Health insurance premiums 2027 in Vechigen (BE)For a child aged 0 to 18

With accident cover: from 88.90 to 192.65 CHF a month depending on the deductible and the model

129 offers from 26 health insurers.

#	Insurer	Model	Deductible
#	Insurer	Model	0 CHF	100 CHF	200 CHF	300 CHF	400 CHF	500 CHF	600 CHF
1	Sanitas	TelemedicineTelMed Basic	123.90	118.10	112.25	106.40	100.60	94.75	88.90
2	Sanitas	Family doctor / HMOFamily doctor 1	125.25	119.45	113.60	107.75	101.95	96.10	90.25
3	Sanitas	Family doctor / HMOFamily doctor 2	125.25	119.45	113.60	107.75	101.95	96.10	90.25
4	Sanitas	Family doctor / HMOFamily doctor 3	125.25	119.45	113.60	107.75	101.95	96.10	90.25
5	Sanitas	Family doctor / HMOFamily doctor 4	125.25	119.45	113.60	107.75	101.95	96.10	90.25
6	Sanitas	TelemedicineTelMed Plus	125.25	119.45	113.60	107.75	101.95	96.10	90.25
7	Sanitas	Flexible modelMultiAccess	126.55	120.75	114.90	109.05	103.25	97.40	91.55
8	Helsana	Family doctor / HMOHelsana BeneFit PLUS General Practitioner R1	128.05	—	—	—	—	98.95	—
9	ÖKK	Family doctor / HMOÖKK CASAMED HMO	128.35	—	116.75	—	105.05	—	93.35
10	Sanitas	Standard modelStandard model	129.25	123.45	117.60	111.75	105.95	100.10	94.25
11	Helsana	Family doctor / HMOHelsana BeneFit PLUS General Practitioner R3	129.55	—	—	—	—	100.45	—
12	Helsana	Family doctor / HMOHelsana BeneFit PLUS General Practitioner R2	129.55	—	—	—	—	100.45	—
13	Helsana	Flexible modelHelsana BeneFit PLUS Flexmed	129.55	—	—	—	—	100.45	—
14	Helsana	TelemedicineHelsana BeneFit PLUS Telemed	129.55	—	—	—	—	100.45	—
15	KPT	Family doctor / HMOKPTwin.plus - HMO GP	129.85	—	120.55	—	111.15	—	101.85
			See all	See all	See all	See all	See all	See all	See all

Without accident cover: from 82.45 to 178.85 CHF a month depending on the deductible and the model

129 offers from 26 health insurers.

#	Insurer	Model	Deductible
#	Insurer	Model	0 CHF	100 CHF	200 CHF	300 CHF	400 CHF	500 CHF	600 CHF
1	Sanitas	TelemedicineTelMed Basic	115.00	109.60	104.20	98.75	93.35	87.90	82.45
2	Sanitas	Family doctor / HMOFamily doctor 1	116.30	110.90	105.45	100.00	94.60	89.15	83.70
3	Sanitas	Family doctor / HMOFamily doctor 2	116.30	110.90	105.45	100.00	94.60	89.15	83.70
4	Sanitas	Family doctor / HMOFamily doctor 3	116.30	110.90	105.45	100.00	94.60	89.15	83.70
5	Sanitas	Family doctor / HMOFamily doctor 4	116.30	110.90	105.45	100.00	94.60	89.15	83.70
6	Sanitas	TelemedicineTelMed Plus	116.30	110.90	105.45	100.00	94.60	89.15	83.70
7	Sanitas	Flexible modelMultiAccess	117.50	112.10	106.65	101.20	95.80	90.35	84.90
8	Helsana	Family doctor / HMOHelsana BeneFit PLUS General Practitioner R1	118.85	—	—	—	—	91.75	—
9	ÖKK	Family doctor / HMOÖKK CASAMED HMO	119.05	—	108.25	—	97.45	—	86.55
10	Sanitas	Standard modelStandard model	120.00	114.60	109.15	103.70	98.30	92.85	87.40
11	Helsana	Family doctor / HMOHelsana BeneFit PLUS General Practitioner R3	120.15	—	—	—	—	93.15	—
12	Helsana	Family doctor / HMOHelsana BeneFit PLUS General Practitioner R2	120.15	—	—	—	—	93.15	—
13	Helsana	Flexible modelHelsana BeneFit PLUS Flexmed	120.15	—	—	—	—	93.15	—
14	Helsana	TelemedicineHelsana BeneFit PLUS Telemed	120.15	—	—	—	—	93.15	—
15	KPT	Family doctor / HMOKPTwin.plus - HMO GP	120.45	—	111.75	—	103.05	—	94.35
			See all	See all	See all	See all	See all	See all	See all

