Skip to content

129 offersfrom 26 health insurers

Adult (26 and over) · without accident cover · deductible of 2'000 CHF

Results sorted by ascending monthly premium for the selected criteria.

The amount shown is the FOPH-approved premium less the redistribution of the environmental levies, 5.15 CHF per person per month (set by the Confederation for the year, source FOEN). It is not necessarily your invoice: your canton’s individual premium reduction or a discount for annual payment, for example, are not taken into account.

In Rumendingen (canton Bern), in 2026, for an adult aged 26 or over with a 2'000 CHF deductible and without accident cover, the cheapest monthly basic insurance premium is 365.65 CHF with Visana (VIVA – Gesundheitsplan model) and the most expensive is 549.95 CHF with vita surselva (Standard model).

Last modified:

Frequently asked questions

Which health insurance is the cheapest in Rumendingen for an adult aged 26 or over with a deductible of 2'000 CHF, without accident cover?

In 2026, without accident cover, the cheapest offer in Rumendingen is Visana (VIVA – Gesundheitsplan) at 365.65 CHF a month. The cheapest standard model (free choice of doctor) is Sumiswalder Krankenkasse (Standard model) at 429.25 CHF a month.

How much does health insurance cost in Rumendingen in 2026 for an adult aged 26 or over?

For an adult aged 26 or over with a deductible of 2'000 CHF and without accident cover, monthly premiums run from 365.65 CHF (Visana, VIVA – Gesundheitsplan) to 549.95 CHF (vita surselva, Standard model): 129 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 457.85 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 300 CHF or 2'500 CHF better in Rumendingen for an adult aged 26 or over without accident cover?

On the cheapest offer (Visana, VIVA – Gesundheitsplan), the premium goes from 456.15 CHF a month with the 300 CHF deductible to 338.45 CHF with the 2'500 CHF deductible: 117.70 CHF less a month, 1'412.40 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'869 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

Which model is the cheapest in Rumendingen for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 2'000 CHF and without accident cover, the cheapest premium per model is: standard model 429.25 CHF (Sumiswalder Krankenkasse), family doctor / HMO 365.65 CHF (Visana), flexible model 374.45 CHF (Visana), telemedicine 378.65 CHF (EGK).

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 370.80 CHF at Visana (VIVA – Gesundheitsplan) gives 365.65 CHF after redistribution.

Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.