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From 153.65 to 394.45 CHF a month depending on the deductible and the model

115 offers from 23 health insurers.

#InsurerModelDeductible
300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF
1ÖKKFamily doctor / HMOÖKK CASAMED HMO259.85249.05221.95194.75167.75158.85
2AgrisanoTelemedicineAGRIsmart264.05254.35230.45206.45182.45158.75
3ÖKKFamily doctor / HMOÖKK CASAMED GENERAL PRACTITIONER268.95258.25231.05203.85176.85158.85
4CSSFamily doctor / HMOHMO (health practice)271.55260.75233.55206.45179.35153.65
5ÖKKTelemedicineÖKK CASAMED 24273.65262.85235.75208.55181.45158.85
6SympanyTelemedicinecallmed 24274.35263.65236.45209.25182.25169.85
7SympanyFamily doctor / HMOcasamed hmo274.35263.65236.45209.25182.25169.85
8ÖKKFlexible modelÖKK CASAMED SELECT276.65265.85238.65211.55184.45158.85
9CONCORDIAFamily doctor / HMOHMO277.45266.55238.95211.35183.85167.95
10CSSFlexible modelMultimed278.05267.25240.05212.95185.85158.75
11AssuraTelemedicineMediTel278.65267.85240.75213.55186.55172.45
12HelsanaTelemedicineHelsana BeneFit PLUS Telemed279.35268.55241.35214.25187.15172.85
13AgrisanoTelemedicineAGRIcontact279.45269.35244.05218.65193.25167.95
14VisanaFamily doctor / HMOManaged Care279.75273.55241.55214.35187.05168.45
15VisanaFamily doctor / HMOMed Direct279.75273.55241.55214.35187.05168.45
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In 2027, for a young adult aged 19 to 25 in Oberegg, without accident cover, the cheapest health insurance premium is:

Last modified:

Frequently asked questions

Which health insurance is the cheapest in Oberegg for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in Oberegg is ÖKK (ÖKK CASAMED HMO) at 259.85 CHF a month. The cheapest standard model (free choice of doctor) is CSS (Standard model) at 289.95 CHF a month.

How much does health insurance cost in Oberegg in 2027 for a young adult aged 19 to 25?

For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, monthly premiums run from 259.85 CHF (ÖKK, ÖKK CASAMED HMO) to 394.45 CHF (Groupe Mutuel – Avenir, Standard model): 115 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 221.05 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 300 CHF or 2'500 CHF better in Oberegg for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (ÖKK, ÖKK CASAMED HMO), the premium goes from 259.85 CHF a month with the 300 CHF deductible to 158.85 CHF with the 2'500 CHF deductible: 101.00 CHF less a month, 1'212.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'647 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

Which model is the cheapest in Oberegg for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 289.95 CHF (CSS), family doctor / HMO 259.85 CHF (ÖKK), flexible model 276.65 CHF (ÖKK), telemedicine 264.05 CHF (Agrisano).

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 264.60 CHF at ÖKK (ÖKK CASAMED HMO) gives 259.85 CHF after redistribution.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.