# Health insurance premiums 2027 in Schönengrund (AR), for a young adult aged 19 to 25 without accident cover

In 2027, for a young adult aged 19 to 25 in Schönengrund, without accident cover, the cheapest health insurance premium is:

- **295.75 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ar/schonengrund/young-adult/no-accident/deductible-300/) (Agrisano, AGRIsmart)
- **190.25 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ar/schonengrund/young-adult/no-accident/deductible-2500/) (CSS, HMO (health practice))

## Without accident cover: from 190.25 to 484.05 CHF a month depending on the deductible and the model

116 offers from 23 health insurers. With a deductible of 300 CHF, the cheapest is **295.75 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 484.05 CHF with SLKK (Standard model).

Lowest premium:
- 300 CHF: 295.75 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ar/schonengrund/young-adult/no-accident/deductible-300/
- 500 CHF: 286.15 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ar/schonengrund/young-adult/no-accident/deductible-500/
- 1'000 CHF: 262.25 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ar/schonengrund/young-adult/no-accident/deductible-1000/
- 1'500 CHF: 238.25 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ar/schonengrund/young-adult/no-accident/deductible-1500/
- 2'000 CHF: 214.25 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ar/schonengrund/young-adult/no-accident/deductible-2000/
- 2'500 CHF: 190.25 CHF (CSS, HMO (health practice)) — https://praemiencheck.onedoc.ch/en/ar/schonengrund/young-adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 295.75 | 286.15 | 262.25 | 238.25 | 214.25 | 190.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 308.05 | 297.35 | 270.15 | 242.95 | 215.95 | 190.25 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 314.85 | 304.65 | 279.25 | 253.65 | 228.15 | 202.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 316.15 | 305.30 | 278.20 | 251.00 | 223.85 | 196.70 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 316.15 | 305.30 | 278.20 | 251.00 | 223.85 | 196.70 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 318.75 | 307.95 | 280.85 | 253.65 | 226.55 | 199.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 319.50 | 308.65 | 281.55 | 254.35 | 227.20 | 200.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 319.50 | 308.65 | 281.55 | 254.35 | 227.20 | 200.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 319.50 | 308.65 | 281.55 | 254.35 | 227.20 | 200.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 319.50 | 308.65 | 281.55 | 254.35 | 227.20 | 200.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 319.50 | 308.65 | 281.55 | 254.35 | 227.20 | 200.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 319.55 | 308.85 | 281.65 | 254.45 | 227.45 | 200.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 319.55 | 308.85 | 281.65 | 254.45 | 227.45 | 200.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 319.55 | 308.85 | 281.65 | 254.45 | 227.45 | 200.25 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 323.85 | 314.75 | 294.05 | 266.15 | 233.85 | 204.65 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 324.85 | 316.75 | 296.05 | 267.65 | 234.95 | 205.45 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 325.05 | 315.05 | 290.05 | 265.15 | 240.15 | 215.25 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 325.05 | 315.05 | 290.05 | 265.15 | 240.15 | 215.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 327.05 | 316.15 | 288.55 | 260.95 | 233.45 | 205.85 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 328.05 | 318.65 | 295.05 | 271.55 | 247.85 | 218.95 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 328.85 | 318.05 | 290.85 | 263.55 | 236.45 | 209.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 328.95 | 318.05 | 290.45 | 262.85 | 235.35 | 207.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 329.55 | 318.70 | 291.55 | 264.35 | 237.20 | 210.10 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 329.95 | 319.15 | 291.95 | 264.85 | 237.75 | 210.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 330.05 | 319.15 | 295.85 | 268.65 | 237.75 | 210.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 330.75 | 319.95 | 292.85 | 265.65 | 238.55 | 211.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 330.75 | 319.95 | 292.85 | 265.65 | 238.55 | 211.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Bestcare | 333.75 | 322.95 | 312.75 | 302.55 | 279.15 | 252.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 335.45 | 324.75 | 297.55 | 270.35 | 243.35 | 216.15 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 335.75 | 327.75 | 297.85 | 270.65 | 243.55 | 217.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 336.35 | 330.05 | 298.15 | 270.85 | 243.65 | 216.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 336.35 | 330.05 | 298.15 | 270.85 | 243.65 | 216.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 336.55 | 325.55 | 297.95 | 270.35 | 242.85 | 215.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 339.25 | 328.45 | 301.25 | 274.15 | 247.05 | 219.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 341.15 | 330.35 | 303.15 | 276.05 | 248.95 | 221.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 341.35 | 330.45 | 308.95 | 281.85 | 249.05 | 221.95 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 342.65 | 331.55 | 303.95 | 276.15 | 248.45 | 220.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 344.25 | 333.45 | 306.35 | 279.15 | — | 224.95 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 345.05 | 334.25 | 307.05 | 279.85 | 252.65 | 225.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 345.65 | 334.75 | 307.55 | 280.25 | 253.05 | 225.75 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 347.15 | 336.35 | 309.15 | 282.15 | 254.95 | 227.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 348.45 | 337.65 | 310.45 | 283.35 | 256.25 | 229.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 348.85 | 341.75 | 318.35 | 291.25 | 271.65 | 244.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 348.85 | 341.75 | 314.65 | 287.45 | 256.65 | 229.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 350.85 | 340.05 | 312.85 | 285.75 | 258.65 | 231.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 353.25 | 342.45 | 315.35 | 288.15 | 261.05 | 233.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 353.25 | 342.45 | 315.35 | 288.15 | 261.05 | 233.95 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 353.65 | 342.95 | 315.75 | 288.55 | 261.45 | 234.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 354.25 | 343.35 | 316.05 | 288.75 | 261.55 | 234.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 354.45 | 343.55 | 316.25 | 289.05 | 261.75 | 234.55 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 355.85 | 344.95 | 317.75 | 290.65 | 263.35 | 236.