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129 offersfrom 26 health insurers

Young adult (19 to 25) · with accident cover · deductible of 2'000 CHF

Results sorted by ascending monthly premium for the selected criteria.

In Kirchberg (canton Bern), in 2027, for a young adult aged 19 to 25 with a 2'000 CHF deductible and with accident cover, the cheapest monthly basic insurance premium is 288.60 CHF with Visana (HMO plus model) and the most expensive is 438.40 CHF with rhenusana (Standard model).

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Frequently asked questions

Which health insurance is the cheapest in Kirchberg for a young adult aged 19 to 25 with a deductible of 2'000 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in Kirchberg is Visana (HMO plus) at 288.60 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 315.90 CHF a month.

How much does health insurance cost in Kirchberg in 2027 for a young adult aged 19 to 25?

For a young adult aged 19 to 25 with a deductible of 2'000 CHF and with accident cover, monthly premiums run from 288.60 CHF (Visana, HMO plus) to 438.40 CHF (rhenusana, Standard model): 129 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 332.60 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 300 CHF or 2'500 CHF better in Kirchberg for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Visana, HMO plus), the premium goes from 387.80 CHF a month with the 300 CHF deductible to 259.40 CHF with the 2'500 CHF deductible: 128.40 CHF less a month, 1'540.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'012 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

Which model is the cheapest in Kirchberg for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 2'000 CHF and with accident cover, the cheapest premium per model is: standard model 315.90 CHF (Sanitas), family doctor / HMO 288.60 CHF (Visana), flexible model 299.20 CHF (ÖKK), telemedicine 293.80 CHF (Agrisano).

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.