Health insurance premiums 2027 in Trachselwald (BE)For a young adult aged 19 to 25

Without accident cover: from 217.55 to 475.15 CHF a month depending on the deductible and the model

128 offers from 26 health insurers.

#	Insurer	Model	Deductible
#	Insurer	Model	300 CHF	500 CHF	1'000 CHF	1'500 CHF	2'000 CHF	2'500 CHF
1	Agrisano	TelemedicineAGRIsmart	324.70	315.00	291.20	267.10	243.20	219.30
2	Sanitas	Family doctor / HMOFamily doctor 1	337.00	326.20	299.05	271.85	244.70	217.55
3	Sanitas	TelemedicineTelMed Basic	337.00	326.20	299.05	271.85	244.70	217.55
4	Sumiswalder Krankenkasse	Family doctor / HMOHMO plus	338.10	328.10	303.20	278.30	253.30	228.40
5	Sanitas	Family doctor / HMOFamily doctor 2	340.55	329.70	302.55	275.40	248.25	221.10
6	Sanitas	Family doctor / HMOFamily doctor 3	340.55	329.70	302.55	275.40	248.25	221.10
7	Sanitas	Family doctor / HMOFamily doctor 4	340.55	329.70	302.55	275.40	248.25	221.10
8	Sanitas	Flexible modelMultiAccess	340.55	329.70	302.55	275.40	248.25	221.10
9	Sanitas	TelemedicineTelMed Plus	340.55	329.70	302.55	275.40	248.25	221.10
10	CSS	Family doctor / HMOHausarztversicherung Profit	342.70	331.90	304.70	277.60	250.50	223.30
11	Agrisano	TelemedicineAGRIcontact	343.40	333.30	308.00	282.60	257.20	231.90
12	ÖKK	Family doctor / HMOÖKK CASAMED HMO	344.40	333.60	306.50	279.30	252.30	232.80
13	Sumiswalder Krankenkasse	Family doctor / HMOFamily doctor	344.80	334.80	309.90	279.80	255.60	228.60
14	Sumiswalder Krankenkasse	Telemedicinesumis24Telmed	344.80	334.80	309.90	279.80	255.60	228.60
15	Agrisano	Family doctor / HMOAGRIeco	345.30	335.10	309.70	284.10	258.60	233.20
			See all	See all	See all	See all	See all	See all

With accident cover: from 230.80 to 501.00 CHF a month depending on the deductible and the model

128 offers from 26 health insurers.

#	Insurer	Model	Deductible
#	Insurer	Model	300 CHF	500 CHF	1'000 CHF	1'500 CHF	2'000 CHF	2'500 CHF
1	Agrisano	TelemedicineAGRIsmart	341.80	331.60	306.50	281.20	256.00	230.80
2	Agrisano	TelemedicineAGRIcontact	361.50	350.80	324.20	297.50	270.70	244.10
3	Sanitas	Family doctor / HMOFamily doctor 1	362.00	350.35	321.20	292.00	262.85	233.70
4	Sanitas	TelemedicineTelMed Basic	362.00	350.35	321.20	292.00	262.85	233.70
5	Agrisano	Family doctor / HMOAGRIeco	363.50	352.70	326.00	299.10	272.20	245.50
6	Sumiswalder Krankenkasse	Family doctor / HMOHMO plus	363.60	352.70	326.00	299.20	272.30	245.50
7	Sanitas	Family doctor / HMOFamily doctor 2	365.80	354.15	325.00	295.80	266.65	237.50
8	Sanitas	Family doctor / HMOFamily doctor 3	365.80	354.15	325.00	295.80	266.65	237.50
9	Sanitas	Family doctor / HMOFamily doctor 4	365.80	354.15	325.00	295.80	266.65	237.50
10	Sanitas	Flexible modelMultiAccess	365.80	354.15	325.00	295.80	266.65	237.50
11	Sanitas	TelemedicineTelMed Plus	365.80	354.15	325.00	295.80	266.65	237.50
12	CSS	Family doctor / HMOHausarztversicherung Profit	368.40	356.80	327.60	298.40	269.30	240.10
13	ÖKK	Family doctor / HMOÖKK CASAMED HMO	370.30	358.70	329.50	300.30	271.20	250.30
14	Visana	Family doctor / HMOHMO plus	370.50	363.90	329.70	300.50	271.40	242.20
15	Sumiswalder Krankenkasse	Family doctor / HMOFamily doctor	370.80	360.00	333.20	300.80	274.80	245.80
			See all	See all	See all	See all	See all	See all

In 2027, for a young adult aged 19 to 25 in Trachselwald, the cheapest health insurance premium is:

Without accident cover: 324.70 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart), 217.55 CHF with a 2'500 CHF deductible (Sanitas, Family doctor 1).
With accident cover: 341.80 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart), 230.80 CHF with a 2'500 CHF deductible (Agrisano, AGRIsmart).

Lowest premium by deductible in Trachselwald for a young adult without accident cover

Deductible of 300 CHF324.70 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 500 CHF315.00 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 1'000 CHF291.20 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 1'500 CHF267.10 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 2'000 CHF243.20 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 2'500 CHF217.55 CHFSanitasFamily doctor / HMOFamily doctor 1

Lowest premium by deductible in Trachselwald for a young adult with accident cover

Deductible of 300 CHF341.80 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 500 CHF331.60 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 1'000 CHF306.50 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 1'500 CHF281.20 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 2'000 CHF256.00 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 2'500 CHF230.80 CHFAgrisanoTelemedicineAGRIsmart

Which deductible to choose?

As a guide, a 300 CHF deductible often costs less overall if your healthcare costs exceed about 2'000 CHF a year; 2'500 CHF can cost less if your costs are lower.

Always compare total annual cost (premiums + cost sharing), not just the monthly premium.

Last modified: 29/09/2026

Frequently asked questions

Which health insurance is the cheapest in Trachselwald for a young adult aged 19 to 25?

In 2027, without accident cover: Agrisano (AGRIsmart) at 324.70 CHF a month with a deductible of 300 CHF, and Sanitas (Family doctor 1) at 217.55 CHF with the 2'500 CHF deductible. With accident cover: Agrisano (AGRIsmart) at 341.80 CHF, and Agrisano (AGRIsmart) at 230.80 CHF.

How much does accident cover cost in basic insurance in Trachselwald?

For a young adult aged 19 to 25 with Agrisano (AGRIsmart), the premium rises from 324.70 CHF a month without accident cover to 341.80 CHF with accident cover, at the 300 CHF deductible: 17.10 CHF a month, 205.20 CHF a year. You only need this cover if you are not already fully insured for accidents under the Accident Insurance Act (UVG/LAA). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.