Health insurance premiums 2027 in Kirchlindach (BE)For a young adult aged 19 to 25 without accident cover
From 251.50 to 584.70 CHF a month depending on the deductible and the model
129 offers from 26 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Sanitas | Family doctor 1 | 370.95 | 360.10 | 332.95 | 305.80 | 278.65 | 251.50 |
| 2 | Sanitas | TelMed Basic | 370.95 | 360.10 | 332.95 | 305.80 | 278.65 | 251.50 |
| 3 |  CSS | Multimed | 374.55 | 363.75 | 336.55 | 309.45 | 282.35 | 255.25 |
| 4 | Sanitas | Family doctor 2 | 374.85 | 364.00 | 336.90 | 309.70 | 282.55 | 255.40 |
| 5 | Sanitas | Family doctor 3 | 374.85 | 364.00 | 336.90 | 309.70 | 282.55 | 255.40 |
| 6 | Sanitas | Family doctor 4 | 374.85 | 364.00 | 336.90 | 309.70 | 282.55 | 255.40 |
| 7 | Sanitas | MultiAccess | 374.85 | 364.00 | 336.90 | 309.70 | 282.55 | 255.40 |
| 8 | Sanitas | TelMed Plus | 374.85 | 364.00 | 336.90 | 309.70 | 282.55 | 255.40 |
| 9 |  Visana | VIVA health plan | 382.05 | 375.85 | 344.35 | 317.15 | 290.35 | 263.05 |
| 10 |  Sympany | flexhelp24 | 384.15 | 373.25 | 346.05 | 319.05 | 291.85 | 264.75 |
| 11 | Sanitas | Standard model | 386.60 | 375.75 | 348.60 | 321.45 | 294.30 | 267.15 |
| 12 | Visana | HMO plus | 387.65 | 381.35 | 349.45 | 322.15 | 294.95 | 267.65 |
| 13 | Sympany | casamed pharm | 390.85 | 380.05 | 352.85 | 325.75 | 298.65 | 271.55 |
| 14 | Sympany | casamed hmo | 390.85 | 380.05 | 352.85 | 325.75 | 298.65 | 271.55 |
| 15 | Sympany | casamed hausarzt | 393.05 | 382.25 | 355.15 | 327.95 | 300.85 | 273.75 |
| See all | See all | See all | See all | See all | See all | |||
In 2027, for a young adult aged 19 to 25 in Kirchlindach, without accident cover, the cheapest health insurance premium is:
- 370.95 CHF a month with a 300 CHF deductible (Sanitas, Family doctor 1)
- 251.50 CHF a month with a 2'500 CHF deductible (Sanitas, Family doctor 1)
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Kirchlindach for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?
In 2027, without accident cover, the cheapest offer in Kirchlindach is Sanitas (Family doctor 1) at 370.95 CHF a month.
How much does health insurance cost in Kirchlindach in 2027 for a young adult aged 19 to 25?
For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, monthly premiums run from 370.95 CHF (Sanitas, Family doctor 1) to 584.70 CHF (vita surselva, Standard model): 129 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 363.75 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Kirchlindach for a young adult aged 19 to 25 without accident cover?
On the cheapest offer (Sanitas, Family doctor 1), the premium goes from 370.95 CHF a month with the 300 CHF deductible to 251.50 CHF with the 2'500 CHF deductible: 119.45 CHF less a month, 1'433.40 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'893 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Kirchlindach for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 386.60 CHF (Sanitas), family doctor / HMO 370.95 CHF (Sanitas), flexible model 374.55 CHF (CSS), telemedicine 370.95 CHF (Sanitas).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 375.70 CHF at Sanitas (Family doctor 1) gives 370.95 CHF after redistribution.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.