Health insurance premiums 2027 in Gonten (AI)
Gonten is in premium region 0 of the canton of Appenzell Innerrhoden.
For an adult aged 26 or over
Without accident cover: from 226.25 to 523.05 CHF a month
115 offers from 23 health insurers.
- Deductible of 300 CHF345.55 CHFKPTKPTwin.smart - GP with app
- Deductible of 500 CHF334.75 CHFKPTKPTwin.smart - GP with app
- Deductible of 1'000 CHF307.65 CHFKPTKPTwin.smart - GP with app
- Deductible of 1'500 CHF280.45 CHFKPTKPTwin.smart - GP with app
- Deductible of 2'000 CHF255.95 CHFÖKKÖKK CASAMED HMO
- Deductible of 2'500 CHF226.25 CHFKPTKPTwin.smart - GP with app
With accident cover: from 243.65 to 562.75 CHF a month
115 offers from 23 health insurers.
- Deductible of 300 CHF371.95 CHFKPTKPTwin.smart - GP with app
- Deductible of 500 CHF360.35 CHFKPTKPTwin.smart - GP with app
- Deductible of 1'000 CHF331.15 CHFKPTKPTwin.smart - GP with app
- Deductible of 1'500 CHF301.95 CHFKPTKPTwin.smart - GP with app
- Deductible of 2'000 CHF275.55 CHFÖKKÖKK CASAMED HMO
- Deductible of 2'500 CHF243.65 CHFKPTKPTwin.smart - GP with app
For a young adult aged 19 to 25
Without accident cover: from 153.65 to 394.45 CHF a month
115 offers from 23 health insurers.
- Deductible of 300 CHF259.85 CHFÖKKÖKK CASAMED HMO
- Deductible of 500 CHF249.05 CHFÖKKÖKK CASAMED HMO
- Deductible of 1'000 CHF221.95 CHFÖKKÖKK CASAMED HMO
- Deductible of 1'500 CHF194.75 CHFÖKKÖKK CASAMED HMO
- Deductible of 2'000 CHF167.75 CHFÖKKÖKK CASAMED HMO
- Deductible of 2'500 CHF153.65 CHFCSSHMO (health practice)
With accident cover: from 165.65 to 424.45 CHF a month
115 offers from 23 health insurers.
- Deductible of 300 CHF278.15 CHFAgrisanoAGRIsmart
- Deductible of 500 CHF267.95 CHFAgrisanoAGRIsmart
- Deductible of 1'000 CHF238.95 CHFÖKKÖKK CASAMED HMO
- Deductible of 1'500 CHF209.75 CHFÖKKÖKK CASAMED HMO
- Deductible of 2'000 CHF180.65 CHFÖKKÖKK CASAMED HMO
- Deductible of 2'500 CHF165.65 CHFCSSHMO (health practice)
For a child aged 0 to 18
With accident cover: from 49.85 to 141.65 CHF a month
115 offers from 23 health insurers.
- Deductible of 0 CHF79.45 CHFKPTKPTwin.smart - GP with app
- Deductible of 100 CHF76.75 CHFAssuraMediTel
- Deductible of 200 CHF70.25 CHFKPTKPTwin.smart - GP with app
- Deductible of 300 CHF65.05 CHFAssuraMediTel
- Deductible of 400 CHF59.25 CHFAssuraMediTel
- Deductible of 500 CHF53.45 CHFAssuraMediTel
- Deductible of 600 CHF49.85 CHFAssuraMediTel
Without accident cover: from 46.05 to 131.45 CHF a month
115 offers from 23 health insurers.
- Deductible of 0 CHF73.55 CHFKPTKPTwin.smart - GP with app
- Deductible of 100 CHF71.05 CHFAssuraMediTel
- Deductible of 200 CHF65.05 CHFKPTKPTwin.smart - GP with app
- Deductible of 300 CHF60.25 CHFAssuraMediTel
- Deductible of 400 CHF54.85 CHFAssuraMediTel
- Deductible of 500 CHF49.45 CHFAssuraMediTel
- Deductible of 600 CHF46.05 CHFAssuraMediTel
In 2027, the cheapest health insurance premium in Gonten is:
- For an adult without accident cover: 345.55 CHF a month with a 300 CHF deductible (KPT, KPTwin.smart - GP with app), 226.25 CHF with a 2'500 CHF deductible (KPT, KPTwin.smart - GP with app).
- For a young adult without accident cover: 259.85 CHF a month with a 300 CHF deductible (ÖKK, ÖKK CASAMED HMO), 153.65 CHF with a 2'500 CHF deductible (CSS, HMO (health practice)).
- For a child with accident cover: 79.45 CHF a month with a 0 CHF deductible (KPT, KPTwin.smart - GP with app), 49.85 CHF with a 600 CHF deductible (Assura, MediTel).
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Frequently asked questions
Which health insurer is the cheapest in Gonten in 2027?
For an adult without accident cover: KPT (KPTwin.smart - GP with app) at 350.30 CHF a month with a deductible of 300 CHF, and KPT (KPTwin.smart - GP with app) at 226.25 CHF with the 2'500 CHF deductible. Each situation above leads to the full list of offers.
Are the premiums the same across the whole region?
Yes. Gonten is in premium region 0 of canton Appenzell Innerrhoden: every municipality in that region has exactly the same premiums. The region depends on your municipality of residence, not your postcode.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The deductible changes on the same date, by telling your insurer.
Do I need to include accident cover?
Generally no if you work at least 8 hours a week for the same employer: their accident insurance (UVG/LAA) also covers non-occupational accidents. Otherwise, include accident cover if you are not already fully covered by another UVG/LAA accident policy.
Why is the FOPH-approved premium higher than the price shown?
The amount shown is the FOPH-approved premium, the same one as on priminfo.admin.ch, less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person receives 57.00 CHF, which the insurer deducts from the invoices: 4.75 CHF a month, the same amount for everyone. The approved premium of 350.30 CHF at KPT therefore gives 345.55 CHF; the ranking does not change. Your invoice may still differ, for example with your canton’s individual premium reduction.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.