Health insurance premiums 2026 in Riehen (BS)For a young adult aged 19 to 25 with accident cover
From 286.95 to 668.85 CHF a month depending on the deductible and the model
117 offers from 23 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  CSS | HMO (health practice) | 415.25 | 403.65 | 374.45 | 345.25 | 316.15 | 286.95 |
| 2 |  Assura | Hausspital | 421.25 | 409.65 | 380.45 | 351.25 | 322.15 | 292.95 |
| 3 |  Groupe Mutuel – Mutuel | SanaTel | 421.75 | 410.25 | 381.25 | 351.75 | 322.75 | 293.75 |
| 4 | Assura | Qualimed | 423.65 | 412.05 | 382.85 | 353.65 | 324.55 | 295.35 |
| 5 | Groupe Mutuel – Mutuel | OptiMed | 424.15 | 412.65 | 383.65 | 354.15 | 325.15 | 296.15 |
| 6 |  Sympany | casamed hmo | 424.85 | 413.15 | 384.05 | 354.85 | 325.65 | 296.55 |
| 7 | Groupe Mutuel – Mutuel | PrimaFlex | 426.65 | 415.15 | 386.15 | 356.65 | 327.65 | 298.65 |
| 8 | Sympany | FlexHelp 24 | 429.85 | 418.15 | 388.95 | 359.85 | 330.65 | 301.45 |
| 9 |  Visana | Med Direct | 429.95 | 423.25 | 389.05 | 359.95 | 330.75 | 301.55 |
| 10 | Assura | PharMed | 433.65 | 422.05 | 392.85 | 363.65 | 334.55 | 305.35 |
| 11 |  Sanitas | Family doctor 1 | 434.10 | 422.50 | 393.30 | 364.10 | 335.00 | 305.80 |
| 12 | Sanitas | TelMed (Compact One) | 434.15 | 422.55 | 393.35 | 364.15 | 335.05 | 305.85 |
| 13 | Sympany | callmed 24 | 434.75 | 423.05 | 393.95 | 364.75 | 335.55 | 306.45 |
| 14 | Assura | Family doctor | 435.65 | 424.05 | 394.85 | 365.65 | 336.55 | 307.35 |
| 15 |  ÖKK | HMO model | 437.65 | 426.05 | 396.85 | 367.65 | 338.55 | 309.35 |
| See all | See all | See all | See all | See all | See all | |||
In 2026, for a young adult aged 19 to 25 in Riehen, with accident cover, the cheapest health insurance premium is:
- 415.25 CHF a month with a 300 CHF deductible (CSS, HMO (health practice))
- 286.95 CHF a month with a 2'500 CHF deductible (CSS, HMO (health practice))
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Riehen for a young adult aged 19 to 25 with a deductible of 300 CHF, with accident cover?
In 2026, with accident cover, the cheapest offer in Riehen is CSS (HMO (health practice)) at 415.25 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 452.45 CHF a month.
How much does health insurance cost in Riehen in 2026 for a young adult aged 19 to 25?
For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, monthly premiums run from 415.25 CHF (CSS, HMO (health practice)) to 668.85 CHF (vita surselva, Standard model): 117 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 386.15 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Riehen for a young adult aged 19 to 25 with accident cover?
On the cheapest offer (CSS, HMO (health practice)), the premium goes from 415.25 CHF a month with the 300 CHF deductible to 286.95 CHF with the 2'500 CHF deductible: 128.30 CHF less a month, 1'539.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'011 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Riehen for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 452.45 CHF (Sanitas), family doctor / HMO 415.25 CHF (CSS), flexible model 421.25 CHF (Assura), telemedicine 421.75 CHF (Groupe Mutuel – Mutuel).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 420.40 CHF at CSS (HMO (health practice)) gives 415.25 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.