Health insurance premiums 2027 in Stocken-Höfen (BE)For a child aged 0 to 18 with accident cover
From 72.70 to 168.90 CHF a month depending on the deductible and the model
128 offers from 26 health insurers.
In 2027, for a child aged 0 to 18 in Stocken-Höfen, with accident cover, the cheapest health insurance premium is:
- 103.00 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart)
- 72.70 CHF a month with a 600 CHF deductible (Agrisano, AGRIsmart)
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Frequently asked questions
Which health insurance is the cheapest in Stocken-Höfen for a child aged 0 to 18 with a deductible of 0 CHF, with accident cover?
In 2027, with accident cover, the cheapest offer in Stocken-Höfen is Agrisano (AGRIsmart) at 103.00 CHF a month.
How much does health insurance cost in Stocken-Höfen in 2027 for a child aged 0 to 18?
For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, monthly premiums run from 103.00 CHF (Agrisano, AGRIsmart) to 168.90 CHF (Sympany, Standard model): 128 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 113.90 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 0 CHF or 600 CHF better in Stocken-Höfen for a child aged 0 to 18 with accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 103.00 CHF a month with the 0 CHF deductible to 72.70 CHF with the 600 CHF deductible: 30.30 CHF less a month, 363.60 CHF a year. The 600 CHF deductible stays worthwhile up to around 404 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.
Which model is the cheapest in Stocken-Höfen for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, the cheapest premium per model is: standard model 119.10 CHF (Agrisano), family doctor / HMO 108.70 CHF (ÖKK), flexible model 111.10 CHF (ÖKK), telemedicine 103.00 CHF (Agrisano).
Does a second or third child pay less in Stocken-Höfen?
A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 18 of the 26 insurers present in Stocken-Höfen file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and with accident cover:
| Insurer | Model | 1st child | Reduced premium |
|---|---|---|---|
| Agrisano | AGRIsmart | 103.00 CHF | 46.80 CHF from the 3rd child |
| Visana | HMO plus | 117.20 CHF | 49.10 CHF from the 3rd child |
| Galenos | Managed Care | 128.00 CHF | 51.40 CHF from the 3rd child |
| sana24 | Managed Care | 132.50 CHF | 53.20 CHF from the 3rd child |
| Sumiswalder Krankenkasse | HMO plus | 115.10 CHF | 57.60 CHF from the 3rd child |
| Aquilana | SMARTMED | 117.50 CHF | 58.80 CHF from the 3rd child |
| SWICA | Favorit Multichoice | 136.70 CHF | 60.20 CHF from the 3rd child |
| CONCORDIA | HMO | 114.70 CHF | 60.50 CHF from the 3rd child |
| sodalis | Digimed | 120.70 CHF | 65.40 CHF from the 3rd child |
| Krankenkasse Steffisburg | Medcasa | 123.30 CHF | 67.90 CHF from the 3rd child |
| rhenusana | sanmed24 | 151.70 CHF | 75.90 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 116.40 CHF | 87.30 CHF from the 5th child |
| Krankenkasse Luzerner Hinterland | Telemedicine | 127.90 CHF | 88.25 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 126.10 CHF | 94.60 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 129.30 CHF | 97.00 CHF from the 5th child |
| SLKK | SmartMed | 126.40 CHF | 113.80 CHF from the 3rd child |
| EGK | EGK-TelCare | 125.80 CHF | 115.70 CHF from the 3rd child |
| Assura | MediTel | 125.10 CHF | 123.60 CHF from the 4th child, 122.30 CHF from the 5th child |
The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.