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Change the search: StettlenAdultYoung adultChild · with accidentwithout accidentThe lowest monthly premiumThe lowest deductible300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF0 CHF100 CHF200 CHF400 CHF600 CHF

Health insurance premiums 2027 in Stettlen (BE) For a child aged 0 to 18, deductible of 600 CHF, without accident cover

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129 offersfrom 26 health insurers

Child (0 to 18) · without accident cover · deductible of 600 CHF

Results sorted by ascending monthly premium for the selected criteria.

In Stettlen (canton Bern), in 2027, for a child aged 0 to 18 with a 600 CHF deductible and without accident cover, the cheapest monthly basic insurance premium is 87.20 CHF with Sanitas (TelMed Basic model) and the most expensive is 151.10 CHF with rhenusana (Standard model).

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Frequently asked questions

Which health insurance is the cheapest in Stettlen for a child aged 0 to 18 with a deductible of 600 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in Stettlen is Sanitas (TelMed Basic) at 87.20 CHF a month.

How much does health insurance cost in Stettlen in 2027 for a child aged 0 to 18?

For a child aged 0 to 18 with a deductible of 600 CHF and without accident cover, monthly premiums run from 87.20 CHF (Sanitas, TelMed Basic) to 151.10 CHF (rhenusana, Standard model): 129 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 137.10 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 0 CHF or 600 CHF better in Stettlen for a child aged 0 to 18 without accident cover?

On the cheapest offer (Sanitas, TelMed Basic), the premium goes from 119.75 CHF a month with the 0 CHF deductible to 87.20 CHF with the 600 CHF deductible: 32.55 CHF less a month, 390.60 CHF a year. The 600 CHF deductible stays worthwhile up to around 434 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

Which model is the cheapest in Stettlen for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 600 CHF and without accident cover, the cheapest premium per model is: standard model 92.15 CHF (Sanitas), family doctor / HMO 88.45 CHF (Sanitas), flexible model 89.65 CHF (Sanitas), telemedicine 87.20 CHF (Sanitas).

Does a second or third child pay less in Stettlen?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 16 of the 26 insurers present in Stettlen file a reduced premium from a certain number of children insured with them, at a 600 CHF deductible and without accident cover:

InsurerModel1st childReduced premium
sana24Managed Care112.40 CHF34.60 CHF from the 3rd child
VisanaVIVA health plan98.30 CHF35.00 CHF from the 3rd child
AgrisanoAGRIcontact103.90 CHF35.20 CHF from the 3rd child
GalenosManaged Care117.30 CHF36.30 CHF from the 3rd child
SWICAStandard model131.60 CHF39.80 CHF from the 3rd child
CONCORDIAHMO96.30 CHF42.70 CHF from the 3rd child
sodalisDigimed110.20 CHF45.40 CHF from the 3rd child
Sumiswalder KrankenkasseHMO plus99.50 CHF49.80 CHF from the 3rd child
Krankenkasse SteffisburgMedcasa100.30 CHF55.20 CHF from the 3rd child
rhenusanasanmed24136.50 CHF68.30 CHF from the 3rd child
Groupe Mutuel – AvenirOptiMed (Healthcare network)96.30 CHF72.30 CHF from the 5th child
Groupe Mutuel – MutuelOptiMed (Healthcare network)100.80 CHF75.60 CHF from the 5th child
Groupe Mutuel – PhilosPrimaFlex (Flexible model)104.00 CHF78.00 CHF from the 5th child
Krankenkasse Luzerner HinterlandTelemedicine122.25 CHF83.15 CHF from the 3rd child
SLKKSmartMed116.00 CHF101.50 CHF from the 3rd child
AssuraMediTel106.30 CHF104.80 CHF from the 4th child, 103.20 CHF from the 5th child

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.