Health insurance premiums 2027 in Gonten (AI)For a child aged 0 to 18
With accident cover: from 49.85 to 141.65 CHF a month depending on the deductible and the model
115 offers from 23 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 | KPTwin.smart - GP with app | 79.45 | — | 70.25 | — | 60.85 | — | 52.25 | |
| 2 | AGRIsmart | 80.55 | — | 70.45 | 65.45 | 60.35 | 55.25 | 50.25 | |
| 3 | MediTel | 82.55 | 76.75 | 70.95 | 65.05 | 59.25 | 53.45 | 49.85 | |
| 4 | Helsana BeneFit PLUS Telemed | 83.05 | — | — | — | — | 53.95 | — | |
| 5 | Helsana BeneFit PLUS General Practitioner R1 | 84.05 | — | — | — | — | 54.95 | — | |
| 6 | KPTwin.plus - HMO GP | 84.75 | — | 74.85 | — | 64.95 | — | 55.05 | |
| 7 | KPTwin.doc - GP (family doctor) | 84.75 | — | 74.85 | — | 64.95 | — | 55.05 | |
| 8 | Helsana BeneFit PLUS General Practitioner R2 | 85.05 | — | — | — | — | 55.95 | — | |
| 9 | Helsana BeneFit PLUS Flexmed | 85.05 | — | — | — | — | 55.95 | — | |
| 10 | AGRIcontact | 85.45 | — | 74.75 | 69.45 | 64.15 | 58.75 | 53.45 | |
| 11 | QualiMed | 85.55 | 79.75 | 73.95 | 68.05 | 62.25 | 56.45 | 50.55 | |
| 12 | KPTwin.easy - Telemedicine | 85.85 | — | 75.85 | — | 65.75 | — | 55.75 | |
| 13 | AGRIeco | 85.95 | — | 75.15 | 69.85 | 64.55 | 59.05 | 53.75 | |
| 14 | Family doctor | 86.55 | 80.75 | 74.95 | 69.05 | 63.25 | 57.45 | 51.55 | |
| 15 | Helsana BeneFit PLUS General Practitioner R3 | 87.05 | — | — | — | — | 57.95 | — | |
| See all | See all | See all | See all | See all | See all | See all | |||
Without accident cover: from 46.05 to 131.45 CHF a month depending on the deductible and the model
115 offers from 23 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 | KPTwin.smart - GP with app | 73.55 | — | 65.05 | — | 56.25 | — | 48.25 | |
| 2 | AGRIsmart | 76.25 | — | 66.65 | 61.95 | 57.05 | 52.25 | 47.55 | |
| 3 | MediTel | 76.45 | 71.05 | 65.75 | 60.25 | 54.85 | 49.45 | 46.05 | |
| 4 | Helsana BeneFit PLUS Telemed | 76.95 | — | — | — | — | 49.85 | — | |
| 5 | Helsana BeneFit PLUS General Practitioner R1 | 77.85 | — | — | — | — | 50.85 | — | |
| 6 | KPTwin.plus - HMO GP | 78.45 | — | 69.25 | — | 60.05 | — | 50.85 | |
| 7 | KPTwin.doc - GP (family doctor) | 78.45 | — | 69.25 | — | 60.05 | — | 50.85 | |
| 8 | Helsana BeneFit PLUS General Practitioner R2 | 78.85 | — | — | — | — | 51.75 | — | |
| 9 | Helsana BeneFit PLUS Flexmed | 78.85 | — | — | — | — | 51.75 | — | |
| 10 | QualiMed | 79.25 | 73.85 | 68.45 | 63.05 | 57.65 | 52.25 | 46.75 | |
| 11 | KPTwin.easy - Telemedicine | 79.55 | — | 70.25 | — | 60.85 | — | 51.55 | |
| 12 | Family doctor | 80.25 | 74.85 | 69.45 | 63.95 | 58.55 | 53.15 | 47.65 | |
| 13 | Helsana BeneFit PLUS General Practitioner R3 | 80.65 | — | — | — | — | 53.65 | — | |
| 14 | AGRIcontact | 80.95 | — | 70.75 | 65.75 | 60.75 | 55.55 | 50.55 | |
| 15 | Hausarztversicherung Profit | 81.05 | 75.65 | 70.25 | 64.75 | 59.35 | — | 48.55 | |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2027, for a child aged 0 to 18 in Gonten, the cheapest health insurance premium is:
- Without accident cover: 73.55 CHF a month with a 0 CHF deductible (KPT, KPTwin.smart - GP with app), 46.05 CHF with a 600 CHF deductible (Assura, MediTel).
- With accident cover: 79.45 CHF a month with a 0 CHF deductible (KPT, KPTwin.smart - GP with app), 49.85 CHF with a 600 CHF deductible (Assura, MediTel).
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Frequently asked questions
Which health insurance is the cheapest in Gonten for a child aged 0 to 18?
In 2027, without accident cover: KPT (KPTwin.smart - GP with app) at 73.55 CHF a month with a deductible of 0 CHF, and Assura (MediTel) at 46.05 CHF with the 600 CHF deductible. With accident cover: KPT (KPTwin.smart - GP with app) at 79.45 CHF, and Assura (MediTel) at 49.85 CHF.
How much does accident cover cost in basic insurance in Gonten?
For a child aged 0 to 18 with KPT (KPTwin.smart - GP with app), the premium rises from 73.55 CHF a month without accident cover to 79.45 CHF with accident cover, at the 0 CHF deductible: 5.90 CHF a month, 70.80 CHF a year. You only need this cover if you are not already fully insured for accidents under the Accident Insurance Act (UVG/LAA). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 84.20 CHF at KPT (KPTwin.smart - GP with app) gives 79.45 CHF after redistribution.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.