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Change the search: HellsauAdultYoung adultChild · with accidentwithout accidentThe lowest monthly premiumThe lowest deductible300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF0 CHF100 CHF200 CHF400 CHF600 CHF

Health insurance premiums 2027 in Hellsau (BE) For a child aged 0 to 18, deductible of 100 CHF, with accident cover

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129 offersfrom 26 health insurers

Child (0 to 18) · with accident cover · deductible of 100 CHF

Results sorted by ascending monthly premium for the selected criteria.

In Hellsau (canton Bern), in 2027, for a child aged 0 to 18 with a 100 CHF deductible and with accident cover, the cheapest monthly basic insurance premium is 116.90 CHF with CONCORDIA (HMO model) and the most expensive is 162.30 CHF with Atupri (Standard model).

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Frequently asked questions

Which health insurance is the cheapest in Hellsau for a child aged 0 to 18 with a deductible of 100 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in Hellsau is CONCORDIA (HMO) at 116.90 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 126.55 CHF a month.

How much does health insurance cost in Hellsau in 2027 for a child aged 0 to 18?

For a child aged 0 to 18 with a deductible of 100 CHF and with accident cover, monthly premiums run from 116.90 CHF (CONCORDIA, HMO) to 162.30 CHF (Atupri, Standard model): 129 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 123.90 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 0 CHF or 600 CHF better in Hellsau for a child aged 0 to 18 with accident cover?

On the cheapest offer (CONCORDIA, HMO), the premium goes from 122.70 CHF a month with the 0 CHF deductible to 87.70 CHF with the 600 CHF deductible: 35.00 CHF less a month, 420.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 467 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

Which model is the cheapest in Hellsau for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 100 CHF and with accident cover, the cheapest premium per model is: standard model 126.55 CHF (Sanitas), family doctor / HMO 116.90 CHF (CONCORDIA), flexible model 118.90 CHF (Groupe Mutuel – Avenir), telemedicine 120.30 CHF (Groupe Mutuel – Avenir).

Does a second or third child pay less in Hellsau?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 15 of the 26 insurers present in Hellsau file a reduced premium from a certain number of children insured with them, at a 100 CHF deductible and with accident cover:

InsurerModel1st childReduced premium
VisanaHMO plus120.10 CHF47.50 CHF from the 3rd child
GalenosManaged Care136.40 CHF53.20 CHF from the 3rd child
sana24Managed Care142.60 CHF55.50 CHF from the 3rd child
CONCORDIAHMO116.90 CHF58.80 CHF from the 3rd child
Sumiswalder KrankenkasseHMO plus118.30 CHF59.20 CHF from the 3rd child
AquilanaSMARTMED123.10 CHF61.60 CHF from the 3rd child
sodalisDigimed124.00 CHF63.60 CHF from the 3rd child
Krankenkasse SteffisburgMedcasa122.00 CHF67.10 CHF from the 3rd child
Groupe Mutuel – AvenirOptiMed (Healthcare network)118.90 CHF89.20 CHF from the 5th child
Krankenkasse Luzerner HinterlandTelemedicine134.25 CHF92.65 CHF from the 3rd child
Groupe Mutuel – MutuelOptiMed (Healthcare network)126.10 CHF94.60 CHF from the 5th child
Groupe Mutuel – PhilosPrimaFlex (Flexible model)127.90 CHF95.90 CHF from the 5th child
SLKKSmartMed125.90 CHF112.80 CHF from the 3rd child
AssuraMediTel121.20 CHF119.70 CHF from the 4th child, 118.30 CHF from the 5th child
EGKEGK-Care132.60 CHF121.40 CHF from the 3rd child

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.