Health insurance premiums 2027 in Höchstetten (BE)For a child aged 0 to 18 without accident cover
From 69.05 to 169.75 CHF a month depending on the deductible and the model
129 offers from 26 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 |  ÖKK | ÖKK CASAMED HMO | 101.55 | — | 90.85 | — | 79.95 | — | 69.05 |
| 2 |  Agrisano | AGRIsmart | 103.95 | — | 94.25 | 89.45 | 84.75 | 79.85 | 75.15 |
| 3 | ÖKK | ÖKK CASAMED GENERAL PRACTITIONER | 104.05 | — | 93.25 | — | 82.35 | — | 71.45 |
| 4 | ÖKK | ÖKK CASAMED SELECT | 104.05 | — | 93.25 | — | 82.35 | — | 71.45 |
| 5 | ÖKK | ÖKK CASAMED 24 | 105.75 | — | 94.95 | — | 84.15 | — | 73.25 |
| 6 |  KPT | KPTwin.plus - HMO GP | 107.75 | — | 99.25 | — | 90.45 | — | 81.75 |
| 7 | KPT | KPTwin.smart - GP with app | 107.75 | — | 99.25 | — | 90.45 | — | 81.75 |
| 8 | Agrisano | AGRIcontact | 110.25 | — | 100.05 | 95.05 | 89.85 | 84.75 | 79.75 |
| 9 |  Sumiswalder Krankenkasse | HMO plus | 110.45 | 105.35 | 100.45 | 95.35 | 90.35 | 85.45 | 80.35 |
| 10 | KPT | KPTwin.win - GP, telemedicine and pharmacy | 110.65 | — | 101.85 | — | 92.95 | — | 83.95 |
| 11 | Agrisano | AGRIeco | 110.75 | — | 100.65 | 95.45 | 90.45 | 85.35 | 80.15 |
| 12 |  CONCORDIA | HMO | 111.25 | 105.75 | 100.25 | 94.75 | 89.25 | 83.75 | 78.15 |
| 13 |  Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 111.25 | 105.85 | 100.45 | 94.95 | 89.55 | 84.25 | 78.75 |
| 14 | Groupe Mutuel – Avenir | PrimaFlex (Flexible model) | 111.25 | 105.85 | 100.45 | 94.95 | 89.55 | 84.25 | 78.75 |
| 15 |  Helsana | Helsana BeneFit PLUS General Practitioner R1 | 111.25 | — | — | — | — | 84.25 | — |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2027, for a child aged 0 to 18 in Höchstetten, without accident cover, the cheapest health insurance premium is:
- 101.55 CHF a month with a 0 CHF deductible (ÖKK, ÖKK CASAMED HMO)
- 69.05 CHF a month with a 600 CHF deductible (ÖKK, ÖKK CASAMED HMO)
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Höchstetten for a child aged 0 to 18 with a deductible of 0 CHF, without accident cover?
In 2027, without accident cover, the cheapest offer in Höchstetten is ÖKK (ÖKK CASAMED HMO) at 101.55 CHF a month.
How much does health insurance cost in Höchstetten in 2027 for a child aged 0 to 18?
For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, monthly premiums run from 101.55 CHF (ÖKK, ÖKK CASAMED HMO) to 169.75 CHF (Sympany, Standard model): 129 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 119.15 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 0 CHF or 600 CHF better in Höchstetten for a child aged 0 to 18 without accident cover?
On the cheapest offer (ÖKK, ÖKK CASAMED HMO), the premium goes from 101.55 CHF a month with the 0 CHF deductible to 69.05 CHF with the 600 CHF deductible: 32.50 CHF less a month, 390.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 433 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.
Which model is the cheapest in Höchstetten for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, the cheapest premium per model is: standard model 116.05 CHF (ÖKK), family doctor / HMO 101.55 CHF (ÖKK), flexible model 104.05 CHF (ÖKK), telemedicine 103.95 CHF (Agrisano).
Does a second or third child pay less in Höchstetten?
A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 18 of the 26 insurers present in Höchstetten file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and without accident cover:
| Insurer | Model | 1st child | Reduced premium |
|---|---|---|---|
| Visana | HMO plus | 112.95 CHF | 44.55 CHF from the 3rd child |
| Agrisano | AGRIsmart | 103.95 CHF | 44.65 CHF from the 3rd child |
| Galenos | Managed Care | 128.25 CHF | 48.65 CHF from the 3rd child |
| sana24 | Managed Care | 133.95 CHF | 50.95 CHF from the 3rd child |
| Sumiswalder Krankenkasse | HMO plus | 110.45 CHF | 52.85 CHF from the 3rd child |
| SWICA | Favorit Multichoice | 126.75 CHF | 53.25 CHF from the 3rd child |
| Aquilana | SMARTMED | 114.45 CHF | 54.85 CHF from the 3rd child |
| CONCORDIA | HMO | 111.25 CHF | 56.35 CHF from the 3rd child |
| sodalis | Digimed | 117.35 CHF | 60.55 CHF from the 3rd child |
| Krankenkasse Steffisburg | Medcasa | 114.65 CHF | 60.95 CHF from the 3rd child |
| rhenusana | sanmed24 | 142.25 CHF | 68.75 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 111.25 CHF | 82.25 CHF from the 5th child |
| Krankenkasse Luzerner Hinterland | Telemedicine | 126.95 CHF | 86.10 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 117.85 CHF | 87.25 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 119.55 CHF | 88.45 CHF from the 5th child |
| SLKK | SmartMed | 118.45 CHF | 106.15 CHF from the 3rd child |
| Assura | MediTel | 113.45 CHF | 112.05 CHF from the 4th child, 110.75 CHF from the 5th child |
| EGK | EGK-Care | 124.05 CHF | 113.55 CHF from the 3rd child |
The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 106.30 CHF at ÖKK (ÖKK CASAMED HMO) gives 101.55 CHF after redistribution.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.