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129 offersfrom 26 health insurers

Young adult (19 to 25) · without accident cover · deductible of 1'000 CHF

Results sorted by ascending monthly premium for the selected criteria.

In Gerzensee (canton Bern), in 2027, for a young adult aged 19 to 25 with a 1'000 CHF deductible and without accident cover, the cheapest monthly basic insurance premium is 324.20 CHF with ÖKK (ÖKK CASAMED HMO model) and the most expensive is 477.00 CHF with vita surselva (Standard model).

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Frequently asked questions

Which health insurance is the cheapest in Gerzensee for a young adult aged 19 to 25 with a deductible of 1'000 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in Gerzensee is ÖKK (ÖKK CASAMED HMO) at 324.20 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 348.45 CHF a month.

How much does health insurance cost in Gerzensee in 2027 for a young adult aged 19 to 25?

For a young adult aged 19 to 25 with a deductible of 1'000 CHF and without accident cover, monthly premiums run from 324.20 CHF (ÖKK, ÖKK CASAMED HMO) to 477.00 CHF (vita surselva, Standard model): 129 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 332.60 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 300 CHF or 2'500 CHF better in Gerzensee for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (ÖKK, ÖKK CASAMED HMO), the premium goes from 362.20 CHF a month with the 300 CHF deductible to 250.60 CHF with the 2'500 CHF deductible: 111.60 CHF less a month, 1'339.20 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'788 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

Which model is the cheapest in Gerzensee for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 1'000 CHF and without accident cover, the cheapest premium per model is: standard model 348.45 CHF (Sanitas), family doctor / HMO 324.20 CHF (ÖKK), flexible model 332.50 CHF (ÖKK), telemedicine 327.10 CHF (Agrisano).

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.