Health insurance premiums 2026 in Gerzensee (BE)For an adult aged 26 or over with accident cover
From 362.45 to 655.05 CHF a month depending on the deductible and the model
129 offers from 26 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Visana | VIVA – Gesundheitsplan | 488.45 | 481.75 | 448.75 | 419.55 | 391.55 | 362.45 |
| 2 |  Agrisano | AGRIsmart | 491.95 | 481.85 | 456.85 | 431.75 | 406.65 | 381.55 |
| 3 | Visana | HMO plus | 496.65 | 489.95 | 455.85 | 426.65 | 397.45 | 368.35 |
| 4 |  ÖKK | HMO model | 498.25 | 486.65 | 457.45 | 428.25 | 399.15 | 378.25 |
| 5 | Visana | Combi Care | 500.15 | 493.45 | 459.35 | 430.15 | 400.95 | 371.85 |
| 6 |  Helsana | BeneFit PLUS Hausarzt R1 | 503.15 | 491.55 | 462.35 | 433.15 | 404.05 | 374.85 |
| 7 | Helsana | BeneFit PLUS Flexmed R1 | 503.15 | 491.55 | 462.35 | 433.15 | 404.05 | 374.85 |
| 8 |  Assura | PharMed | 504.75 | 493.15 | 463.95 | 434.75 | 405.65 | 376.45 |
| 9 |  EGK | EGK-TelCare | 506.55 | 494.95 | 465.75 | 436.55 | 407.45 | 378.25 |
| 10 |  SWICA | FAVORIT MULTICHOICE | 507.25 | 495.55 | 472.55 | 443.35 | 408.05 | 378.95 |
| 11 | SWICA | FAVORIT MEDPHARM | 507.25 | 495.55 | 472.55 | 443.35 | 408.05 | 378.95 |
| 12 | Assura | Qualimed | 507.65 | 496.05 | 466.85 | 437.65 | 408.55 | 379.35 |
| 13 |  CSS | HMO (health practice) | 508.65 | 497.05 | 467.85 | 438.65 | 409.55 | 380.35 |
| 14 | Helsana | BeneFit PLUS Hausarzt R2 | 509.05 | 497.45 | 468.25 | 439.05 | 409.95 | 380.75 |
| 15 | ÖKK | Family doctor | 509.65 | 498.05 | 468.85 | 439.65 | 410.55 | 381.35 |
| See all | See all | See all | See all | See all | See all | |||
In 2026, for an adult aged 26 or over in Gerzensee, with accident cover, the cheapest health insurance premium is:
- 488.45 CHF a month with a 300 CHF deductible (Visana, VIVA – Gesundheitsplan)
- 362.45 CHF a month with a 2'500 CHF deductible (Visana, VIVA – Gesundheitsplan)
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Frequently asked questions
Which health insurance is the cheapest in Gerzensee for an adult aged 26 or over with a deductible of 300 CHF, with accident cover?
In 2026, with accident cover, the cheapest offer in Gerzensee is Visana (VIVA – Gesundheitsplan) at 488.45 CHF a month. The cheapest standard model (free choice of doctor) is Sumiswalder Krankenkasse (Standard model) at 560.95 CHF a month.
How much does health insurance cost in Gerzensee in 2026 for an adult aged 26 or over?
For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, monthly premiums run from 488.45 CHF (Visana, VIVA – Gesundheitsplan) to 655.05 CHF (rhenusana, Standard model): 129 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 457.85 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Gerzensee for an adult aged 26 or over with accident cover?
On the cheapest offer (Visana, VIVA – Gesundheitsplan), the premium goes from 488.45 CHF a month with the 300 CHF deductible to 362.45 CHF with the 2'500 CHF deductible: 126.00 CHF less a month, 1'512.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'980 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Gerzensee for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 560.95 CHF (Sumiswalder Krankenkasse), family doctor / HMO 488.45 CHF (Visana), flexible model 500.15 CHF (Visana), telemedicine 491.95 CHF (Agrisano).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 493.60 CHF at Visana (VIVA – Gesundheitsplan) gives 488.45 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.