Health insurance premiums 2027 in Ersigen (BE)For an adult aged 26 or over with accident cover
From 394.45 to 691.35 CHF a month depending on the deductible and the model
129 offers from 26 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  ÖKK | ÖKK CASAMED HMO | 514.45 | 502.85 | 473.65 | 444.45 | 415.35 | 394.45 |
| 2 |  Agrisano | AGRIsmart | 515.25 | 505.05 | 479.95 | 454.65 | 429.35 | 404.25 |
| 3 |  Assura | MediTel | 523.85 | 512.25 | 483.05 | 453.85 | 424.75 | 395.55 |
| 4 |  KPT | KPTwin.plus - HMO GP | 525.25 | 513.65 | 484.45 | 455.25 | — | 396.95 |
| 5 | KPT | KPTwin.smart - GP with app | 525.25 | 513.65 | 484.45 | 455.25 | — | 396.95 |
| 6 | ÖKK | ÖKK CASAMED GENERAL PRACTITIONER | 526.25 | 514.65 | 485.45 | 456.25 | 427.15 | 397.95 |
| 7 | ÖKK | ÖKK CASAMED SELECT | 526.25 | 514.65 | 485.45 | 456.25 | 427.15 | 397.95 |
| 8 |  EGK | EGK-TelCare | 528.35 | 516.75 | 487.55 | 458.35 | 429.25 | 400.05 |
| 9 |  Visana | HMO plus | 528.85 | 522.25 | 488.05 | 458.85 | 429.75 | 400.55 |
| 10 |  CONCORDIA | HMO | 532.75 | 521.15 | 491.95 | 462.75 | 433.65 | 404.45 |
| 11 |  Sumiswalder Krankenkasse | HMO plus | 532.95 | 522.05 | 495.35 | 468.55 | 441.65 | 414.85 |
| 12 | Visana | Combi Care | 534.95 | 528.35 | 494.15 | 464.95 | 435.85 | 406.65 |
| 13 | ÖKK | ÖKK CASAMED 24 | 535.15 | 523.55 | 494.35 | 465.15 | 436.05 | 406.85 |
| 14 | KPT | KPTwin.win - GP, telemedicine and pharmacy | 535.25 | 523.65 | 494.45 | 465.25 | — | 406.95 |
| 15 |  SWICA | Favorit Medpharm | 535.25 | 523.55 | 500.75 | 471.55 | 436.05 | 406.85 |
| See all | See all | See all | See all | See all | See all | |||
In 2027, for an adult aged 26 or over in Ersigen, with accident cover, the cheapest health insurance premium is:
- 514.45 CHF a month with a 300 CHF deductible (ÖKK, ÖKK CASAMED HMO)
- 394.45 CHF a month with a 2'500 CHF deductible (ÖKK, ÖKK CASAMED HMO)
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Frequently asked questions
Which health insurance is the cheapest in Ersigen for an adult aged 26 or over with a deductible of 300 CHF, with accident cover?
In 2027, with accident cover, the cheapest offer in Ersigen is ÖKK (ÖKK CASAMED HMO) at 514.45 CHF a month.
How much does health insurance cost in Ersigen in 2027 for an adult aged 26 or over?
For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, monthly premiums run from 514.45 CHF (ÖKK, ÖKK CASAMED HMO) to 691.35 CHF (Groupe Mutuel – Philos, Standard model): 129 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 483.75 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Ersigen for an adult aged 26 or over with accident cover?
On the cheapest offer (ÖKK, ÖKK CASAMED HMO), the premium goes from 514.45 CHF a month with the 300 CHF deductible to 394.45 CHF with the 2'500 CHF deductible: 120.00 CHF less a month, 1'440.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'900 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Ersigen for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 585.25 CHF (ÖKK), family doctor / HMO 514.45 CHF (ÖKK), flexible model 526.25 CHF (ÖKK), telemedicine 515.25 CHF (Agrisano).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 519.20 CHF at ÖKK (ÖKK CASAMED HMO) gives 514.45 CHF after redistribution.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.