Health insurance premiums 2027 in Wohlen bei Bern (BE)For a young adult aged 19 to 25 with accident cover
From 270.50 to 595.15 CHF a month depending on the deductible and the model
129 offers from 26 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Sanitas | Family doctor 1 | 398.80 | 387.15 | 358.00 | 328.80 | 299.65 | 270.50 |
| 2 | Sanitas | TelMed Basic | 398.80 | 387.15 | 358.00 | 328.80 | 299.65 | 270.50 |
| 3 | Sanitas | Family doctor 2 | 403.00 | 391.35 | 362.20 | 333.00 | 303.85 | 274.70 |
| 4 | Sanitas | Family doctor 3 | 403.00 | 391.35 | 362.20 | 333.00 | 303.85 | 274.70 |
| 5 | Sanitas | Family doctor 4 | 403.00 | 391.35 | 362.20 | 333.00 | 303.85 | 274.70 |
| 6 | Sanitas | MultiAccess | 403.00 | 391.35 | 362.20 | 333.00 | 303.85 | 274.70 |
| 7 | Sanitas | TelMed Plus | 403.00 | 391.35 | 362.20 | 333.00 | 303.85 | 274.70 |
| 8 |  CSS | Multimed | 403.05 | 391.45 | 362.25 | 333.05 | 303.95 | 274.75 |
| 9 |  Visana | VIVA health plan | 409.15 | 402.45 | 368.85 | 339.65 | 310.95 | 281.75 |
| 10 |  Sympany | flexhelp24 | 413.35 | 401.65 | 372.45 | 343.35 | 314.15 | 284.95 |
| 11 | Visana | HMO plus | 415.05 | 408.35 | 374.25 | 345.05 | 315.85 | 286.75 |
| 12 | Sanitas | Standard model | 415.60 | 403.95 | 374.80 | 345.60 | 316.45 | 287.30 |
| 13 | Sympany | casamed pharm | 420.55 | 408.95 | 379.75 | 350.55 | 321.45 | 292.25 |
| 14 | Sympany | casamed hmo | 420.55 | 408.95 | 379.75 | 350.55 | 321.45 | 292.25 |
| 15 | Sympany | casamed hausarzt | 422.95 | 411.35 | 382.15 | 352.95 | 323.85 | 294.65 |
| See all | See all | See all | See all | See all | See all | |||
In 2027, for a young adult aged 19 to 25 in Wohlen bei Bern, with accident cover, the cheapest health insurance premium is:
- 398.80 CHF a month with a 300 CHF deductible (Sanitas, Family doctor 1)
- 270.50 CHF a month with a 2'500 CHF deductible (Sanitas, Family doctor 1)
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Frequently asked questions
Which health insurance is the cheapest in Wohlen bei Bern for a young adult aged 19 to 25 with a deductible of 300 CHF, with accident cover?
In 2027, with accident cover, the cheapest offer in Wohlen bei Bern is Sanitas (Family doctor 1) at 398.80 CHF a month.
How much does health insurance cost in Wohlen bei Bern in 2027 for a young adult aged 19 to 25?
For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, monthly premiums run from 398.80 CHF (Sanitas, Family doctor 1) to 595.15 CHF (rhenusana, Standard model): 129 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 363.75 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Wohlen bei Bern for a young adult aged 19 to 25 with accident cover?
On the cheapest offer (Sanitas, Family doctor 1), the premium goes from 398.80 CHF a month with the 300 CHF deductible to 270.50 CHF with the 2'500 CHF deductible: 128.30 CHF less a month, 1'539.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'011 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Wohlen bei Bern for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 415.60 CHF (Sanitas), family doctor / HMO 398.80 CHF (Sanitas), flexible model 403.00 CHF (Sanitas), telemedicine 398.80 CHF (Sanitas).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 403.55 CHF at Sanitas (Family doctor 1) gives 398.80 CHF after redistribution.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.