Health insurance premiums 2026 in Oberhofen am Thunersee (BE)For a child aged 0 to 18 with accident cover
From 70.65 to 173.95 CHF a month depending on the deductible and the model
129 offers from 26 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 |  Agrisano | AGRIsmart | 104.25 | — | 94.15 | 89.15 | 84.25 | 79.15 | 74.15 |
| 2 |  ÖKK | HMO model | 105.65 | — | 94.05 | — | 82.35 | — | 70.65 |
| 3 | ÖKK | Family doctor | 108.15 | — | 96.55 | — | 84.85 | — | 73.15 |
| 4 | ÖKK | Select | 108.15 | — | 96.55 | — | 84.85 | — | 73.15 |
| 5 | Agrisano | AGRIcontact | 109.95 | — | 99.35 | 94.15 | 88.85 | 83.55 | 78.25 |
| 6 | ÖKK | Telemedicine | 110.05 | — | 98.45 | — | 86.75 | — | 75.05 |
| 7 |  Visana | VIVA – Gesundheitsplan | 110.05 | 104.25 | 101.25 | 95.45 | 92.25 | 86.45 | 80.55 |
| 8 |  Helsana | BeneFit PLUS Hausarzt R1 | 111.65 | — | — | — | — | 82.55 | — |
| 9 | Helsana | BeneFit PLUS Flexmed R1 | 111.65 | — | — | — | — | 82.55 | — |
| 10 | Agrisano | AGRIeco | 111.85 | — | 101.15 | 95.75 | 90.45 | 85.05 | 79.65 |
| 11 | Visana | HMO plus | 112.65 | 106.75 | 100.95 | 95.15 | 89.25 | 83.45 | 77.65 |
| 12 |  CSS | HMO (health practice) | 113.05 | 107.25 | 101.45 | 95.55 | 89.75 | — | 78.05 |
| 13 | Helsana | BeneFit PLUS Hausarzt R2 | 113.05 | — | — | — | — | 83.95 | — |
| 14 |  KPT | KPTwin.smart | 113.65 | — | 104.35 | — | 94.85 | — | 85.55 |
| 15 | KPT | KPTwin.win | 113.65 | — | 104.35 | — | 94.85 | — | 85.55 |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2026, for a child aged 0 to 18 in Oberhofen am Thunersee, with accident cover, the cheapest health insurance premium is:
- 104.25 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart)
- 70.65 CHF a month with a 600 CHF deductible (ÖKK, HMO model)
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Frequently asked questions
Which health insurance is the cheapest in Oberhofen am Thunersee for a child aged 0 to 18 with a deductible of 0 CHF, with accident cover?
In 2026, with accident cover, the cheapest offer in Oberhofen am Thunersee is Agrisano (AGRIsmart) at 104.25 CHF a month. The cheapest standard model (free choice of doctor) is ÖKK (Standard model) at 120.75 CHF a month.
How much does health insurance cost in Oberhofen am Thunersee in 2026 for a child aged 0 to 18?
For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, monthly premiums run from 104.25 CHF (Agrisano, AGRIsmart) to 173.95 CHF (Sympany, Standard model): 129 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 113.65 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 0 CHF or 600 CHF better in Oberhofen am Thunersee for a child aged 0 to 18 with accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 104.25 CHF a month with the 0 CHF deductible to 74.15 CHF with the 600 CHF deductible: 30.10 CHF less a month, 361.20 CHF a year. The 600 CHF deductible stays worthwhile up to around 401 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.
Which model is the cheapest in Oberhofen am Thunersee for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, the cheapest premium per model is: standard model 120.75 CHF (ÖKK), family doctor / HMO 105.65 CHF (ÖKK), flexible model 108.15 CHF (ÖKK), telemedicine 104.25 CHF (Agrisano).
Does a second or third child pay less in Oberhofen am Thunersee?
A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2026. 18 of the 26 insurers present in Oberhofen am Thunersee file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and with accident cover:
| Insurer | Model | 1st child | Reduced premium |
|---|---|---|---|
| Visana | VIVA – Gesundheitsplan | 110.05 CHF | 43.05 CHF from the 3rd child |
| Agrisano | AGRIsmart | 104.25 CHF | 44.55 CHF from the 3rd child |
| SWICA | FAVORIT MULTICHOICE | 125.25 CHF | 49.25 CHF from the 3rd child |
| Galenos | Managed Care | 131.55 CHF | 49.75 CHF from the 3rd child |
| sana24 | Managed Care | 139.05 CHF | 52.75 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 114.75 CHF | 54.85 CHF from the 3rd child |
| Aquilana | SMARTMED | 118.05 CHF | 56.45 CHF from the 3rd child |
| CONCORDIA | HMO | 115.65 CHF | 58.55 CHF from the 3rd child |
| sodalis | Digimed | 116.55 CHF | 63.75 CHF from the 3rd child |
| Krankenkasse Steffisburg | Medcasa | 117.05 CHF | 68.25 CHF from the 3rd child |
| rhenusana | sanmed24 | 146.75 CHF | 70.85 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed | 117.85 CHF | 87.15 CHF from the 5th child |
| Krankenkasse Luzerner Hinterland | Telemedicine | 129.60 CHF | 87.80 CHF from the 3rd child |
| Groupe Mutuel – Philos | PrimaFlex | 120.05 CHF | 88.75 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed | 125.55 CHF | 92.85 CHF from the 5th child |
| SLKK | SLKK-SmartMed | 118.85 CHF | 106.45 CHF from the 3rd child |
| Assura | PharMed | 117.35 CHF | 115.85 CHF from the 4th child, 114.35 CHF from the 5th child |
| EGK | EGK-Care | 131.85 CHF | 115.45 CHF from the 3rd child |
The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 109.40 CHF at Agrisano (AGRIsmart) gives 104.25 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.