Health insurance premiums 2027 in Biel/Bienne (BE)For an adult aged 26 or over without accident cover
From 405.25 to 729.25 CHF a month depending on the deductible and the model
128 offers from 26 health insurers.
In 2027, for an adult aged 26 or over in Biel/Bienne, without accident cover, the cheapest health insurance premium is:
- 524.70 CHF a month with a 300 CHF deductible (Sanitas, Family doctor 1)
- 405.25 CHF a month with a 2'500 CHF deductible (Sanitas, Family doctor 1)
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Biel/Bienne for an adult aged 26 or over with a deductible of 300 CHF, without accident cover?
In 2027, without accident cover, the cheapest offer in Biel/Bienne is Sanitas (Family doctor 1) at 524.70 CHF a month.
How much does health insurance cost in Biel/Bienne in 2027 for an adult aged 26 or over?
For an adult aged 26 or over with a deductible of 300 CHF and without accident cover, monthly premiums run from 524.70 CHF (Sanitas, Family doctor 1) to 729.25 CHF (rhenusana, Standard model): 128 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 526.45 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Biel/Bienne for an adult aged 26 or over without accident cover?
On the cheapest offer (Sanitas, Family doctor 1), the premium goes from 524.70 CHF a month with the 300 CHF deductible to 405.25 CHF with the 2'500 CHF deductible: 119.45 CHF less a month, 1'433.40 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'893 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Biel/Bienne for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For an adult aged 26 or over with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 603.85 CHF (Sanitas), family doctor / HMO 524.70 CHF (Sanitas), flexible model 527.95 CHF (Sympany), telemedicine 538.65 CHF (Helsana).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 529.45 CHF at Sanitas (Family doctor 1) gives 524.70 CHF after redistribution.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.