Health insurance premiums 2027 in Stocken-Höfen (BE)For an adult aged 26 or over with accident cover
From 352.45 to 668.45 CHF a month depending on the deductible and the model
128 offers from 26 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Agrisano | AGRIsmart | 463.35 | 453.25 | 428.05 | 402.85 | 377.55 | 352.45 |
| 2 |  ÖKK | ÖKK CASAMED HMO | 488.95 | 477.35 | 448.15 | 418.95 | 389.85 | 368.95 |
| 3 | Agrisano | AGRIcontact | 490.45 | 479.75 | 453.15 | 426.35 | 399.65 | 373.05 |
| 4 | Agrisano | AGRIeco | 493.15 | 482.35 | 455.65 | 428.75 | 401.85 | 375.15 |
| 5 |  Sumiswalder Krankenkasse | HMO plus | 493.25 | 482.45 | 455.65 | 428.75 | 401.95 | 375.25 |
| 6 |  Visana | HMO plus | 495.35 | 488.75 | 454.55 | 425.35 | 396.25 | 367.05 |
| 7 |  EGK | EGK-TelCare | 498.05 | 486.45 | 457.25 | 428.05 | 398.95 | 369.75 |
| 8 |  CONCORDIA | HMO | 498.15 | 486.55 | 457.35 | 428.15 | 399.05 | 369.85 |
| 9 |  KPT | KPTwin.doc - GP (family doctor) | 499.45 | 487.85 | 458.65 | 429.45 | — | 371.15 |
| 10 | KPT | KPTwin.smart - GP with app | 499.45 | 487.85 | 458.65 | 429.45 | — | 371.15 |
| 11 | ÖKK | ÖKK CASAMED GENERAL PRACTITIONER | 500.15 | 488.55 | 459.35 | 430.15 | 401.05 | 371.85 |
| 12 | ÖKK | ÖKK CASAMED SELECT | 500.15 | 488.55 | 459.35 | 430.15 | 401.05 | 371.85 |
| 13 |  SWICA | Favorit Santé | 501.15 | 489.45 | 466.05 | 436.95 | 401.95 | 372.75 |
| 14 | Visana | Combi Care | 502.15 | 495.45 | 461.35 | 432.15 | 402.95 | 373.85 |
| 15 |  sana24 | Combi Care | 503.05 | 491.35 | 462.25 | 433.05 | 403.85 | 374.75 |
| See all | See all | See all | See all | See all | See all | |||
In 2027, for an adult aged 26 or over in Stocken-Höfen, with accident cover, the cheapest health insurance premium is:
- 463.35 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart)
- 352.45 CHF a month with a 2'500 CHF deductible (Agrisano, AGRIsmart)
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Frequently asked questions
Which health insurance is the cheapest in Stocken-Höfen for an adult aged 26 or over with a deductible of 300 CHF, with accident cover?
In 2027, with accident cover, the cheapest offer in Stocken-Höfen is Agrisano (AGRIsmart) at 463.35 CHF a month.
How much does health insurance cost in Stocken-Höfen in 2027 for an adult aged 26 or over?
For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, monthly premiums run from 463.35 CHF (Agrisano, AGRIsmart) to 668.45 CHF (Groupe Mutuel – Philos, Standard model): 128 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 450.55 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Stocken-Höfen for an adult aged 26 or over with accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 463.35 CHF a month with the 300 CHF deductible to 352.45 CHF with the 2'500 CHF deductible: 110.90 CHF less a month, 1'330.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'779 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Stocken-Höfen for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 536.45 CHF (Agrisano), family doctor / HMO 488.95 CHF (ÖKK), flexible model 500.15 CHF (ÖKK), telemedicine 463.35 CHF (Agrisano).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 468.10 CHF at Agrisano (AGRIsmart) gives 463.35 CHF after redistribution.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.