Health insurance premiums 2027 in Bettingen (BS)For a young adult aged 19 to 25

Without accident cover: from 282.30 to 669.95 CHF a month depending on the deductible and the model

117 offers from 23 health insurers.

#	Insurer	Model	Deductible
#	Insurer	Model	300 CHF	500 CHF	1'000 CHF	1'500 CHF	2'000 CHF	2'500 CHF
1	Sanitas	Family doctor / HMOFamily doctor 1	401.75	390.90	363.75	336.55	309.40	282.30
2	Sanitas	TelemedicineTelMed Basic	401.75	390.90	363.75	336.55	309.40	282.30
3	Sanitas	Family doctor / HMOFamily doctor 2	405.90	395.05	367.95	340.75	313.60	286.45
4	Sanitas	Family doctor / HMOFamily doctor 3	405.90	395.05	367.95	340.75	313.60	286.45
5	Sanitas	Family doctor / HMOFamily doctor 4	405.90	395.05	367.95	340.75	313.60	286.45
6	Sanitas	Flexible modelMultiAccess	405.90	395.05	367.95	340.75	313.60	286.45
7	Sanitas	TelemedicineTelMed Plus	405.90	395.05	367.95	340.75	313.60	286.45
8	Groupe Mutuel – Mutuel	TelemedicineSanaTel (Telemedicine)	409.00	398.30	371.30	343.90	316.90	289.90
9	Groupe Mutuel – Mutuel	Family doctor / HMOOptiMed (Healthcare network)	411.30	400.60	373.60	346.20	319.20	292.30
10	ÖKK	Family doctor / HMOÖKK CASAMED HMO	413.10	402.30	375.10	348.00	320.90	293.70
11	Groupe Mutuel – Mutuel	Flexible modelPrimaFlex (Flexible model)	413.60	402.90	376.00	348.50	321.60	294.60
12	Assura	Flexible modelHausspital	414.70	403.90	376.80	349.60	322.60	295.40
13	CSS	Family doctor / HMOHMO (health practice)	415.90	405.10	377.90	350.80	323.70	296.50
14	Sympany	Family doctor / HMOcasamed hmo	417.10	406.30	379.10	352.00	324.90	297.70
15	Assura	Flexible modelQualiMed	417.20	406.40	379.20	352.10	325.00	297.80
			See all	See all	See all	See all	See all	See all

With accident cover: from 303.20 to 674.00 CHF a month depending on the deductible and the model

117 offers from 23 health insurers.

#	Insurer	Model	Deductible
#	Insurer	Model	300 CHF	500 CHF	1'000 CHF	1'500 CHF	2'000 CHF	2'500 CHF
1	Sanitas	Family doctor / HMOFamily doctor 1	431.50	419.85	390.70	361.50	332.35	303.20
2	Sanitas	TelemedicineTelMed Basic	431.50	419.85	390.70	361.50	332.35	303.20
3	Sanitas	Family doctor / HMOFamily doctor 2	436.00	424.35	395.20	366.00	336.85	307.70
4	Sanitas	Family doctor / HMOFamily doctor 3	436.00	424.35	395.20	366.00	336.85	307.70
5	Sanitas	Family doctor / HMOFamily doctor 4	436.00	424.35	395.20	366.00	336.85	307.70
6	Sanitas	Flexible modelMultiAccess	436.00	424.35	395.20	366.00	336.85	307.70
7	Sanitas	TelemedicineTelMed Plus	436.00	424.35	395.20	366.00	336.85	307.70
8	Groupe Mutuel – Mutuel	TelemedicineSanaTel (Telemedicine)	439.70	428.20	399.20	369.70	340.70	311.70
9	Groupe Mutuel – Mutuel	Family doctor / HMOOptiMed (Healthcare network)	442.20	430.70	401.70	372.20	343.20	314.20
10	CONCORDIA	Family doctor / HMOHMO	443.30	431.70	402.50	373.30	344.20	315.00
11	ÖKK	Family doctor / HMOÖKK CASAMED HMO	444.10	432.50	403.30	374.10	345.00	315.80
12	Groupe Mutuel – Mutuel	Flexible modelPrimaFlex (Flexible model)	444.80	433.30	404.30	374.80	345.80	316.80
13	Assura	Flexible modelHausspital	445.90	434.30	405.10	375.90	346.80	317.60
14	Agrisano	TelemedicineAGRIsmart	445.90	435.80	410.60	385.40	360.10	334.90
15	CSS	Family doctor / HMOHMO (health practice)	447.20	435.60	406.40	377.20	348.10	318.90
			See all	See all	See all	See all	See all	See all

In 2027, for a young adult aged 19 to 25 in Bettingen, the cheapest health insurance premium is:

Without accident cover: 401.75 CHF a month with a 300 CHF deductible (Sanitas, Family doctor 1), 282.30 CHF with a 2'500 CHF deductible (Sanitas, Family doctor 1).
With accident cover: 431.50 CHF a month with a 300 CHF deductible (Sanitas, Family doctor 1), 303.20 CHF with a 2'500 CHF deductible (Sanitas, Family doctor 1).

Lowest premium by deductible in Bettingen for a young adult without accident cover

Deductible of 300 CHF401.75 CHFSanitasFamily doctor / HMOFamily doctor 1
Deductible of 500 CHF390.90 CHFSanitasFamily doctor / HMOFamily doctor 1
Deductible of 1'000 CHF363.75 CHFSanitasFamily doctor / HMOFamily doctor 1
Deductible of 1'500 CHF336.55 CHFSanitasFamily doctor / HMOFamily doctor 1
Deductible of 2'000 CHF309.40 CHFSanitasFamily doctor / HMOFamily doctor 1
Deductible of 2'500 CHF282.30 CHFSanitasFamily doctor / HMOFamily doctor 1

Lowest premium by deductible in Bettingen for a young adult with accident cover

Deductible of 300 CHF431.50 CHFSanitasFamily doctor / HMOFamily doctor 1
Deductible of 500 CHF419.85 CHFSanitasFamily doctor / HMOFamily doctor 1
Deductible of 1'000 CHF390.70 CHFSanitasFamily doctor / HMOFamily doctor 1
Deductible of 1'500 CHF361.50 CHFSanitasFamily doctor / HMOFamily doctor 1
Deductible of 2'000 CHF332.35 CHFSanitasFamily doctor / HMOFamily doctor 1
Deductible of 2'500 CHF303.20 CHFSanitasFamily doctor / HMOFamily doctor 1

Which deductible to choose?

As a guide, a 300 CHF deductible often costs less overall if your healthcare costs exceed about 2'000 CHF a year; 2'500 CHF can cost less if your costs are lower.

Always compare total annual cost (premiums + cost sharing), not just the monthly premium.

Last modified: 29/09/2026

Frequently asked questions

Which health insurance is the cheapest in Bettingen for a young adult aged 19 to 25?

In 2027, without accident cover: Sanitas (Family doctor 1) at 401.75 CHF a month with a deductible of 300 CHF, and Sanitas (Family doctor 1) at 282.30 CHF with the 2'500 CHF deductible. With accident cover: Sanitas (Family doctor 1) at 431.50 CHF, and Sanitas (Family doctor 1) at 303.20 CHF.

How much does accident cover cost in basic insurance in Bettingen?

For a young adult aged 19 to 25 with Sanitas (Family doctor 1), the premium rises from 401.75 CHF a month without accident cover to 431.50 CHF with accident cover, at the 300 CHF deductible: 29.75 CHF a month, 357.00 CHF a year. You only need this cover if you are not already fully insured for accidents under the Accident Insurance Act (UVG/LAA). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.