Health insurance premiums 2027 in Schwende-Rüte (AI)For an adult aged 26 or over with accident cover
From 243.65 to 562.75 CHF a month depending on the deductible and the model
115 offers from 23 health insurers.
In 2027, for an adult aged 26 or over in Schwende-Rüte, with accident cover, the cheapest health insurance premium is:
- 371.95 CHF a month with a 300 CHF deductible (KPT, KPTwin.smart - GP with app)
- 243.65 CHF a month with a 2'500 CHF deductible (KPT, KPTwin.smart - GP with app)
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Schwende-Rüte for an adult aged 26 or over with a deductible of 300 CHF, with accident cover?
In 2027, with accident cover, the cheapest offer in Schwende-Rüte is KPT (KPTwin.smart - GP with app) at 371.95 CHF a month. The cheapest standard model (free choice of doctor) is ÖKK (Standard model) at 431.25 CHF a month.
How much does health insurance cost in Schwende-Rüte in 2027 for an adult aged 26 or over?
For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, monthly premiums run from 371.95 CHF (KPT, KPTwin.smart - GP with app) to 562.75 CHF (Groupe Mutuel – Avenir, Standard model): 115 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 335.75 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Schwende-Rüte for an adult aged 26 or over with accident cover?
On the cheapest offer (KPT, KPTwin.smart - GP with app), the premium goes from 371.95 CHF a month with the 300 CHF deductible to 243.65 CHF with the 2'500 CHF deductible: 128.30 CHF less a month, 1'539.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'011 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Schwende-Rüte for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 431.25 CHF (ÖKK), family doctor / HMO 374.65 CHF (ÖKK), flexible model 385.95 CHF (Helsana), telemedicine 371.95 CHF (KPT).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 376.70 CHF at KPT (KPTwin.smart - GP with app) gives 371.95 CHF after redistribution.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.