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129 offersfrom 26 health insurers

Child (0 to 18) · with accident cover · deductible of 300 CHF

Results sorted by ascending monthly premium for the selected criteria.

In Wohlen bei Bern (canton Bern), in 2027, for a child aged 0 to 18 with a 300 CHF deductible and with accident cover, the cheapest monthly basic insurance premium is 111.15 CHF with Sanitas (TelMed Basic model) and the most expensive is 180.00 CHF with rhenusana (Standard model).

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Frequently asked questions

Which health insurance is the cheapest in Wohlen bei Bern for a child aged 0 to 18 with a deductible of 300 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in Wohlen bei Bern is Sanitas (TelMed Basic) at 111.15 CHF a month.

How much does health insurance cost in Wohlen bei Bern in 2027 for a child aged 0 to 18?

For a child aged 0 to 18 with a deductible of 300 CHF and with accident cover, monthly premiums run from 111.15 CHF (Sanitas, TelMed Basic) to 180.00 CHF (rhenusana, Standard model): 129 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 137.10 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 0 CHF or 600 CHF better in Wohlen bei Bern for a child aged 0 to 18 with accident cover?

On the cheapest offer (Sanitas, TelMed Basic), the premium goes from 128.65 CHF a month with the 0 CHF deductible to 93.65 CHF with the 600 CHF deductible: 35.00 CHF less a month, 420.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 467 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

Which model is the cheapest in Wohlen bei Bern for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 116.50 CHF (Sanitas), family doctor / HMO 112.50 CHF (Sanitas), flexible model 113.80 CHF (Sanitas), telemedicine 111.15 CHF (Sanitas).

Does a second or third child pay less in Wohlen bei Bern?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 17 of the 26 insurers present in Wohlen bei Bern file a reduced premium from a certain number of children insured with them, at a 300 CHF deductible and with accident cover:

InsurerModel1st childReduced premium
VisanaVIVA health plan121.50 CHF40.60 CHF from the 3rd child
AgrisanoAGRIcontact125.40 CHF48.30 CHF from the 3rd child
sana24Managed Care137.80 CHF49.30 CHF from the 3rd child
GalenosManaged Care143.00 CHF51.00 CHF from the 3rd child
CONCORDIAHMO119.30 CHF54.50 CHF from the 3rd child
sodalisDigimed128.80 CHF59.80 CHF from the 3rd child
Sumiswalder KrankenkasseHMO plus123.10 CHF61.60 CHF from the 3rd child
AquilanaSMARTMED131.50 CHF65.80 CHF from the 3rd child
Krankenkasse SteffisburgMedcasa124.80 CHF68.70 CHF from the 3rd child
rhenusanasanmed24164.30 CHF82.20 CHF from the 3rd child
Groupe Mutuel – AvenirOptiMed (Healthcare network)121.10 CHF90.80 CHF from the 5th child
Groupe Mutuel – MutuelOptiMed (Healthcare network)125.80 CHF94.40 CHF from the 5th child
Groupe Mutuel – PhilosPrimaFlex (Flexible model)129.40 CHF97.00 CHF from the 5th child
Krankenkasse Luzerner HinterlandTelemedicine147.55 CHF100.35 CHF from the 3rd child
SLKKSmartMed138.80 CHF123.40 CHF from the 3rd child
EGKEGK-Care135.90 CHF123.70 CHF from the 3rd child
AssuraMediTel131.80 CHF130.10 CHF from the 4th child, 128.40 CHF from the 5th child

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.