Health insurance premiums 2026 in Schwende-Rüte (AI)For an adult aged 26 or over with accident cover
From 226.95 to 537.85 CHF a month depending on the deductible and the model
114 offers from 23 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Agrisano | AGRIsmart | 348.35 | 338.25 | 313.25 | 288.15 | 262.95 | 237.95 |
| 2 |  Sympany | callmed 24 | 355.25 | 343.55 | 314.45 | 285.25 | 256.05 | 226.95 |
| 3 | Sympany | casamed hmo | 355.25 | 343.55 | 314.45 | 285.25 | 256.05 | 226.95 |
| 4 |  KPT | KPTwin.smart | 359.75 | 348.15 | 318.95 | 289.75 | — | 231.45 |
| 5 |  ÖKK | HMO model | 362.05 | 350.45 | 321.25 | 292.05 | 262.95 | 233.75 |
| 6 | Sympany | FlexHelp 24 | 363.65 | 351.95 | 322.75 | 293.65 | 264.45 | 235.25 |
| 7 | Sympany | casamed pharm | 363.65 | 351.95 | 322.75 | 293.65 | 264.45 | 235.25 |
| 8 |  CSS | HMO (health practice) | 364.65 | 353.05 | 323.85 | 294.65 | 265.55 | 236.35 |
| 9 |  Assura | Qualimed | 366.55 | 354.95 | 325.75 | 296.55 | 267.45 | 238.25 |
| 10 | Agrisano | AGRIcontact | 366.85 | 356.25 | 329.85 | 303.45 | 277.05 | 250.65 |
| 11 |  Atupri | HMO | 370.15 | 358.55 | 329.35 | 300.15 | 271.05 | 241.85 |
| 12 | Atupri | SmartCare | 370.15 | 358.55 | 329.35 | 300.15 | 271.05 | 241.85 |
| 13 | Assura | Family doctor | 370.75 | 359.15 | 329.95 | 300.75 | 271.65 | 242.45 |
| 14 |  CONCORDIA | HMO | 372.85 | 361.25 | 332.05 | 302.85 | 273.75 | 244.55 |
| 15 | CONCORDIA | smartDoc | 372.85 | 361.25 | 332.05 | 302.85 | 273.75 | 244.55 |
| See all | See all | See all | See all | See all | See all | |||
In 2026, for an adult aged 26 or over in Schwende-Rüte, with accident cover, the cheapest health insurance premium is:
- 348.35 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart)
- 226.95 CHF a month with a 2'500 CHF deductible (Sympany, callmed 24)
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Frequently asked questions
Which health insurance is the cheapest in Schwende-Rüte for an adult aged 26 or over with a deductible of 300 CHF, with accident cover?
In 2026, with accident cover, the cheapest offer in Schwende-Rüte is Agrisano (AGRIsmart) at 348.35 CHF a month.
How much does health insurance cost in Schwende-Rüte in 2026 for an adult aged 26 or over?
For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, monthly premiums run from 348.35 CHF (Agrisano, AGRIsmart) to 537.85 CHF (Groupe Mutuel – Avenir, Standard model): 114 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 317.65 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Schwende-Rüte for an adult aged 26 or over with accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 348.35 CHF a month with the 300 CHF deductible to 237.95 CHF with the 2'500 CHF deductible: 110.40 CHF less a month, 1'324.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'772 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Schwende-Rüte for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 405.85 CHF (Agrisano), family doctor / HMO 355.25 CHF (Sympany), flexible model 363.65 CHF (Sympany), telemedicine 348.35 CHF (Agrisano).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 353.50 CHF at Agrisano (AGRIsmart) gives 348.35 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.