Health insurance premiums 2027 in Schönengrund (AR)For a young adult aged 19 to 25 without accident cover
From 190.25 to 484.05 CHF a month depending on the deductible and the model
116 offers from 23 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Agrisano | AGRIsmart | 295.75 | 286.15 | 262.25 | 238.25 | 214.25 | 190.35 |
| 2 |  CSS | HMO (health practice) | 308.05 | 297.35 | 270.15 | 242.95 | 215.95 | 190.25 |
| 3 | Agrisano | AGRIeco | 314.85 | 304.65 | 279.25 | 253.65 | 228.15 | 202.75 |
| 4 |  Sanitas | Family doctor 1 | 316.15 | 305.30 | 278.20 | 251.00 | 223.85 | 196.70 |
| 5 | Sanitas | TelMed Basic | 316.15 | 305.30 | 278.20 | 251.00 | 223.85 | 196.70 |
| 6 |  ÖKK | ÖKK CASAMED HMO | 318.75 | 307.95 | 280.85 | 253.65 | 226.55 | 199.45 |
| 7 | Sanitas | Family doctor 2 | 319.50 | 308.65 | 281.55 | 254.35 | 227.20 | 200.05 |
| 8 | Sanitas | Family doctor 3 | 319.50 | 308.65 | 281.55 | 254.35 | 227.20 | 200.05 |
| 9 | Sanitas | Family doctor 4 | 319.50 | 308.65 | 281.55 | 254.35 | 227.20 | 200.05 |
| 10 | Sanitas | MultiAccess | 319.50 | 308.65 | 281.55 | 254.35 | 227.20 | 200.05 |
| 11 | Sanitas | TelMed Plus | 319.50 | 308.65 | 281.55 | 254.35 | 227.20 | 200.05 |
| 12 |  Sympany | flexhelp24 | 319.55 | 308.85 | 281.65 | 254.45 | 227.45 | 200.25 |
| 13 | Sympany | casamed pharm | 319.55 | 308.85 | 281.65 | 254.45 | 227.45 | 200.25 |
| 14 | Sympany | casamed hmo | 319.55 | 308.85 | 281.65 | 254.45 | 227.45 | 200.25 |
| 15 |  rhenusana | sanmed24 | 323.85 | 314.75 | 294.05 | 266.15 | 233.85 | 204.65 |
| See all | See all | See all | See all | See all | See all | |||
In 2027, for a young adult aged 19 to 25 in Schönengrund, without accident cover, the cheapest health insurance premium is:
- 295.75 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart)
- 190.25 CHF a month with a 2'500 CHF deductible (CSS, HMO (health practice))
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Frequently asked questions
Which health insurance is the cheapest in Schönengrund for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?
In 2027, without accident cover, the cheapest offer in Schönengrund is Agrisano (AGRIsmart) at 295.75 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 329.55 CHF a month.
How much does health insurance cost in Schönengrund in 2027 for a young adult aged 19 to 25?
For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, monthly premiums run from 295.75 CHF (Agrisano, AGRIsmart) to 484.05 CHF (SLKK, Standard model): 116 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 284.25 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Schönengrund for a young adult aged 19 to 25 without accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 295.75 CHF a month with the 300 CHF deductible to 190.35 CHF with the 2'500 CHF deductible: 105.40 CHF less a month, 1'264.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'705 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Schönengrund for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 329.55 CHF (Sanitas), family doctor / HMO 308.05 CHF (CSS), flexible model 319.50 CHF (Sanitas), telemedicine 295.75 CHF (Agrisano).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 300.50 CHF at Agrisano (AGRIsmart) gives 295.75 CHF after redistribution.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.