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 356.15 | 349.85 | 317.95 | 290.75 | 263.45 | 236.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 357.85 | 347.15 | 319.95 | 292.75 | 265.75 | 238.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 357.85 | 347.15 | 319.95 | 292.75 | 265.75 | 238.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 358.15 | 347.25 | 319.95 | 292.65 | 265.45 | 238.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 358.65 | 347.95 | 320.75 | 293.55 | — | 239.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 358.65 | 347.95 | 320.75 | 293.55 | — | 239.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 360.15 | 353.05 | 329.65 | 302.55 | 279.15 | 252.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 360.15 | 353.05 | 329.65 | 302.55 | 279.15 | 252.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 360.35 | 349.35 | 322.15 | 294.85 | 267.65 | 240.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 361.55 | 350.75 | 323.65 | 296.45 | — | 242.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 361.95 | 351.15 | 323.95 | 296.85 | 269.75 | 242.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 363.55 | 352.75 | 325.65 | 298.45 | 271.45 | 244.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 364.85 | 354.25 | 327.25 | 299.75 | 272.85 | 245.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 366.65 | 355.75 | 328.55 | 301.25 | 273.95 | 246.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 366.85 | 360.55 | 328.65 | 301.35 | 274.15 | 246.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 367.05 | 356.35 | 329.35 | 301.95 | 274.95 | 247.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 367.15 | 356.35 | 329.15 | 302.05 | 274.95 | 247.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 367.75 | 356.95 | 329.85 | 302.65 | 275.65 | 248.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 367.75 | 356.95 | 329.85 | 302.65 | 275.65 | 248.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 368.05 | 357.25 | 330.05 | 302.95 | 275.85 | 248.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 368.05 | 361.75 | 329.85 | 302.55 | 275.35 | 248.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 370.75 | 359.85 | 332.55 | 305.35 | 278.05 | 250.85 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 371.10 | 363.60 | 333.50 | 303.45 | 273.35 | 245.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 371.35 | 360.55 | 333.45 | 306.25 | 279.15 | 252.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 371.95 | 365.75 | 333.85 | 306.55 | 279.25 | 252.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 372.45 | 361.55 | 334.35 | 307.05 | 279.85 | 252.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 373.05 | 362.25 | 335.05 | 307.95 | — | 253.65 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 374.45 | 363.45 | 335.85 | 308.25 | 280.75 | 253.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 374.85 | 363.95 | 336.65 | 309.45 | 282.15 | 254.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 376.25 | 365.45 | 338.25 | 311.15 | 284.05 | 256.95 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 377.75 | 366.95 | 339.75 | 312.75 | 285.55 | 258.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 379.75 | 369.05 | 342.15 | 314.65 | 287.65 | 260.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 379.75 | 369.05 | 342.15 | 314.65 | 287.65 | 260.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 382.95 | 372.05 | 344.85 | 317.55 | 290.35 | 263.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 384.65 | 373.95 | 346.75 | 319.55 | 292.55 | 265.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 384.65 | 373.95 | 346.75 | 319.55 | 292.55 | 265.35 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 390.85 | 382.95 | 351.30 | 323.60 | 295.95 | 264.30 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 391.75 | 385.55 | 353.65 | 326.35 | 299.05 | 271.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 394.15 | 383.45 | 356.55 | 329.05 | 302.15 | 275.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 396.45 | 385.75 | 358.75 | 331.35 | 304.35 | 277.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 396.45 | 385.65 | 358.45 | 331.35 | 304.25 | 277.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 401.35 | 390.65 | 363.65 | 336.25 | 309.25 | 282.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 401.75 | 390.95 | 363.85 | 336.65 | — | 282.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 401.75 | 390.85 | 363.55 | 336.35 | 309.05 | 281.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 403.35 | 392.45 | 365.25 | 337.95 | 310.65 | 283.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 405.05 | 394.25 | 367.15 | 339.95 | 312.85 | 285.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 407.75 | 397.05 | 370.15 | 342.65 | 315.75 | 288.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 407.75 | 397.05 | 370.15 | 342.65 | 315.75 | 288.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 408.25 | 397.15 | 369.45 | 341.75 | 314.05 | 286.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 410.85 | 400.15 | 373.15 | 345.75 | 318.75 | 291.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 412.95 | 401.95 | 374.25 | 346.45 | 318.85 | 291.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 413.15 | 402.45 | 375.45 | 348.05 | 321.05 | 294.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 418.65 | 407.85 | 380.65 | 353.55 | 326.45 | 299.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 420.15 | 409.45 | 382.45 | 355.05 | 328.05 | 301.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 422.25 | 411.25 | 383.55 | 355.75 | 328.15 | 300.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 422.25 | 411.25 | 383.55 | 355.75 | 328.15 | 300.35 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 425.35 | 415.75 | 391.65 | 367.45 | 343.35 | 319.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 426.55 | 415.75 | 388.55 | 361.45 | 334.35 | 307.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 427.35 | 416.65 | 389.65 | 362.25 | 335.25 | 308.25 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 435.15 | 425.35 | 400.65 | 375.95 | 351.25 | 326.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 440.05 | 430.15 | 405.15 | 380.15 | 355.25 | 330.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 448.55 | 437.85 | 410.95 | 383.45 | 356.55 | 329.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 464.55 | 453.55 | 425.75 | 398.05 | 370.45 | 342.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 467.45 | 456.75 | 429.75 | 402.35 | 375.35 | 348.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 484.05 | 473.15 | 445.65 | 418.25 | 390.85 | 363.45 |

