Health insurance premiums 2027 in Zurich (ZH)For a child aged 0 to 18
With accident cover: from 84.85 to 188.55 CHF a month depending on the deductible and the model
128 offers from 27 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 |  Assura | QualiMed | 119.85 | 114.05 | 108.25 | 102.35 | 96.55 | 90.75 | 84.85 |
| 2 |  KPT | KPTwin.smart - GP with app | 122.65 | — | 113.45 | — | 104.05 | — | 94.65 |
| 3 | Assura | MediTel | 123.65 | 117.85 | 112.05 | 106.15 | 100.35 | 94.55 | 88.65 |
| 4 |  Helsana | Helsana BeneFit PLUS General Practitioner R1 | 124.15 | — | — | — | — | 95.05 | — |
| 5 | KPT | KPTwin.plus - HMO GP | 124.25 | — | 114.85 | — | 105.45 | — | 95.95 |
| 6 |  ÖKK | ÖKK CASAMED HMO | 126.85 | — | 115.25 | — | 103.55 | — | 91.85 |
| 7 | Helsana | Helsana BeneFit PLUS Flexmed | 127.25 | — | — | — | — | 98.15 | — |
| 8 | KPT | KPTwin.doc - GP (family doctor) | 127.45 | — | 117.85 | — | 108.15 | — | 98.45 |
| 9 | Assura | Family doctor | 127.45 | 121.65 | 115.85 | 109.95 | 104.15 | 98.35 | 92.45 |
| 10 | Assura | PharMed | 127.45 | 121.65 | 115.85 | 109.95 | 104.15 | 98.35 | 92.45 |
| 11 | ÖKK | ÖKK CASAMED GENERAL PRACTITIONER | 128.35 | — | 116.75 | — | 105.05 | — | 93.35 |
| 12 | Helsana | Helsana BeneFit PLUS General Practitioner R2 | 128.85 | — | — | — | — | 99.75 | — |
| 13 | Helsana | Helsana BeneFit PLUS Telemed | 128.85 | — | — | — | — | 99.75 | — |
| 14 |  SLKK | SmartMed | 128.95 | 123.65 | 118.25 | 112.85 | 107.85 | 102.25 | 96.75 |
| 15 | ÖKK | ÖKK CASAMED 24 | 130.55 | — | 118.95 | — | 107.25 | — | 95.55 |
| See all | See all | See all | See all | See all | See all | See all | |||
Without accident cover: from 78.65 to 175.05 CHF a month depending on the deductible and the model
128 offers from 27 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 | Assura | QualiMed | 111.15 | 105.75 | 100.35 | 94.95 | 89.55 | 84.15 | 78.65 |
| 2 | KPT | KPTwin.smart - GP with app | 113.75 | — | 105.15 | — | 96.45 | — | 87.65 |
| 3 | Assura | MediTel | 114.75 | 109.35 | 103.95 | 98.45 | 93.05 | 87.65 | 82.15 |
| 4 | Helsana | Helsana BeneFit PLUS General Practitioner R1 | 115.15 | — | — | — | — | 88.15 | — |
| 5 | KPT | KPTwin.plus - HMO GP | 115.25 | — | 106.45 | — | 97.75 | — | 88.95 |
| 6 | ÖKK | ÖKK CASAMED HMO | 117.65 | — | 106.85 | — | 96.05 | — | 85.15 |
| 7 | Helsana | Helsana BeneFit PLUS Flexmed | 118.05 | — | — | — | — | 90.95 | — |
| 8 | KPT | KPTwin.doc - GP (family doctor) | 118.15 | — | 109.25 | — | 100.25 | — | 91.25 |
| 9 | Assura | Family doctor | 118.25 | 112.85 | 107.45 | 101.95 | 96.55 | 91.15 | 85.65 |
| 10 | Assura | PharMed | 118.25 | 112.85 | 107.45 | 101.95 | 96.55 | 91.15 | 85.65 |
| 11 | ÖKK | ÖKK CASAMED GENERAL PRACTITIONER | 119.05 | — | 108.25 | — | 97.45 | — | 86.55 |
| 12 | Helsana | Helsana BeneFit PLUS General Practitioner R2 | 119.55 | — | — | — | — | 92.45 | — |
| 13 | Helsana | Helsana BeneFit PLUS Telemed | 119.55 | — | — | — | — | 92.45 | — |
| 14 | SLKK | SmartMed | 120.95 | 115.95 | 110.95 | 105.85 | 101.05 | 95.75 | 90.75 |
| 15 | ÖKK | ÖKK CASAMED 24 | 121.15 | — | 110.35 | — | 99.45 | — | 88.55 |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2027, for a child aged 0 to 18 in Zurich, the cheapest health insurance premium is:
- Without accident cover: 111.15 CHF a month with a 0 CHF deductible (Assura, QualiMed), 78.65 CHF with a 600 CHF deductible (Assura, QualiMed).
- With accident cover: 119.85 CHF a month with a 0 CHF deductible (Assura, QualiMed), 84.85 CHF with a 600 CHF deductible (Assura, QualiMed).
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Frequently asked questions
Which health insurance is the cheapest in Zurich for a child aged 0 to 18?
In 2027, without accident cover: Assura (QualiMed) at 111.15 CHF a month with a deductible of 0 CHF, and Assura (QualiMed) at 78.65 CHF with the 600 CHF deductible. With accident cover: Assura (QualiMed) at 119.85 CHF, and Assura (QualiMed) at 84.85 CHF.
How much does accident cover cost in basic insurance in Zurich?
For a child aged 0 to 18 with Assura (QualiMed), the premium rises from 111.15 CHF a month without accident cover to 119.85 CHF with accident cover, at the 0 CHF deductible: 8.70 CHF a month, 104.40 CHF a year. You only need this cover if you are not already fully insured for accidents under the Accident Insurance Act (UVG/LAA). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 124.60 CHF at Assura (QualiMed) gives 119.85 CHF after redistribution.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.