CHF from the 3rd child |
| CONCORDIA | HMO | 109.65 CHF | 52.85 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 112.55 CHF | 53.75 CHF from the 3rd child |
| rhenusana | Standard model | 149.25 CHF | 72.05 CHF from the 3rd child |
| EGK | EGK-TelCare | 105.95 CHF | 91.15 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed | 128.45 CHF | 95.05 CHF from the 5th child |
| SLKK | SLKK-SmartMed | 106.45 CHF | 95.25 CHF from the 3rd child |
| Groupe Mutuel – Philos | OptiMed | 134.25 CHF | 99.45 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed | 142.95 CHF | 105.95 CHF from the 5th child |
| Assura | Qualimed | 109.65 CHF | 108.05 CHF from the 4th child, 106.55 CHF from the 5th child |
The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 99.00 CHF at Agrisano (AGRIsmart) gives 93.85 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.