116 offers from 23 health insurers.: https://praemiencheck.onedoc.ch/en/ar/schonengrund/young-adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/ar/schonengrund/young-adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ar/schonengrund/young-adult/no-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Schönengrund for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in [Schönengrund](https://praemiencheck.onedoc.ch/en/ar/schonengrund/) is Agrisano (AGRIsmart) at 295.75 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 329.55 CHF a month.

### How much does health insurance cost in Schönengrund in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/ar/schonengrund/young-adult/) with a deductible of 300 CHF and without accident cover, monthly premiums run from 295.75 CHF (Agrisano, AGRIsmart) to 484.05 CHF (SLKK, Standard model): 116 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 284.25 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Schönengrund for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 295.75 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ar/schonengrund/young-adult/no-accident/deductible-300/) to 190.35 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ar/schonengrund/young-adult/no-accident/deductible-2500/): 105.40 CHF less a month, 1'264.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'705 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Schönengrund for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 329.55 CHF (Sanitas), family doctor / HMO 308.05 CHF (CSS), flexible model 319.50 CHF (Sanitas), telemedicine 295.75 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 300.50 CHF at Agrisano (AGRIsmart) gives 295.75 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ar/schonengrund/young-adult/no-accident/

## Related pages

- Without accident cover: from 190.25 to 484.05 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ar/schonengrund/young-adult/no-accident/

Address of this page: praemiencheck.onedoc.ch/en/ar/schonengrund/young-adult/no-accident/ — replace `ar` with your canton’s two-letter code (ge, vd, zh…) and `schonengrund` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.