In 2027, for a child aged 0 to 18 in Vechigen, the cheapest health insurance premium is:

Without accident cover: 115.00 CHF a month with a 0 CHF deductible (Sanitas, TelMed Basic), 82.45 CHF with a 600 CHF deductible (Sanitas, TelMed Basic).
With accident cover: 123.90 CHF a month with a 0 CHF deductible (Sanitas, TelMed Basic), 88.90 CHF with a 600 CHF deductible (Sanitas, TelMed Basic).

Lowest premium by deductible in Vechigen for a child with accident cover

Deductible of 0 CHF123.90 CHFSanitasTelemedicineTelMed Basic
Deductible of 100 CHF118.10 CHFSanitasTelemedicineTelMed Basic
Deductible of 200 CHF112.25 CHFSanitasTelemedicineTelMed Basic
Deductible of 300 CHF106.40 CHFSanitasTelemedicineTelMed Basic
Deductible of 400 CHF100.60 CHFSanitasTelemedicineTelMed Basic
Deductible of 500 CHF94.75 CHFSanitasTelemedicineTelMed Basic
Deductible of 600 CHF88.90 CHFSanitasTelemedicineTelMed Basic

Lowest premium by deductible in Vechigen for a child without accident cover

Deductible of 0 CHF115.00 CHFSanitasTelemedicineTelMed Basic
Deductible of 100 CHF109.60 CHFSanitasTelemedicineTelMed Basic
Deductible of 200 CHF104.20 CHFSanitasTelemedicineTelMed Basic
Deductible of 300 CHF98.75 CHFSanitasTelemedicineTelMed Basic
Deductible of 400 CHF93.35 CHFSanitasTelemedicineTelMed Basic
Deductible of 500 CHF87.90 CHFSanitasTelemedicineTelMed Basic
Deductible of 600 CHF82.45 CHFSanitasTelemedicineTelMed Basic

Which deductible to choose?

As a guide, a 0 CHF deductible often costs less overall if your healthcare costs exceed about 500 CHF a year; 600 CHF can cost less if your costs are lower.

Always compare total annual cost (premiums + cost sharing), not just the monthly premium.

Last modified: 29/09/2026

Frequently asked questions

Which health insurance is the cheapest in Vechigen for a child aged 0 to 18?

In 2027, without accident cover: Sanitas (TelMed Basic) at 115.00 CHF a month with a deductible of 0 CHF, and Sanitas (TelMed Basic) at 82.45 CHF with the 600 CHF deductible. With accident cover: Sanitas (TelMed Basic) at 123.90 CHF, and Sanitas (TelMed Basic) at 88.90 CHF.

How much does accident cover cost in basic insurance in Vechigen?

For a child aged 0 to 18 with Sanitas (TelMed Basic), the premium rises from 115.00 CHF a month without accident cover to 123.90 CHF with accident cover, at the 0 CHF deductible: 8.90 CHF a month, 106.80 CHF a year. You only need this cover if you are not already fully insured for accidents under the Accident Insurance Act (UVG/LAA). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 128.65 CHF at Sanitas (TelMed Basic) gives 123.90 CHF after redistribution.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.